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LADY

Active
Private limited company (pre-2019)founded 198145 yrs activeRue Champ Rodange 48, 1410 Waterloo, BelgiumKBO/BCE: BE 0421.381.064
Summary

LADY has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,448) and a net result of €12,084. Equity is shrinking by ~38.5% per year across the filed fiscal years. Its net result ranks better than 71% of 4714 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 45 years 0 50 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
40 d late
2022
88 d late
2021
51 d late
2020
37 d early
2019
59 d late
2017
176 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 September (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LADY was incorporated on 10 March 1981.1 The company has filed 42 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€3,448▲ 77.8%
2024 · -€15,532
Total assets
€0
Net result
€12,084
2024 · -€451
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220242025
Operating result-€404-€405▼ 0.2%-€451--€1,390▼ 208%
Net result-€404within the sector's middle half-€405within the sector's middle half▼ 0.2%-€451within the sector's middle half-€12,084within the sector's middle half
Equity-€404within the sector's middle half-€809within the sector's middle half▼ 100%-€15,532below the sector's middle half--€3,448within the sector's middle half▲ 77.8%
Total assets€0below the sector's middle half
Debt€404€809▲ 100%€15,532-€3,448▼ 77.8%
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: -€404-€404Net result 2021: -€404-€404Operating result 2022: -€405-€405Net result 2022: -€405-€405Operating result 2024: -€451-€451Net result 2024: -€451-€451Operating result 2025: -€1,390-€1,390Net result 2025: €12,084€12,08420202021202220242025-€5,000€0€5,000€10,000Operating result 2022: -€405-€405Net result 2022: -€405-€405Operating result 2024: -€451-€451Net result 2024: -€451-€451Operating result 2025: -€1,390-€1,390Net result 2025: €12,084€12,100202220242025
The operating result stays negative: a loss of €1,390 in 2025 against €451 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.00=
2024 · -1.00
Debt ≤ 1 year
€3,448▼
2024 · €15,532
Income taxes
-€13,475▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 19 lines
Balance sheet Code20242025
Equity and liabilities
Equity10/15-€15,532-€3,448▲
Contributions10/11€18,592€18,592=
Profit (loss) carried forward14-€34,124-€22,040▲
Amounts payable17/49€15,532€3,448▼
Amounts payable within one year42/48€15,532€3,448▼
Trade debts44€64€400▲
Suppliers440/4€64€400▲
Taxes, remuneration and social security45€13,475€0▼
Taxes450/3€13,475€0▼
Other amounts payable47/48€1,994€3,048▲
Income statement Code20242025
Other operating charges640/8€451€400▼
Gross operating margin9900€0-€991▼
Operating profit (loss)9901-€451-€1,390▼
Profit (loss) for the period before taxes9903-€451-€1,390▼
Income taxes67/77€0-€13,475▼
Profit (loss) for the period9904-€451€12,084▲
Profit (loss) for the period to be appropriated9905-€451€12,084▲
Appropriation of the result
Profit (loss) to be appropriated9906-€34,124-€22,040▲
Profit (loss) brought forward from the previous period14P-€33,673-€34,124▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220242025Change
Goods, raw materials, services and sundry goods60/61-€57----
Other operating charges640/8-€347€348€451€400▼ 11.4%
Gross operating margin9900--€57-€57€0-€991-
Operating profit (loss)9901--€404-€405-€451-€1,390▼ 208%
Profit (loss) for the period before taxes9903--€404-€405-€451-€1,390▼ 208%
Income taxes67/77---€0-€13,475-
Profit (loss) for the period9904--€404-€405-€451€12,084▲ 2,780%
Profit (loss) for the period to be appropriated9905--€404-€405-€451€12,084▲ 2,780%
Line20202021202220242025Change
Assets
Total assets20/58-€0----
Equity and liabilities
Total equity and liabilities10/49-€0€0---
Equity10/15--€404-€809-€15,532-€3,448▲ 77.8%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Profit (loss) carried forward14-€18,592-€18,996-€19,401-€34,124-€22,040▲ 35.4%
Amounts payable17/49-€404€809€15,532€3,448▼ 77.8%
Amounts payable within one year42/48-€404€809€15,532€3,448▼ 77.8%
Trade debts44---€64€400▲ 529%
Suppliers440/4---€64€400▲ 529%
Taxes, remuneration and social security45-€347-€13,475€0▼ 100%
Taxes450/3---€13,475€0▼ 100%
Remuneration and social security454/9-€347----
Other amounts payable47/48-€57€809€1,994€3,048▲ 52.9%
Line20202021202220242025Change
Profit (loss) for the period9904--€404-€405-€451€12,084▲ 2,780%
Operating cash flow (approximation)--€404-€405-€451€12,084▲ 2,780%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial Back to profitnet €12,084
Net result €12,084 after 3 loss-making years.
09-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial Weakest financial yearnet -€451
Net result drops to -€451, the lowest in the series; recovery starts the following year.
2023
27-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
20-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2018
05-02
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
02-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 63 days late
2016
01-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 62 days late
2015
26-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1981
seat establishment The establishment unit on the map
Ground area
699 m²
Building footprint
75 m²
Volume, LiDAR
649 m³
Parcel 25110S0099/00G000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO. BEUBLET
Rue Champ Rodange 48, 1410 WaterlooRenting and operating of own or leased residential real estate, excluding social housing
since 19812.035.074.846
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25110S0099/00G000 Wallonia 698 m² 1 · 75 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,734 companies in sector 96210 we hold annual accounts for 2,836. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-03-1981
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

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