Labo Verbeke
ActiveSummary
Labo Verbeke has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €590. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 838 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▲+20
Solvency38▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.89 in 2023; short-term debt: 34.1% of total assets), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.6%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
60 d late
2021
61 d late
2020
12 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€65k▲ 0.9%
2023 · €64k
2018: €88k
2019: €78k
2020: €88k
2021: €94k
2022: €85k
2023: €64k
2018 → 2024
Total assets
€514k▼ 2.2%
2023 · €525k
2018: €181k
2019: €211k
2020: €181k
2021: €621k
2022: €554k
2023: €525k
2018 → 2024
Net result
€590
2023 · €-21k
2018: €11k
2019: €-8k
2020: €10k
2021: €7k
2022: €-8k
2023: €-21k
2018 → 2024
Working capital
€-27k▼ 46.9%
2023 · €-18k
2018: €50k
2019: €40k
2020: €55k
2021: €-20k
2022: €-21k
2023: €-18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€94k▲ 7.2%€85k▼ 9.2%€64k▼ 24.8%€65k▲ 0.9%
Operating result€14k-€11k▼ 21.7%€2k▼ 85.2%€160▼ 90.3%€10k▲ 6,252%
Net result€10k-€7k▼ 30.1%€-8k€-21k▼ 172%€590
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 6,252% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €514k
Fixed assets
€365k ▼ 3.6%
Current assets
€149k ▲ 1.4%
Equity and liabilities €514k
Equity
€65k ▲ 0.9%
Debt
€449k ▼ 2.6%
Debt's share of the balance-sheet total falls from 87.8% to 87.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2023 · €33k
Cash flow
€22k▲
2023 · €12k
Current ratio
0.85▼
2023 · 0.89
Quick ratio
0.26▲
2023 · 0.25
Debt to equity
6.93▼
2023 · 7.18
ROE
0.9%▲
2023 · -33.0%
ROA
0.1%▲
2023 · -4.0%
Interest coverage
3.23▲
2023 · 1.53
Debt ≤ 1 year
€175k▲
2023 · €165k
Debt > 1 year
€274k▼
2023 · €296k
Income taxes
€140▲
2023 · €128
Staff costs
€113k▲
2023 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€525k€514k▼
Fixed assets21/28€379k€365k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€376k€363k▼
Land and buildings22€361k€345k▼
Plant, machinery and equipment23€14k€18k▲
Furniture and vehicles24€1k€373▼
Current assets29/58€147k€149k▲
Stocks and contracts in progress3€106k€103k▼
Stocks30/36€106k€103k▼
Amounts receivable within one year40/41€40k€46k▲
Trade receivables40€35k€31k▼
Other amounts receivable41€5k€16k▲
Equity and liabilities
Total equity and liabilities10/49€525k€514k▼
Equity10/15€64k€65k▲
Contributions10/11€19k€19k=
Reserves13€46k€46k▲
Tax-exempt reserves132€427€427=
Distributable reserves133€45k€46k▲
Amounts payable17/49€461k€449k▼
Amounts payable after more than one year17€296k€274k▼
Financial debts170/4€296k€274k▼
Amounts payable within one year42/48€165k€175k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Financial debts43€21k€13k▼
Credit institutions430/8€21k€13k▼
Trade debts44€91k€121k▲
Suppliers440/4€91k€121k▲
Taxes, remuneration and social security45€26k€19k▼
Taxes450/3€2k€534▼
Remuneration and social security454/9€25k€19k▼
Other amounts payable47/48€5k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€112k€113k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€21k▼
Other operating charges640/8€7k€9k▲
Gross operating margin9900€152k€154k▲
Operating profit (loss)9901€160€10k▲
Financial income75/76B€347€302▼
Recurring financial income75€347€302▼
Financial charges65/66B€22k€10k▼
Recurring financial charges65€22k€10k▼
Profit (loss) for the period before taxes9903€-21k€729▲
Income taxes67/77€128€140▲
Profit (loss) for the period9904€-21k€590▲
Profit (loss) for the period to be appropriated9905€-21k€590▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€590▲
Transfer from equity791/2€21k-
Transfer to equity691/2-€590
To other reserves6921-€590
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €590
Net result €590 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 27 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(KE) 569451 HaaltertGround area
621 m²
Building footprint
194 m²
Volume, LiDAR
929 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schavolliestraat 84, 1755 Pajottegem
since 19782.039.479.933
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23058C0533/00K000 | Flanders | 313 m² | 1 · 89 m² | 7.7 m · 2 fl. |
| 41033B0609/00K000 | Flanders | 308 m² | 1 · 105 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOPRODENT
BE 0442.860.923
Sint-Lambrechts-Woluwe · Eq €64,692
DE WILDE DENTAL
BE 0688.649.322
Sint-Truiden · Eq €65,490
MERGAERTS OPTIEK
BE 0880.092.876
Scherpenheuvel-Zichem · Eq €66,075
Pajodent
BE 0757.906.233
Roosdaal · Eq €63,552
DL Manufacto
BE 0792.970.842
Ottignies-Louvain-la-Neuve · Eq €66,842
Of 1,249 companies in sector 32500 we hold annual accounts for 694. 504 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1977
Fiscal year end31-12
Activities, NACEBEL 2025
32500Manufacture of medical and dental instruments and supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.