LAERDAL BENELUX
ActiveLAERDAL BENELUX has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €482k and a net result of €254k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-2
Solvency65▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.87 in 2024; short-term debt: 49% and cash: 11.1% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
20.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
44 d early
2023
44 d early
2022
49 d early
2021
39 d early
2020
46 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€482k▼ 16.6%
2024 · €578k
2018: €666k
2019: €792k
2020: €867k
2021: €957k
2022: €1.28M
2023: €590k
2024: €578k
2018 → 2025
Total assets
€1.21M▼ 4.6%
2024 · €1.27M
2018: €1.19M
2019: €1.28M
2020: €1.41M
2021: €1.56M
2022: €1.96M
2023: €1.29M
2024: €1.27M
2018 → 2025
Net result
€254k▼ 11.7%
2024 · €288k
2018: €212k
2019: €126k
2020: €75k
2021: €90k
2022: €322k
2023: €311k
2024: €288k
2018 → 2025
Working capital
€382k▼ 26.2%
2024 · €518k
2018: €592k
2019: €728k
2020: €770k
2021: €821k
2022: €1.20M
2023: €528k
2024: €518k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€957k-€1.28M▲ 33.7%€590k▼ 53.8%€578k▼ 2.1%€482k▼ 16.6%
Operating result€158k-€473k▲ 198%€461k▼ 2.6%€457k▼ 0.8%€422k▼ 7.8%
Net result€90k-€322k▲ 257%€311k▼ 3.3%€288k▼ 7.7%€254k▼ 11.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€237k▲ 47.1%
Current assets
€977k▼ 12.1%
Equity and liabilities €1.21M
Equity
€482k▼ 16.6%
Provisions
€122k▲ 38.6%
Debt
€611k▲ 0.6%
The debt ratio rises from 47.7% to 50.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€456k▼
2024 · €485k
Cash flow
€288k▼
2024 · €316k
Solvency
39.7%▼
2024 · 45.4%
Current ratio
1.64▼
2024 · 1.87
Quick ratio
1.64▼
2024 · 1.87
Debt / equity
1.27▲
2024 · 1.05
ROE
52.7%▲
2024 · 49.8%
ROA
20.9%▼
2024 · 22.6%
Interest coverage
18.89▼
2024 · 26.17
Debt
€611k▲
2024 · €607k
Debt ≤ 1 year
€595k▲
2024 · €594k
Income taxes
€156k▼
2024 · €171k
Staff costs
€1.94M▲
2024 · €1.89M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.21M▼
Fixed assets21/28€161k€237k▲
Tangible fixed assets22/27€52k€116k▲
Plant, machinery and equipment23€51k€115k▲
Furniture and vehicles24€2k€749▼
Financial fixed assets28€109k€121k▲
Current assets29/58€1.11M€977k▼
Amounts receivable after more than one year29€300k€400k▲
Other amounts receivable291€300k€400k▲
Amounts receivable within one year40/41€505k€407k▼
Trade receivables40€494k€396k▼
Other amounts receivable41€11k€11k▼
Cash at bank and in hand54/58€276k€135k▼
Deferred charges and accrued income490/1€31k€35k▲
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.21M▼
Equity10/15€578k€482k▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€378k€282k▼
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€358k€262k▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€88k€122k▲
Provisions for liabilities and charges160/5€88k€122k▲
Other liabilities and charges164/5€88k€122k▲
Amounts payable17/49€607k€611k▲
Amounts payable within one year42/48€594k€595k▲
Trade debts44€159k€160k▲
Suppliers440/4€159k€160k▲
Taxes, remuneration and social security45€434k€435k▲
Remuneration and social security454/9€434k€435k▲
Accrued charges and deferred income492/3€14k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.89M€1.94M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€34k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€22k€34k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2.39M€2.43M▲
Operating profit (loss)9901€457k€422k▼
Financial income75/76B€20k€13k▼
Recurring financial income75€20k€13k▼
Financial charges65/66B€19k€24k▲
Recurring financial charges65€19k€24k▲
Profit (loss) for the period before taxes9903€459k€410k▼
Income taxes67/77€171k€156k▼
Profit (loss) for the period9904€288k€254k▼
Profit (loss) for the period to be appropriated9905€288k€254k▼
Appropriation of the result
Profit (loss) to be appropriated9906€288k€254k▼
Transfer from equity791/2€300k€350k▲
Transfer to equity691/2€288k€254k▼
To other reserves6921€288k€254k▼
Profit to be distributed694/7€300k€350k▲
Return on contributions (dividend)694€300k€350k▲
Social balance
Average headcount (FTE)908714.814.3▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €322k ▲257%
Operating result €473k, net result €322k, both a record.
31-12
Financial
Equity above €1MEq €1.28M ▲33.7%
5 profitable years in a row build equity to €1.28M.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €75k ▼40.5%
Net result drops to €75k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 2771800 VilvoordeGround area
5,631 m²
Building footprint
1,345 m²
Volume, LiDAR
9,315 m³
Parcel 23643E0165/00K000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAERDAL BENELUX
since 19922.055.688.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643E0165/00K000 | Flanders | 5,631 m² | 1 · 1,345 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,898 companies in sector 46460 we hold annual accounts for 1,116. 768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-12-1991
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.