LAED MAER
ActiveThe computed 12-month bankruptcy probability of LAED MAER is 2.2% (moderate). The 2025 annual accounts show equity of €152k and a net result of €81k. Its solvency ranks better than 76% of 27619 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96=
Growth78
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 5.21 in 2024; short-term debt: 21.3% and cash: 28.4% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 115%
2024 · €71k
2024: €71k
2024 → 2025
Total assets
€214k▲ 116%
2024 · €99k
2024: €99k
2024 → 2025
Net result
€81k▲ 23.8%
2024 · €66k
2024: €66k
2024 → 2025
Working capital
€109k▲ 60.9%
2024 · €68k
2024: €68k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€71k-€152k▲ 115%
Operating result€84k-€81k▼ 2.8%
Net result€66k-€81k▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€59k▲ 310%
Current assets
€155k▲ 84.5%
Equity and liabilities €214k
Equity
€152k▲ 115%
Debt
€62k▲ 119%
The debt ratio rises from 28.7% to 29.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▼
2024 · €91k
Cash flow
€87k▲
2024 · €73k
Solvency
70.9%▼
2024 · 71.3%
Current ratio
3.39▼
2024 · 5.21
Quick ratio
3.39▼
2024 · 5.21
Debt / equity
0.41▲
2024 · 0.40
ROE
53.5%▼
2024 · 92.9%
ROA
37.9%▼
2024 · 66.2%
Interest coverage
1026.32▲
2024 · 223.86
Debt
€62k▲
2024 · €29k
Debt ≤ 1 year
€46k▲
2024 · €16k
Debt > 1 year
€17k
Staff costs
€83
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€214k▲
Formation expenses20€1k€716▼
Fixed assets21/28€14k€59k▲
Tangible fixed assets22/27€14k€59k▲
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€5k€50k▲
Leasing and similar rights25€3k€2k▼
Current assets29/58€84k€155k▲
Amounts receivable within one year40/41€61k€93k▲
Trade receivables40€45k€74k▲
Other amounts receivable41€16k€20k▲
Cash at bank and in hand54/58€23k€61k▲
Deferred charges and accrued income490/1-€141
Equity and liabilities
Total equity and liabilities10/49€99k€214k▲
Equity10/15€71k€152k▲
Contributions10/11€5k€5k=
Reserves13€66k-
Non-distributable reserves130/1€66k-
Other1319€66k-
Profit (loss) carried forward14-€147k
Amounts payable17/49€29k€62k▲
Amounts payable after more than one year17-€17k
Financial debts170/4-€17k
Amounts payable within one year42/48€16k€46k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€15k€35k▲
Suppliers440/4€15k€35k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€12k-
Income statement
Code20242025
Remuneration, social security and pensions62-€83
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€625€186▼
Gross operating margin9900€92k€87k▼
Operating profit (loss)9901€84k€81k▼
Financial income75/76B€351€43▼
Recurring financial income75€351€43▼
Financial charges65/66B€407€85▼
Recurring financial charges65€407€85▼
Profit (loss) for the period before taxes9903€84k€81k▼
Income taxes67/77€18k-
Profit (loss) for the period9904€66k€81k▲
Profit (loss) for the period to be appropriated9905€66k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€147k▲
Profit (loss) brought forward from the previous period14P-€66k
Transfer to equity691/2€66k-
To other reserves6921€66k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €152k ▲115%
2 profitable years in a row build equity to €152k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leo Lovaertstraat 449850 DeinzeGround area
1,052 m²
Building footprint
202 m²
Volume, LiDAR
1,161 m³
Parcel 44049F0350/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAED MAER
since 20232.345.451.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049F0350/00G000 | Flanders | 1,052 m² | 1 · 202 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOME INTELLIGENT NETWORKING TECHNOLOGIES
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THREE TECH
BE 0760.461.786
Ronse · Eq €152k
NOËL LIEFSOENS
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STRAGIER Consulting
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Roeselare · Eq €152k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2023
Fiscal year end31-12
Abbreviation NL
LM
Activities, NACEBEL
43211General electrical installation work
35110Production of electricity from non-renewable sources
41001General construction of residential buildings
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:steenbeke.levi@gmail.com
Phone:0473681463