Financials
- Fiscal year
- 2025
- Total assets
- €619,559
- Loss
- -€966
- Solvency
- -0.1%
Total assets▼ 3.0%
Net result
20202025
LAFER IMMO
ActiveSummary
LAFER IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€889) and a net result of -€966. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activity not known1 site
Size
€619,559total assets 2025
- Equity
- -€889
- Loss
- -€966
Turnover not published (abridged schema)
Structure
Accounts 36 d early0 of 2 deeds read
Why 53Capped at 59: negative equity- Negative equity -€889- Liquidity: current ratio 0.01, cash €3,209+ Size: total assets €619,559+ No main activity registeredShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
25=
equity -0.1% of total assets
Liquidity
29-2
short-term debt 44.1% · cash 0.5%
Profitability
37-1
return on assets -0.2%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 11 months
12-2025: 0.4%
01-2026: 0.3%▼ -2.3% vs 12-2025
02-2026: 0.3%▲ +1.7% vs 01-2026
03-2026: 0.3%▼ -0.6% vs 02-2026
04-2026: 0.3%▼ -2.9% vs 03-2026lowest value
05-2026: 0.4%▲ +7.4% vs 04-2026
06-2026: 0.4%▲ +7.5% vs 05-2026highest value
07-2026: 0.4%▼ -6.7% vs 06-2026
08-2026: 0.3%▼ -5.0% vs 07-2026
09-2026: 0.3%▼ -0.3% vs 08-2026
10-2026: 0.4%▲ +2.0% vs 09-2026
- Size: total assets €619,559 lowers the probability for this profile
- No main activity registered lowers the probability
- Negative equity -€889 raises the probability
- Liquidity: current ratio 0.01, cash €3,209 raises the probability
No credit on open account
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 44.1% and cash: 0.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 15%, liquidity 16%, profitability 28%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€889
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
36 d early
2024
22 d late
2023
30 d late
2022
7 d early
2021
2 d early
2020
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 4 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €1,396
Key points
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 22-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 12-05-2020
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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