Result
€228,798 €228,798
Back in profit in 2025, after a loss of €42,399 in 2024.
LAGAE JP&E
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1992peak €1.5m (2016)
-€27,402▼ €424
lowest -€199,329 (2016)
€228,798▲ €271,197
peak €2.0m (2025)
€2.0m▲ 12.7%
€178,440▲ 36.7%
peak 12.8 FTE (2006)
-not published
Board3 names since 2021
2 directorsJean-Philippe LAGAE and 1 other
Documentsfilings and deeds
23-04-20267 days before the deadline
2025micro format
Back to profit: €228,798Equity from €1.8m to €2.0mDebts from €130,535 to €178,440Investments €627Cash from €69,156 to €395,011
Key points
from the 2025 annual accountsInvestments
€627 9.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 879.7% higher than in 2024.
Filings
33 annual accounts 34 filings since 1992
The 2016 accounts came 2 days late. The other nine of the last ten were filed on time.
Turnover not published (micro format)
Checked score
95
Excellent
Financially stronger than 58% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
No main activity registered
Founded in 1991
lowers risk
Size: total assets €3.7m
Figures for financial year 2025 (filed on 30-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 50% of them on solvency, 85% on liquidity, 17% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as LAGAE JP&E has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of LAGAE JP&E itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for LAGAE JP&E. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 20.8 (26.31 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 10.6% of total assets. 45.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €2.0m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
21 days early
2023
13 days early
2022
11 days early
2021
19 days early
2020
8 days early
2019
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 15 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 18 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Assemblee Generale - Annee Comptable
General meeting of 07-09-2026 · Gazette deed
Change of role: LAGAE Jean Philippe Joseph Marie Therese Emile, from statutory manager to statutory director
Appointment: Corinne Duporit (statutory director) · Gazette deed
Incorporation
published on 13-04-1991 · Gazette deed
First establishment
Koningsstraat 55/4, Brussels
Official details
Source: KBO- Status
- Active since 26-03-1991Normal situation
- Registered office
- 17 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- “Soit directement par elle-même, selon les voies et moyens légaux à sa disposition ou…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 216Notaries' employees · annual accounts 30-09-2024
- Establishment unit
- 2.190.725.0061000 Brussels, since 26-03-1991
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-09-2025
- €3.7m▲ 8.1%
- Filing
- Filed on 23-04-2026, 7 days before the end of the filing period
Insights on LAGAE JP&E
LAGAE JP&E files the micro format. That format states no turnover. The gross margin fell from €948,045 in 2006 to -€27,402 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAGAE JP&E
- What is the company number of LAGAE JP&E?
- The company number of LAGAE JP&E is 0443.689.480. The VAT number is the same number with BE in front: BE 0443.689.480.
- Where is LAGAE JP&E based?
- The registered office is at Wolvengracht 38, 1000 Brussels.Company details
- What is the legal form of LAGAE JP&E?
- LAGAE JP&E is a private limited company (BV).
- When was LAGAE JP&E founded?
- LAGAE JP&E was founded on 26-03-1991.
- Is LAGAE JP&E still active?
- Yes, LAGAE JP&E is an active enterprise in the KBO register.
- Which joint committee does LAGAE JP&E fall under?
- In its 30-09-2024 annual accounts, LAGAE JP&E states joint committees 100 (Auxiliary committee for blue-collar workers) and 216 (Notaries' employees).
- What is the turnover of LAGAE JP&E?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is LAGAE JP&E profitable?
- In financial year 2025, LAGAE JP&E made a profit of €228,798.
- Where can I find the annual accounts of LAGAE JP&E?
- LAGAE JP&E filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAGAE JP&E due?
- LAGAE JP&E must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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