LABYCONSULT
ActiveSummary
LABYCONSULT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €22k. Equity remains stable across the filed fiscal years (±1.1% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 80.37 against 2.84 in 2024; short-term debt: 0% and cash: 2.5% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
23 d early
2023
7 d early
2022
31 d early
2021
11 d early
2020
9 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.00M▼ 1.2%
2024 · €1.02M
2018: €130k
2019: €142k
2020: €1.03M
2021: €1.00M
2022: €994k
2023: €1.01M
2024: €1.02M
2018 → 2025
Total assets
€1.03M▼ 2.8%
2024 · €1.06M
2018: €177k
2019: €171k
2020: €1.06M
2021: €1.04M
2022: €1.04M
2023: €1.05M
2024: €1.06M
2018 → 2025
Net result
€22k▲ 295%
2024 · €5k
2018: €30k
2019: €11k
2020: €10k
2021: €-3k
2022: €9k
2023: €16k
2024: €5k
2018 → 2025
Working capital
€25k▼ 22.2%
2024 · €33k
2018: €21k
2019: €41k
2020: €53k
2021: €33k
2022: €26k
2023: €33k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.00M-€994k▼ 1.0%€1.01M▲ 1.6%€1.02M▲ 0.5%€1.00M▼ 1.2%
Operating result€-3k-€10k€21k▲ 100%€7k▼ 65.9%€30k▲ 319%
Net result€-3k-€9k€16k▲ 85.5%€5k▼ 66.5%€22k▲ 295%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 319% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€1.01M ▼ 0.5%
Current assets
€26k ▼ 48.9%
Equity and liabilities €1.03M
Equity
€1.00M ▼ 1.2%
Provisions
€28k =
Debt
€319 ▼ 98.2%
Debt's share of the balance-sheet total falls from 1.7% to 0.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €11k
Cash flow
€27k▲
2024 · €10k
Current ratio
80.37▲
2024 · 2.84
Debt to equity
0.00▼
2024 · 0.02
ROE
2.2%▲
2024 · 0.5%
ROA
2.1%▲
2024 · 0.5%
Interest coverage
47.28▼
2024 · 54.54
Debt ≤ 1 year
€319▼
2024 · €18k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.03M▼
Fixed assets21/28€1.01M€1.01M▼
Tangible fixed assets22/27€1.01M€1.01M▼
Land and buildings22€1.01M€1.01M▼
Current assets29/58€50k€26k▼
Amounts receivable within one year40/41€3k€286▼
Other amounts receivable41€3k€286▼
Cash at bank and in hand54/58€37k€25k▼
Deferred charges and accrued income490/1€11k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.03M▼
Equity10/15€1.02M€1.00M▼
Contributions10/11€20k€20k=
Revaluation surpluses12€922k€922k=
Reserves13€73k€61k▼
Distributable reserves133€73k€61k▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€28k€28k=
Provisions for liabilities and charges160/5€28k€28k=
Major repairs and maintenance162€28k€28k=
Amounts payable17/49€18k€319▼
Amounts payable within one year42/48€18k€319▼
Financial debts43-€250
Credit institutions430/8-€250
Trade debts44€12k€69▼
Suppliers440/4€12k€69▼
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€731€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€15k€16k▲
Gross operating margin9900€26k€51k▲
Operating profit (loss)9901€7k€30k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€209€734▲
Recurring financial charges65€209€734▲
Profit (loss) for the period before taxes9903€7k€29k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€5k€22k▲
Profit (loss) for the period to be appropriated9905€5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€22k▲
Transfer from equity791/2-€34k
Transfer to equity691/2€5k€22k▲
To other reserves6921€5k€22k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 28current ratio 80.37
Current ratio from 2.84 to 80.37; short-term debt falls from €18k to €319.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 2.17 to 5.62; short-term debt falls from €22k to €7k.
31-12
Financial
Equity above €1MEq €1.01M ▲1.6%
2 profitable years in a row build equity to €1.01M.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼133%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €1MEq €1.03M ▲624%
3 profitable years in a row build equity to €1.03M.
Show earlier events
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 18current ratio 37.29
Current ratio from 2.12 to 37.29; short-term debt falls from €19k to €1k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dellingstraat 31A2800 MechelenGround area
2,766 m²
Building footprint
4,891 m²
Volume, LiDAR
29,357 m³
Parcel 12403D0222/00C003, Flanders · tallest building 23.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LABYCONSULT
since 19962.040.755.878
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0222/00C003 | Flanders | 2,766 m² | 1 · 4,891 m² | 23.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-11-1988
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.