Equity
€187,939 ▲ 56.6%
Equity rose in 2025 from €120,015 to €187,939.
Laetitia Bessalah
Lifetime
3 annual accounts with figures on one time axispeak €103,098 (2023)
€100,170▲ 20.0%
peak €68,976 (2023)
€67,923▲ 38.5%
peak €187,939 (2025)
€187,939▲ 56.6%
€80,075▼ 5.5%
Board1 name since 2023
1 directorBESSALAH Laetitia
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €83,507 to €100,170Result from €49,039 to €67,923Equity from €120,015 to €187,939Cash from €111,044 to €145,771
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 80% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.7%▼ -0.1 percentage points vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.7%▲ +0.7 percentage points vs 07-2025
09-2025: 2.0%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 0.4%▼ -1.6 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026
09-2026: 0.2%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 29 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €268,014
Liquidity: current ratio 3.98, cash €145,771
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 58% of them on solvency, 83% on liquidity, 90% on profitability and 87% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Laetitia Bessalah has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of Laetitia Bessalah itself is lower: 0.2% within 12 months. It rests on far more data about Laetitia Bessalah than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Laetitia Bessalah. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.98 (3.01 in 2024), above the usual 1.5. Short-term debt is 23.3% and cash 54.4% of total assets. 29.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
29 days late
2024
30 days late
2023
65 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 3 accounts on average 41 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803402795
Incorporation
Founding capital of €2,000, 100 shares · Founder: BESSALAH Laetitia · Appointment: BESSALAH Laetitia (director) · published on 04-07-2023 · Gazette deed
First establishment
Rue Maréchal Joffre 17B, Honnelles
Official details
Source: KBO- Status
- Active since 30-06-2023Normal situation
- Activity
- “En assurant la gestion d'un centre médical ou d'un cabinet médical, en ce compris…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.347.598.6517387 Honnelles, since 30-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2026
Insights on Laetitia Bessalah
Laetitia Bessalah files the micro format. That format states no turnover. The gross margin fell from €103,098 in 2023 to €100,170 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Laetitia Bessalah
- What is the company number of Laetitia Bessalah?
- The company number of Laetitia Bessalah is 0803.402.795. The VAT number is the same number with BE in front: BE 0803.402.795.
- Where is Laetitia Bessalah based?
- The registered office is at Rue Maréchal Joffre 17B, 7387 Honnelles.Company details
- What is the legal form of Laetitia Bessalah?
- Laetitia Bessalah is a private limited company (BV).
- When was Laetitia Bessalah founded?
- Laetitia Bessalah was founded on 30-06-2023.
- Is Laetitia Bessalah still active?
- Yes, Laetitia Bessalah is an active enterprise in the KBO register.
- What is the turnover of Laetitia Bessalah?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €100,170 and 2,211 comparable companies of the same size. It probably lies between €170,000 and €390,000. It is a rough estimate.Financials
- Is Laetitia Bessalah profitable?
- In financial year 2025, Laetitia Bessalah made a profit of €67,923.
- Where can I find the annual accounts of Laetitia Bessalah?
- Laetitia Bessalah filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Laetitia Bessalah due?
- Laetitia Bessalah must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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