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LACOR

Active
Public limited companyfounded 198738 yrs activeSnijbos 17, 1702 Dilbeek, BelgiumKBO/BCE: BE 0432.302.769
Summary

The annual accounts of LACOR for fiscal year 2025 show a net loss of 74% of total assets. The 2025 annual accounts show equity of €2.36M and a net result of €-1.76M. Equity is shrinking by ~3.5% per year across the filed fiscal years. The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 14.59 against 22.21 in 2024; short-term debt: 0% and cash: 0.1% of total assets), and 0% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
-74.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1.76M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
625 d late
2022
62 d late
2021
1 d early
2020
30 d late
2019
41 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.36M▼ 42.7%
2024 · €4.11M
Total assets
€2.36M▼ 42.7%
2024 · €4.11M
Net result
€-1.76M▲ 47.0%
2024 · €-3.31M
Working capital
€13k▼ 8.6%
2024 · €14k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€-2k▼ 182%€-2k▼ 2.4%€-3k▼ 67.7%€-6k▼ 118%€-1k▲ 81.0%
Net result€-2k€-1k▲ 10.0%€-356k▼ 24,193%€-3.31M▼ 829%€-1.76M▲ 47.0%
Equity€7.78M=€7.78M=€7.43M▼ 4.6%€4.11M▼ 44.6%€2.36M▼ 42.7%
Total assets€7.88M=€7.88M=€7.53M▼ 4.4%€4.11M▼ 45.4%€2.36M▼ 42.7%
Debt€97k▲ 2.8%€100k▲ 2.5%€106k▲ 6.8%€671▼ 99.4%€957▲ 42.6%
Working capital€116k▲ 0.3%€116k▲ 0.3%€126k▲ 8.6%€14k▼ 88.7%€13k▼ 8.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4.00M€-3.00M€-2.00M€-1.00M€0Operating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €-2k€-2kNet result 2022: €-1k€-1kOperating result 2023: €-3k€-3kNet result 2023: €-356k€-356kOperating result 2024: €-6k€-6kNet result 2024: €-3.31M€-3.31MOperating result 2025: €-1k€-1kNet result 2025: €-1.76M€-1.76M20212022202320242025€-4M€-3M€-2M€-1M€0Operating result 2023: €-3k€-2.8kNet result 2023: €-356k€-356kOperating result 2024: €-6k€-6.2kNet result 2024: €-3.31M€-3.3MOperating result 2025: €-1k€-1.2kNet result 2025: €-1.76M€-1.8M202320242025
The operating result stays negative: a loss of €1k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.36M
Fixed assets €2.34M ▼ 42.8%
Current assets €14k ▼ 6.3%
Equity and liabilities €2.36M
Equity €2.36M ▼ 42.7%
Debt €957 ▲ 42.6%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
2025 value · change against 2024
Current ratio
14.59▼
2024 · 22.21
Debt to equity
0.00▲
2024 · 0.00
ROE
-74.5%▲
2024 · -80.5%
ROA
-74.5%▲
2024 · -80.5%
Debt ≤ 1 year
€957▲
2024 · €671
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€4.11M€2.36M▼
Fixed assets21/28€4.10M€2.34M▼
Financial fixed assets28€4.10M€2.34M▼
Current assets29/58€15k€14k▼
Amounts receivable within one year40/41€15k€11k▼
Trade receivables40€6k-
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€62€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.11M€2.36M▼
Equity10/15€4.11M€2.36M▼
Contributions10/11€6.00M€6.00M=
Capital10€6.00M€6.00M=
Issued capital100€6.00M€6.00M=
Reserves13€62k€62k=
Non-distributable reserves130/1€62k€62k=
Legal reserve130€62k€62k=
Profit (loss) carried forward14€-1.95M€-3.70M▼
Amounts payable17/49€671€957▲
Amounts payable within one year42/48€671€957▲
Trade debts44€671€957▲
Suppliers440/4€671€957▲
Income statement Code20242025
Other operating charges640/8€114€1k▲
Gross operating margin9900€-6k€-8▲
Operating profit (loss)9901€-6k€-1k▲
Financial charges65/66B€3.31M€1.75M▼
Recurring financial charges65€789€53▼
Non-recurring financial charges66B€3.30M€1.75M▼
Profit (loss) for the period before taxes9903€-3.31M€-1.76M▲
Profit (loss) for the period9904€-3.31M€-1.76M▲
Profit (loss) for the period to be appropriated9905€-3.31M€-1.76M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.95M€-3.70M▼
Profit (loss) brought forward from the previous period14P€1.36M€-1.95M▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€923€1k€2k€114€1k▲ 928%
