LAFFITRANS
ActiveSummary
The computed 12-month bankruptcy probability of LAFFITRANS is 1.5% (moderate). The 2025 annual accounts show equity of €587k and a net result of €47k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 868 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+1
Solvency84▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 1.85 in 2024; short-term debt: 23.3% and cash: 3.7% of total assets), and 40.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
60 d early
2023
106 d early
2022
53 d early
2021
75 d early
2020
72 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▼ 0.3%
2024 · €47k
2018: €50k
2019: €43k▼ -13.9% vs 2018
2020: €38k▼ -12.2% vs 2019lowest in 8 years
2021: €73k▲ +93.0% vs 2020
2022: €81k▲ +11.9% vs 2021highest in 8 years
2023: €66k▼ -19.0% vs 2022
2024: €47k▼ -28.8% vs 2023
2025: €47k▼ -0.3% vs 2024
2018 → 2025
Working capital
€411k▲ 55.7%
2024 · €264k
2018: €217k
2019: €429k▲ +97.1% vs 2018highest in 8 years
2020: €413k▼ -3.7% vs 2019
2021: €247k▼ -40.2% vs 2020
2022: €188k▼ -23.9% vs 2021lowest in 8 years
2023: €195k▲ +3.7% vs 2022
2024: €264k▲ +35.7% vs 2023
2025: €411k▲ +55.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€490k-€536k▲ 9.3%€566k▲ 5.6%€577k▲ 1.9%€587k▲ 1.9%
2021: €490klowest in 5 years
2022: €536k▲ +9.3% vs 2021
2023: €566k▲ +5.6% vs 2022
2024: €577k▲ +1.9% vs 2023
2025: €587k▲ +1.9% vs 2024highest in 5 years
Operating result€13k-€83k▲ 518%€30k▼ 64.2%€53k▲ 79.1%€65k▲ 22.4%
2021: €13klowest in 5 years
2022: €83k▲ +518% vs 2021highest in 5 years
2023: €30k▼ -64.2% vs 2022
2024: €53k▲ +79.1% vs 2023
2025: €65k▲ +22.4% vs 2024
Net result€73k-€81k▲ 11.9%€66k▼ 19.0%€47k▼ 28.8%€47k▼ 0.3%
2021: €73k
2022: €81k▲ +11.9% vs 2021highest in 5 years
2023: €66k▼ -19.0% vs 2022
2024: €47k▼ -28.8% vs 2023
2025: €47k▼ -0.3% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €989k
Fixed assets
€347k ▼ 41.7%
Current assets
€642k ▲ 11.5%
Equity and liabilities €989k
Equity
€587k ▲ 1.9%
Provisions
€1k
Debt
€400k ▼ 32.6%
Debt's share of the balance-sheet total falls from 50.8% to 40.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€314k▲
2024 · €309k
Cash flow
€295k▼
2024 · €303k
Current ratio
2.78▲
2024 · 1.85
Debt to equity
0.68▼
2024 · 1.03
ROE
8.0%▼
2024 · 8.1%
ROA
4.7%▲
2024 · 4.0%
Interest coverage
26.54▲
2024 · 18.83
Debt ≤ 1 year
€231k▼
2024 · €311k
Debt > 1 year
€166k▼
2024 · €283k
Income taxes
€10k
Staff costs
€479k▼
2024 · €487k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€989k▼
Fixed assets21/28€595k€347k▼
Tangible fixed assets22/27€595k€347k▼
Furniture and vehicles24€301k€184k▼
Leasing and similar rights25€294k€163k▼
Current assets29/58€576k€642k▲
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€431k€599k▲
Trade receivables40€431k€599k▲
Cash at bank and in hand54/58€129k€36k▼
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€989k▼
Equity10/15€577k€587k▲
Contributions10/11€19k€19k=
Reserves13€466k€466k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€450k€450k=
Profit (loss) carried forward14€92k€102k▲
Provisions and deferred taxes16-€1k
Provisions for liabilities and charges160/5-€1k
Environmental obligations163-€1k
Amounts payable17/49€594k€400k▼
Amounts payable after more than one year17€283k€166k▼
Financial debts170/4€283k€166k▼
Amounts payable within one year42/48€311k€231k▼
Current portion of amounts payable after more than one year42€167k€113k▼
Trade debts44€29k€32k▲
Suppliers440/4€29k€32k▲
Taxes, remuneration and social security45€78k€50k▼
Taxes450/3€44k€15k▼
Remuneration and social security454/9€34k€35k▲
Other amounts payable47/48€37k€36k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€487k€479k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€256k€248k▼
Other operating charges640/8€26k€25k▼
Gross operating margin9900€822k€818k▼
Operating profit (loss)9901€53k€65k▲
Financial income75/76B€10k€3k▼
Recurring financial income75€10k€3k▼
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€47k€57k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€47k€47k▼
Profit (loss) for the period to be appropriated9905€47k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€138k▲
Profit (loss) brought forward from the previous period14P€81k€92k▲
Profit to be distributed694/7€36k€36k=
Directors or managers695€36k€36k=
Social balance
Average headcount (FTE)90879.09.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €403k | €434k | €513k | €487k | €479k | ▼ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €144k | €160k | €195k | €256k | €248k | ▼ 2.8% |
| Other operating charges640/8 | €17k | €18k | €22k | €26k | €25k | ▼ 2.4% |
| Gross operating margin9900 | €578k | €695k | €760k | €822k | €818k | ▼ 0.4% |
| Operating profit (loss)9901 | €13k | €83k | €30k | €53k | €65k | ▲ 22.4% |
| Financial income75/76B | €81k | €11k | €50k | €10k | €3k | ▼ 65.9% |
