LAFORGE VINCENT
ActiveSummary
LAFORGE VINCENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231,504 and a net result of €39,307. Equity remains stable across the filed fiscal years (±1.7% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 6.86; short-term debt: 13.2% and cash: 34.2% of total assets), and 13.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
14.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
130 d early
2024
16 d early
2023
61 d early
2022
87 d early
2021
122 d early
2020
131 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 87 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 May (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39,307▲ 489%
2024 · €6,679
Working capital
€206,250▲ 2.3%
2024 · €201,604
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,594▲ 97.9%€95,418▲ 124%€16,204▼ 83.0%€12,232▼ 24.5%€52,852▲ 332%
Net result€31,334▲ 236%€66,373▲ 112%€6,358▼ 90.4%€6,679▲ 5.0%€39,307▲ 489%
Equity€177,537▼ 17.9%€217,660▲ 22.6%€224,019▲ 2.9%€230,697▲ 3.0%€231,504▲ 0.3%
Total assets€198,097▼ 8.8%€249,853▲ 26.1%€243,717▼ 2.5%€231,247▼ 5.1%€266,686▲ 15.3%
Debt€20,560▲ 2,348%€32,192▲ 56.6%€19,698▼ 38.8%€550▼ 97.2%€35,182▲ 6,295%
Working capital€177,269▼ 17.5%€200,630▲ 13.2%€203,108▲ 1.2%€201,604▼ 0.7%€206,250▲ 2.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 332% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266,686
Fixed assets
€25,255 ▼ 13.2%
Current assets
€241,431 ▲ 19.4%
Equity and liabilities €266,686
Equity
€231,504 ▲ 0.3%
Debt
€35,182 ▲ 6,295%
Debt's share of the balance-sheet total rises from 0.2% to 13.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56,691▲
2024 · €15,729
Cash flow
€43,146▲
2024 · €10,176
Current ratio
6.86
Debt to equity
0.15▲
2024 · 0.00
ROE
17.0%▲
2024 · 2.9%
ROA
14.7%▲
2024 · 2.9%
Interest coverage
33.55▲
2024 · 33.35
Debt ≤ 1 year
€35,182▲
2024 · €550
Income taxes
€12,693▲
2024 · €5,441
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,070 | €2,797 | €9,144 | €3,497 | €3,839 | ▲ 9.8% |
| Other operating charges640/8 | - | €6,283 | €984 | €13,358 | €662 | ▼ 95.0% |
| Gross operating margin9900 | €54,443 | €104,499 | €26,332 | €29,088 | €57,353 | ▲ 97.2% |
| Operating profit (loss)9901 | €42,594 | €95,418 | €16,204 | €12,232 | €52,852 | ▲ 332% |
| Financial income75/76B | - | €1 | €5 | €359 | €838 | ▲ 133% |
| Recurring financial income75 | €2 | €1 | €5 | €359 | €838 | ▲ 133% |
| Financial charges65/66B | - | €630 | €369 | €472 | €1,690 | ▲ 258% |
| Recurring financial charges65 | €500 | €630 | €369 | €472 | €1,690 | ▲ 258% |
| Profit (loss) for the period before taxes9903 | €42,096 | €94,790 | €15,840 | €12,120 | €52,000 | ▲ 329% |
| Income taxes67/77 | €10,762 | €28,417 | €9,482 | €5,441 | €12,693 | ▲ 133% |
| Profit (loss) for the period9904 | €31,334 | €66,373 | €6,358 | €6,679 | €39,307 | ▲ 489% |
| Profit (loss) for the period to be appropriated9905 | €31,334 | €66,373 | €6,358 | €6,679 | €39,307 | ▲ 489% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €198,097 | €249,853 | €243,717 | €231,247 | €266,686 | ▲ 15.3% |
| Fixed assets21/28 | €268 | €23,742 | €20,910 | €29,093 | €25,255 | ▼ 13.2% |
| Tangible fixed assets22/27 | €268 | €23,742 | €20,910 | €14,093 | €10,255 | ▼ 27.2% |
| Plant, machinery and equipment23 | - | - | €3,821 | €2,994 | €2,168 | ▼ 27.6% |
| Furniture and vehicles24 | - | €23,742 | €17,089 | €11,099 | €8,087 | ▼ 27.1% |
| Financial fixed assets28 | - | - | - | €15,000 | €15,000 | = |
| Current assets29/58 | €197,829 | €226,111 | €222,806 | €202,154 | €241,431 | ▲ 19.4% |
| Amounts receivable within one year40/41 | - | - | - | €9 | €8,207 | ▲ 93,161% |