Gross operating margin9900€-737€-528€-1k€-6k€-8▲ 99.9%
Operating profit (loss)9901€-2k€-2k€-3k€-6k€-1k▲ 81.0%
Financial income75/76B€2k€2k€3k---
Recurring financial income75€2k€2k€3k---
Financial charges65/66B€2k€2k€357k€3.31M€1.75M▼ 46.9%
Recurring financial charges65€2k€2k€2k€789€53▼ 93.3%
Non-recurring financial charges66B--€354k€3.30M€1.75M▼ 46.9%
Profit (loss) for the period before taxes9903€-2k€-1k€-356k€-3.31M€-1.76M▲ 47.0%
Profit (loss) for the period9904€-2k€-1k€-356k€-3.31M€-1.76M▲ 47.0%
Profit (loss) for the period to be appropriated9905€-2k€-1k€-356k€-3.31M€-1.76M▲ 47.0%
Line20212022202320242025Change
Assets
Total assets20/58€7.88M€7.88M€7.53M€4.11M€2.36M▼ 42.7%
Fixed assets21/28€7.76M€7.76M€7.40M€4.10M€2.34M▼ 42.8%
Financial fixed assets28€7.76M€7.76M€7.40M€4.10M€2.34M▼ 42.8%
Current assets29/58€122k€123k€128k€15k€14k▼ 6.3%
Amounts receivable after more than one year29€105k€107k€110k---
Other amounts receivable291€105k€107k€110k---
Amounts receivable within one year40/41€16k€16k€17k€15k€11k▼ 23.3%
Trade receivables40€2k€3k€6k€6k--
Other amounts receivable41€14k€13k€11k€9k€11k▲ 30.9%
Cash at bank and in hand54/58€478€110€15€62€3k▲ 4,029%
Equity and liabilities
Total equity and liabilities10/49€7.88M€7.88M€7.53M€4.11M€2.36M▼ 42.7%
Equity10/15€7.78M€7.78M€7.43M€4.11M€2.36M▼ 42.7%
Contributions10/11€6.00M€6.00M€6.00M€6.00M€6.00M=
Capital10€6.00M€6.00M€6.00M€6.00M€6.00M=
Issued capital100€6.00M€6.00M€6.00M€6.00M€6.00M=
Reserves13€62k€62k€62k€62k€62k=
Non-distributable reserves130/1€62k€62k€62k€62k€62k=
Legal reserve130€62k€62k€62k€62k€62k=
Profit (loss) carried forward14€1.72M€1.72M€1.36M€-1.95M€-3.70M▼ 90.1%
Amounts payable17/49€97k€100k€106k€671€957▲ 42.6%
Amounts payable after more than one year17€91k€93k€105k---
Other amounts payable178/9€91k€93k€105k---
Amounts payable within one year42/48€6k€7k€2k€671€957▲ 42.6%
Trade debts44€6k€6k€2k€671€957▲ 42.6%
Suppliers440/4€6k€6k€2k€671€957▲ 42.6%
Other amounts payable47/48-€512----
Line20212022202320242025Change
Profit (loss) for the period9904€-2k€-1k€-356k€-3.31M€-1.76M▲ 47.0%
Operating cash flow (approximation)€-2k€-1k€-356k€-3.31M€-1.76M▲ 47.0%
Investment in fixed assets (approximation)-€0€354k€3.30M€1.75M▼ 46.9%
Change in cash-€-368€-95€47€3k▲ 5,224%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
15-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 625 days late
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Weakest financial yearnet €-3.31M
Net result drops to €-3.31M, the lowest in the series; recovery starts the following year.
2023
30-09
Financial Liquidity quadruplescurrent ratio 82.43
Current ratio from 18.43 to 82.43; short-term debt falls from €7k to €2k.
01-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 62 days late
2022
29-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
Financial Back to profitnet €152
Net result €152 after one loss-making year.
10-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 41 days late
2019
02-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 2 establishment units since 1988
seat establishment All 2 establishment units on the map
Ground area
2.0 ha
Building footprint
5,018 m²
Volume, LiDAR
40,293 m³
2 parcels, Flanders, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
2 establishment units
Snijbos 17-19, 1702 Dilbeek
Insurance, reinsurance and pension funding, except compulsory social security
since 19882.037.257.544
Lacor
Rue du Mont des Carliers(BL) 26, 7522 TournaiOffice administrative and support services
since 20082.170.588.992
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
57008D0174/00K000 Wallonia 1.9 ha 1 · 4,645 m² 9.7 m · 3 fl.
23026B0203/00C003 Flanders 1,660 m² 1 · 373 m² 7.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded19-10-1987
Fiscal year end30-09

Scores and ratios are computed by Checked and are not a credit decision.