LAFORGE CONSULTING
ActiveSummary
LAFORGE CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,488 and a net result of €28,971. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 25% of 970 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency42▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.89 in 2024; short-term debt: 82.5% and cash: 56.5% of total assets), and 82.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
26%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 970 sector peers (2025).
NBB · sector comparisonPosition among 970 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
101 d early
2024
63 d early
2023
120 d early
2022
6 d early
2021
39 d early
2020
61 d early
2019
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 May (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€19,488▼ 0.2%
2024 · €19,517
Total assets
€111,378▼ 20.3%
2024 · €139,835
Net result
€28,971▼ 18.0%
2024 · €35,339
Working capital
-€2,337▲ 82.0%
2024 · -€12,948
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,424▼ 53.3%€15,152▲ 32.6%€38,749▲ 156%€45,911▲ 18.5%€41,237▼ 10.2%
Net result€9,156within the sector's middle half▼ 48.9%€10,999within the sector's middle half▲ 20.1%€29,868above the sector's middle half▲ 172%€35,339above the sector's middle half▲ 18.3%€28,971above the sector's middle half▼ 18.0%
Equity€19,312within the sector's middle half▼ 11.2%€19,311within the sector's middle half=€19,179within the sector's middle half▼ 0.7%€19,517within the sector's middle half▲ 1.8%€19,488within the sector's middle half▼ 0.2%
Total assets€107,360within the sector's middle half▼ 27.5%€98,811within the sector's middle half▼ 8.0%€126,607within the sector's middle half▲ 28.1%€139,835within the sector's middle half▲ 10.4%€111,378within the sector's middle half▼ 20.3%
Debt€88,048▼ 30.3%€79,500▼ 9.7%€107,429▲ 35.1%€120,318▲ 12.0%€91,891▼ 23.6%
Working capital-€43,161below the sector's middle half▲ 19.8%-€30,731below the sector's middle half▲ 28.8%-€23,927below the sector's middle half▲ 22.1%-€12,948below the sector's middle half▲ 45.9%-€2,337within the sector's middle half▲ 82.0%
Solvency18.0%within the sector's middle half▲ 3.3pp19.5%within the sector's middle half▲ 1.6pp15.1%below the sector's middle half▼ 4.4pp14.0%below the sector's middle half▼ 1.2pp17.5%below the sector's middle half▲ 3.5pp
Current ratio0.51below the sector's middle half▼ 0.060.61below the sector's middle half▲ 0.100.78below the sector's middle half▲ 0.160.89below the sector's middle half▲ 0.120.97within the sector's middle half▲ 0.08
Return on assets (ROA)8.5%within the sector's middle half▼ 3.6pp11.1%within the sector's middle half▲ 2.6pp23.6%above the sector's middle half▲ 12.5pp25.3%above the sector's middle half▲ 1.7pp26.0%above the sector's middle half▲ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111,378
Fixed assets
€21,825 ▼ 32.8%
Current assets
€89,554 ▼ 16.6%
Equity and liabilities €111,378
Equity
€19,488 ▼ 0.2%
Debt
€91,891 ▼ 23.6%
Debt's share of the balance-sheet total falls from 86.0% to 82.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51,878▼
2024 · €56,551
Cash flow
€39,611▼
2024 · €45,979
Debt to equity
4.72▼
2024 · 6.16
ROE
148.7%▼
2024 · 181.1%
Interest coverage
365.80▼
2024 · 390.20
Debt ≤ 1 year
€91,891▼
2024 · €120,318
Income taxes
€12,125▲
2024 · €10,427
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,106 | €12,431 | €10,139 | €10,640 | €10,640 | = |
| Other operating charges640/8 | €421 | €585 | €877 | €837 | €756 | ▼ 9.7% |
| Gross operating margin9900 | €24,950 | €28,167 | €49,765 | €57,388 | €52,634 | ▼ 8.3% |
| Operating profit (loss)9901 | €11,424 | €15,152 | €38,749 | €45,911 | €41,237 | ▼ 10.2% |
| Financial charges65/66B | €62 | €130 | €138 | €145 | €142 | ▼ 2.1% |
| Recurring financial charges65 | €62 | €130 | €138 | €145 | €142 | ▼ 2.1% |