| Other amounts receivable41 | - | - | - | €9 | €8,207 | ▲ 93,161% |
| Current investments50/53 | €98,784 | €98,784 | €128,784 | €132,534 | €141,913 | ▲ 7.1% |
| Cash at bank and in hand54/58 | €95,355 | €115,686 | €94,022 | €69,611 | €91,312 | ▲ 31.2% |
| Deferred charges and accrued income490/1 | - | €11,641 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €198,097 | €249,853 | €243,717 | €231,247 | €266,686 | ▲ 15.3% |
| Equity10/15 | €177,537 | €217,660 | €224,019 | €230,697 | €231,504 | ▲ 0.3% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Outside capital11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Other1109/19 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €122,540 | €162,663 | €169,021 | €175,700 | €176,507 | ▲ 0.5% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Distributable reserves133 | - | €160,808 | €167,166 | €173,845 | €174,652 | ▲ 0.5% |
| Profit (loss) carried forward14 | €36,447 | €36,447 | €36,447 | €36,447 | €36,447 | = |
| Amounts payable17/49 | €20,560 | €32,192 | €19,698 | €550 | €35,182 | ▲ 6,295% |
| Amounts payable after more than one year17 | - | €6,712 | - | - | - | - |
| Financial debts170/4 | - | €6,712 | - | - | - | - |
| Amounts payable within one year42/48 | €20,560 | €25,481 | €19,698 | €550 | €35,182 | ▲ 6,295% |
| Current portion of amounts payable after more than one year42 | - | €5,650 | - | - | - | - |
| Trade debts44 | €592 | €359 | €270 | €537 | €2,182 | ▲ 306% |
| Suppliers440/4 | - | €359 | €270 | €537 | €2,182 | ▲ 306% |
| Taxes, remuneration and social security45 | - | - | - | - | €9,250 | - |
| Taxes450/3 | - | - | - | - | €9,250 | - |
| Other amounts payable47/48 | - | €19,471 | €19,428 | €13 | €23,750 | ▲ 178,070% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,334 | €66,373 | €6,358 | €6,679 | €39,307 | ▲ 489% |
| + Depreciation and write-downs630 | €1,070 | €2,797 | €9,144 | €3,497 | €3,839 | ▲ 9.8% |
| Operating cash flow (approximation) | €32,404 | €69,170 | €15,502 | €10,176 | €43,146 | ▲ 324% |
| Investment in fixed assets (approximation) | - | -€26,271 | -€6,312 | -€11,681 | €0 | ▲ 100% |
| Change in cash | - | €20,331 | -€21,663 | -€24,411 | €21,700 | ▲ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 32current ratio 367.47
Current ratio from 11.31 to 367.47; short-term debt falls from €19,698 to €550.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €66,373 ▲112%
Operating result €95,418, net result €66,373, both a record.
31-12
Financial
Equity above €200,000Eq €217,660 ▲22.6%
3 profitable years in a row build equity to €217,660.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9,327
Net result €9,327 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 256.95
Current ratio from 94.02 to 256.95; short-term debt falls from €2,032 to €840.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€1,338
Net result drops to -€1,338, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 94.02
Current ratio from 38.24 to 94.02; short-term debt falls from €4,872 to €2,032.
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2008
Ground area
1,159 m²
Building footprint
158 m²
Parcel 92035A0064/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LAFORGE VINCENT
since 20082.350.683.251
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92035A0064/00P000 | Wallonia | 1,159 m² | 1 · 158 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-2008
Fiscal year end31-12
Contact
E-mail
vincentlaforge@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807869943
Registered
22-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.