| Recurring financial income75 | €59 | €3k | €631 | €10k | €3k | ▼ 65.9% |
| Non-recurring financial income76B | €81k | €8k | €50k | - | - | - |
| Financial charges65/66B | €12k | €8k | €14k | €16k | €12k | ▼ 28.0% |
| Recurring financial charges65 | €12k | €8k | €14k | €16k | €12k | ▼ 28.0% |
| Profit (loss) for the period before taxes9903 | €83k | €87k | €66k | €47k | €57k | ▲ 21.0% |
| Income taxes67/77 | €10k | €5k | - | - | €10k | - |
| Profit (loss) for the period9904 | €73k | €81k | €66k | €47k | €47k | ▼ 0.3% |
| Profit (loss) for the period to be appropriated9905 | €73k | €81k | €66k | €47k | €47k | ▼ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.21M | €1.11M | €1.35M | €1.17M | €989k | ▼ 15.6% |
| Fixed assets21/28 | €698k | €665k | €851k | €595k | €347k | ▼ 41.7% |
| Tangible fixed assets22/27 | €698k | €665k | €851k | €595k | €347k | ▼ 41.7% |
| Furniture and vehicles24 | €303k | €358k | €426k | €301k | €184k | ▼ 39.0% |
| Leasing and similar rights25 | €395k | €308k | €425k | €294k | €163k | ▼ 44.5% |
| Current assets29/58 | €507k | €440k | €502k | €576k | €642k | ▲ 11.5% |
| Stocks and contracts in progress3 | €2k | €6k | €6k | €5k | - | - |
| Stocks30/36 | €2k | €6k | €6k | €5k | - | - |
| Amounts receivable within one year40/41 | €236k | €286k | €369k | €431k | €599k | ▲ 39.0% |
| Trade receivables40 | €236k | €286k | €369k | €431k | €599k | ▲ 39.0% |
| Cash at bank and in hand54/58 | €251k | €140k | €118k | €129k | €36k | ▼ 72.0% |
| Deferred charges and accrued income490/1 | €19k | €7k | €9k | €11k | €7k | ▼ 35.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.21M | €1.11M | €1.35M | €1.17M | €989k | ▼ 15.6% |
| Equity10/15 | €490k | €536k | €566k | €577k | €587k | ▲ 1.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €416k | €466k | €466k | €466k | €466k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €15k | €15k | €15k | €15k | €15k | = |
| Distributable reserves133 | €400k | €450k | €450k | €450k | €450k | = |
| Profit (loss) carried forward14 | €55k | €51k | €81k | €92k | €102k | ▲ 11.8% |
| Provisions and deferred taxes16 | - | - | - | - | €1k | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €1k | - |
| Environmental obligations163 | - | - | - | - | €1k | - |
| Amounts payable17/49 | €715k | €570k | €788k | €594k | €400k | ▼ 32.6% |
| Amounts payable after more than one year17 | €455k | €311k | €480k | €283k | €166k | ▼ 41.2% |
| Financial debts170/4 | €455k | €311k | €480k | €283k | €166k | ▼ 41.2% |
| Amounts payable within one year42/48 | €260k | €252k | €307k | €311k | €231k | ▼ 26.0% |
| Current portion of amounts payable after more than one year42 | €165k | €136k | €197k | €167k | €113k | ▼ 32.5% |
| Trade debts44 | €9k | €11k | €14k | €29k | €32k | ▲ 10.7% |
| Suppliers440/4 | €9k | €11k | €14k | €29k | €32k | ▲ 10.7% |
| Taxes, remuneration and social security45 | €49k | €68k | €59k | €78k | €50k | ▼ 36.0% |
| Taxes450/3 | €26k | €40k | €28k | €44k | €15k | ▼ 65.9% |
| Remuneration and social security454/9 | €24k | €28k | €31k | €34k | €35k | ▲ 2.5% |
| Other amounts payable47/48 | €37k | €37k | €37k | €37k | €36k | ▼ 3.8% |
| Accrued charges and deferred income492/3 | - | €7k | - | - | €3k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73k | €81k | €66k | €47k | €47k | ▼ 0.3% |
| + Depreciation and write-downs630 | €144k | €160k | €195k | €256k | €248k | ▼ 2.8% |
| Operating cash flow (approximation) | €217k | €241k | €261k | €303k | €295k | ▼ 2.4% |
| Investment in fixed assets (approximation) | - | €-127k | €-381k | €0 | €0 | - |
| Change in cash | - | €-110k | €-22k | €11k | €-93k | ▼ 954% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €81k ▲11.9%
Operating result €83k, net result €81k, both a record.
31-12
Financial
Equity above €500kEq €536k ▲9.3%
5 profitable years in a row build equity to €536k.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €38k ▼12.2%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 3 establishment units since 2005
Ground area
2.9 ha
Building footprint
3,510 m²
Volume, LiDAR
7,130 m³
3 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
3 establishment units
LAFFITRANS sprl
since 20052.145.942.084
Chaussée de Tirlemont 125, 5030 Gembloux
since 20052.233.189.824
LAFFITRANS SPRL Wauthier-Braine
since 20222.331.686.889
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0765/00E002 | Wallonia | 1.4 ha | 1 · 1,997 m² | - |
| 25111A0702/00C000 | Wallonia | 1.4 ha | 1 · 1,097 m² | 7.7 m · 2 fl. |
| 92253D0314/00G000indicative | Wallonia | 1,339 m² | 1 · 416 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,585 companies in sector 49410 we hold annual accounts for 8,198. 4,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52250Logistics services
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.