Checked.be · Company dossierhttps://checked.be/en/c/lady-lord-0441010597 · as of 02-10-2026
LADY - LORD
Active
Private limited company (pre-2019) · founded 1990 · 36 yrs activeProvinciebaan 93, 9890 Gavere, BelgiumKBO/BCE: BE 0441.010.597
Summary
The computed 12-month bankruptcy probability of LADY - LORD is 8.6% (elevated). For LADY - LORD, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€58,962) and a net result of -€719. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 5% of 15213 sector peers (fiscal year 2023). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 12-09-2024)- 2 financial years not filed after the legal deadline; latest accounts 42 days late; 2 of the last 3 late- Two or more financial years not filed+ Size: total assets €499+ Founded in 1990Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Weak
Solvency0=
equity -11823.5% of total assets
Liquidity1=
short-term debt 11923.5% · cash 1.1%
Profitability0=
return on assets -144.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
8.6%Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.4% (26,765 companies)
Last 17 months06-2025: 1.5%lowest value07-2025: 1.8%▲ +20.6% vs 06-202508-2025: 2.2%▲ +18.5% vs 07-202509-2025: 2.1%▼ -4.5% vs 08-202510-2025: 2.5%▲ +19.1% vs 09-202511-2025: 2.6%▲ +5.3% vs 10-202512-2025: 3.3%▲ +27.3% vs 11-202501-2026: 5.7%▲ +72.1% vs 12-202502-2026: 5.7%● 0.0% vs 01-202603-2026: 6.0%▲ +5.9% vs 02-202604-2026: 5.6%▼ -7.2% vs 03-202605-2026: 5.6%● 0.0% vs 04-202606-2026: 5.6%● 0.0% vs 05-202607-2026: 5.6%● 0.0% vs 06-202608-2026: 7.7%▲ +38.0% vs 07-202609-2026: 7.7%● 0.0% vs 08-202610-2026: 8.6%▲ +10.7% vs 09-2026highest value
Figures for FY 2023 (filed 12-09-2024)raises the probability
2 financial years not filed after the legal deadline; latest accounts 42 days late; 2 of the last 3 lateraises the probability
Size: total assets €499lowers the probability for this profile
Founded in 1990lowers the probability for this profile
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 11-09-2024, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 67 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · micro…
Annual accounts filedfiscal year 2021 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2025428 d lateView
Risk: Negative equityfiscal year 2023: debts exceed assets-€58,962View
Risk: 5 loss-making years in a rowloss fiscal year 2023-€719View
Caution: Among the weakest 5% on solvencysector median 38.5% · 15,213 companies-11823.5%View