Turnover
≈ €260,000 estimated
The micro format states no turnover.
Laeremans
Lifetime
2 annual accounts with figures on one time axispeak €89,668 (2024)
€85,137▼ 5.1%
peak €27,169 (2024)
€14,400▼ 47.0%
peak €42,769 (2025)
€42,769▲ 50.8%
€165,956▼ 20.4%
Board2 names since 2024
2 directorsKNAEPS Martine Jozef and 1 other
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Result from €27,169 to €14,400Equity from €28,369 to €42,769Debts from €208,450 to €165,956Cash from €34,113 to €7,844
Key points
from the 2025 annual accountsDebts
€165,956 80% of the balance sheet
Financial debts 11%Suppliers 1%Taxes and wages 13%Other 74%
Of this, €146,962 falls due within a year.
Starting capital
€1,200 1,200 shares
2025 accounts filed 24 days after the deadline
Checked score
37
Weak
Financially stronger than 47% of micro companies in warehousing and transport support (NACE 52)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 2,306 companies (NACE 52, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 3.6%lowest value
03-2025: 3.7%▲ +0.1 percentage points vs 02-2025
04-2025: 4.0%▲ +0.3 percentage points vs 03-2025
05-2025: 4.2%▲ +0.2 percentage points vs 04-2025
06-2025: 4.6%▲ +0.4 percentage points vs 05-2025
07-2025: 4.6%● unchanged vs 06-2025
08-2025: 5.0%▲ +0.4 percentage points vs 07-2025
09-2025: 5.0%● unchanged vs 08-2025
10-2025: 4.1%▼ -0.9 percentage points vs 09-2025
11-2025: 4.1%● unchanged vs 10-2025
12-2025: 4.1%● unchanged vs 11-2025
01-2026: 4.1%● unchanged vs 12-2025
02-2026: 4.1%● unchanged vs 01-2026
03-2026: 4.1%● unchanged vs 02-2026
04-2026: 4.1%● unchanged vs 03-2026
05-2026: 4.1%● unchanged vs 04-2026
06-2026: 4.0%▼ -0.1 percentage points vs 05-2026
07-2026: 4.1%▲ +0.1 percentage points vs 06-2026
08-2026: 4.8%▲ +0.7 percentage points vs 07-2026
09-2026: 5.7%▲ +0.9 percentage points vs 08-2026highest value
10-2026: 5.7%● unchanged vs 09-2026highest value
11-2026: 5.7%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Warehousing and support activities for transportation (NACE 52)
Last filed accounts filed 24 days late; 1 of the last 3 accounts late
Size: total assets €208,725
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 52, micro). It does better than 30% of them on solvency, 13% on liquidity, 60% on profitability and 83% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Laeremans has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Laeremans itself is higher: 5.7% within 12 months. It rests on far more data about Laeremans than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Laeremans. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.48 (0.42 in 2024), below 1. Short-term debt is 70.4% and cash 3.8% of total assets. 79.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
24 days late
2024
57 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 41 days after the deadline. In the sector (NACE 52), the median for financial year 2024 was 8 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LAEREMANS Bjorn Alfons Delfine 1,164 sharesdeed of 05-01-2024
- KNAEPS Martine Jozef 12 sharesdeed of 05-01-2024
- LAEREMANS Matthias Gustaaf Martha 12 sharesdeed of 05-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004182008
Incorporation
Founding capital of €1,200, 1,200 shares · Founders: LAEREMANS Bjorn Alfons Delfine, KNAEPS Martine Jozef, LAEREMANS Matthias Gustaaf Martha and 1 other · Appointments: LAEREMANS Bjorn Alfons Delfine (director) and KNAEPS Martine Jozef (director) · published on 05-01-2024 · Gazette deed
First establishment
Mechelsestraat 32, Westerlo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Laeremans Westerlo | €208,725 | €85,137 | 20.5% | - |
| PAUL FRANSEN Putte | €193,804 | €82,616 | 40.9% | - |
| VNT-SERVICE Laakdal | €176,940 | €53,054 | 34.4% | - |
| Van ES dedicated services Belgium Antwerp | €264,343 | €154,477 | 44.1% | - |
| GJT Ghent | €203,706 | €134,683 | 20.1% | - |
| T.F.T. Wavre | €156,104 | €68,632 | 15.5% | - |
| MARUVA Pittem | €130,929 | €60,442 | 13.1% | - |
These companies have the same main activity as Laeremans: service activities incidental to land transportation (NACE 52210). They are comparable in size and age: total assets between €131,000 and €264,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 03-01-2024Normal situation
- Activity
- Service activities incidental to land transportationNACE 52210
- Establishment unit
- 2.355.377.5562260 Westerlo, since 03-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-09-2026
Insights on Laeremans
The computed 12-month bankruptcy probability of Laeremans is 5.7% (elevated). The 2025 annual accounts show equity of €42,769 and a net result of €14,400.
Its solvency ranks better than 30% of 1,191 sector peers (NACE 52, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Laeremans
- What is the company number of Laeremans?
- The company number of Laeremans is 1004.182.008. The VAT number is the same number with BE in front: BE 1004.182.008.
- Where is Laeremans based?
- The registered office is at Mechelsestraat 32, 2260 Westerlo.Company details
- What does Laeremans do?
- According to the KBO register, the main activity is service activities incidental to land transportation (NACE 52210).
- What is the legal form of Laeremans?
- Laeremans is a private limited company (BV).
- When was Laeremans founded?
- Laeremans was founded on 03-01-2024.
- Is Laeremans still active?
- Yes, Laeremans is an active enterprise in the KBO register.
- What is the turnover of Laeremans?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €85,137 and 2,667 comparable companies of the same size. It probably lies between €170,000 and €440,000. It is a rough estimate.Financials
- Is Laeremans profitable?
- In financial year 2025, Laeremans made a profit of €14,400.
- Where can I find the annual accounts of Laeremans?
- Laeremans filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Laeremans due?
- Laeremans must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.