| Profit (loss) for the period before taxes9903 | €11,362 | €15,022 | €38,612 | €45,766 | €41,096 | ▼ 10.2% |
| Income taxes67/77 | €2,206 | €4,023 | €8,744 | €10,427 | €12,125 | ▲ 16.3% |
| Profit (loss) for the period9904 | €9,156 | €10,999 | €29,868 | €35,339 | €28,971 | ▼ 18.0% |
| Profit (loss) for the period to be appropriated9905 | €9,156 | €10,999 | €29,868 | €35,339 | €28,971 | ▼ 18.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €107,360 | €98,811 | €126,607 | €139,835 | €111,378 | ▼ 20.3% |
| Fixed assets21/28 | €62,473 | €50,042 | €43,105 | €32,465 | €21,825 | ▼ 32.8% |
| Intangible fixed assets21 | €60,000 | €50,000 | €40,000 | €30,000 | €20,000 | ▼ 33.3% |
| Tangible fixed assets22/27 | €2,431 | - | €3,063 | €2,423 | €1,782 | ▼ 26.4% |
| Furniture and vehicles24 | €2,431 | - | €3,063 | €2,423 | €1,782 | ▼ 26.4% |
| Financial fixed assets28 | €42 | €42 | €42 | €42 | €42 | = |
| Current assets29/58 | €44,887 | €48,768 | €83,502 | €107,370 | €89,554 | ▼ 16.6% |
| Amounts receivable within one year40/41 | €15,888 | €20,107 | €27,002 | €10,297 | €25,179 | ▲ 145% |
| Trade receivables40 | €11,416 | €12,130 | €23,535 | €10,297 | €25,071 | ▲ 143% |
| Other amounts receivable41 | €4,471 | €7,977 | €3,467 | - | €108 | - |
| Cash at bank and in hand54/58 | €27,872 | €27,873 | €55,655 | €95,011 | €62,916 | ▼ 33.8% |
| Deferred charges and accrued income490/1 | €1,128 | €788 | €845 | €2,061 | €1,458 | ▼ 29.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €107,360 | €98,811 | €126,607 | €139,835 | €111,378 | ▼ 20.3% |
| Equity10/15 | €19,312 | €19,311 | €19,179 | €19,517 | €19,488 | ▼ 0.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | - | - | - | - | - |
| Other1109/19 | €18,600 | - | - | - | - | - |
| Reserves13 | - | €711 | €579 | €917 | €888 | ▼ 3.2% |
| Distributable reserves133 | - | €711 | €579 | €917 | €888 | ▼ 3.2% |
| Profit (loss) carried forward14 | €712 | - | - | - | - | - |
| Amounts payable17/49 | €88,048 | €79,500 | €107,429 | €120,318 | €91,891 | ▼ 23.6% |
| Amounts payable within one year42/48 | €88,048 | €79,500 | €107,429 | €120,318 | €91,891 | ▼ 23.6% |
| Trade debts44 | €203 | €151 | €135 | €519 | - | - |
| Suppliers440/4 | €203 | €151 | €135 | €519 | - | - |
| Taxes, remuneration and social security45 | €5,608 | €3,217 | €595 | €2,430 | €1,493 | ▼ 38.5% |
| Taxes450/3 | €5,608 | €3,217 | €595 | €2,430 | €1,493 | ▼ 38.5% |
| Other amounts payable47/48 | €82,236 | €76,131 | €106,698 | €117,369 | €90,397 | ▼ 23.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,156 | €10,999 | €29,868 | €35,339 | €28,971 | ▼ 18.0% |
| + Depreciation and write-downs630 | €13,106 | €12,431 | €10,139 | €10,640 | €10,640 | = |
| Operating cash flow (approximation) | €22,261 | €23,430 | €40,006 | €45,979 | €39,611 | ▼ 13.8% |
| Investment in fixed assets (approximation) | - | €0 | -€3,202 | €0 | €0 | - |
| Change in cash | - | €2 | €27,781 | €39,357 | -€32,095 | ▼ 182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €35,339 ▲18.3%
Operating result €45,911, net result €35,339, both a record.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17,904
Net result €17,904 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2018
Ground area
209 m²
Building footprint
127 m²
Parcel 92043A0349/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LAFORGE CONSULTING
since 20182.275.148.460
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92043A0349/00B000 | Wallonia | 209 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,856 companies in sector 18130 we hold annual accounts for 832. 583 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
62100Computer programming
Contact
E-mail
jrlaforge@gmail.comNamur
Phone
0498/466.242Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:0694874445
Also
9925:BE0694874445
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.