LACOFF
InactiveLACOFF was declared bankrupt on 10-01-2022 (Tribunal de l’entreprise du Brabant wallon); the bankruptcy was closed for insufficient assets by judgment of 09-10-2025, published in the Belgian State Gazette on 20-10-2025.
Summary
Inactive; last annual accounts for fiscal year 2020.
Signals
Four signals. The signal on the left, the evidence on the right.
○neutral
neutral · No filing for years
The last filed financial year closed on 30-09-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
30-09-2021 close30-04-2022 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2020 was due by 30-04-2021 and was filed on 31-05-2021, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
31 d late
2019
393 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k
2019 · €-6k
2018: €-31k
2019: €-6k
2018 → 2020
Working capital
€-35k▲ 40.3%
2019 · €-59k
2018: €-54k
2019: €-59k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€-55k-€-60k▼ 10.8%€-38k▲ 37.5%
Operating result€-31k-€-5k▲ 84.2%€23k
Net result€-31k-€-6k▲ 81.1%€23k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2020: €23k after a loss of €5k in 2019, the highest result in the available series.
Key figures and ratios
EBITDA
€27k▲
2019 · €-295
Cash flow
€27k▲
2019 · €-1k
Solvency
-55.6%▲
2019 · -131.2%
Current ratio
0.66▲
2019 · 0.41
Quick ratio
0.66▲
2019 · 0.41
Debt / equity
-0.07▲
2019 · -0.10
ROA
33.3%▲
2019 · -12.8%
Debt
€106k▼
2019 · €107k
Debt ≤ 1 year
€103k▲
2019 · €100k
Debt > 1 year
€3k▼
2019 · €6k
Income taxes
€131
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€46k€68k▲
Fixed assets21/28€5k-
Tangible fixed assets22/27€5k-
Current assets29/58€42k€68k▲
Amounts receivable within one year40/41€39k€60k▲
Cash at bank and in hand54/58€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€46k€68k▲
Equity10/15€-60k€-38k▲
Contributions10/11€6k-
Profit (loss) carried forward14€-67k€-44k▲
Amounts payable17/49€107k€106k▼
Amounts payable after more than one year17€6k€3k▼
Amounts payable within one year42/48€100k€103k▲
Trade debts44€9k€9k▼
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Gross operating margin9900€1k€27k▲
Operating profit (loss)9901€-5k€23k▲
Recurring financial income75€60€1k▲
Recurring financial charges65€1k€753▼
Profit (loss) for the period before taxes9903€-6k€23k▲
Income taxes67/77-€131
Profit (loss) for the period9904€-6k€23k▲
Profit (loss) for the period to be appropriated9905€-6k€23k▲
Timeline · acts, filings and financial milestones
2025
20-10
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise du Brabant wallon · LACOFF SRL VIA FREGONA 20 B/201, 1490 COURT-SAINT-ETIENNE. déclarée le 30 janvier 2023 · event 09-10-2025
2022
18-02
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise du Brabant wallon · LACOFF SRL VIA FREGONA 20/201, 1490 COURT- SAINT-ETIENNE. déclarée le 10 janvier 2022 · event 14-02-2022
17-01
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · LACOFF SRL VIA FREGONA 20/201, 1490 COURT-SAINT-ETIENNE · event 10-01-2022
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 393 days late
2020
30-09
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
2016
01-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
02-04
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
21-05
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 21 days late
2013
29-04
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
2012
09-05
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 9 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VIRGINIE SALTEUR AVENUE DU CENTENAIRE 120,
1400 NIVELLES |
10-01-2022 → present |