LABO DERVA
ActiveLABO DERVA has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.93M and a net result of €683k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 1984 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €460k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 3.55 in 2024), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
10.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
21 d late
2022
22 d late
2021
11 d late
2020
30 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.93M▲ 16.1%
2024 · €4.25M
2018: €2.15M
2019: €2.39M
2020: €2.46M
2021: €2.64M
2022: €3.02M
2023: €3.56M
2024: €4.25M
2018 → 2025
Total assets
€6.39M▲ 13.9%
2024 · €5.61M
2018: €2.94M
2019: €3.44M
2020: €3.46M
2021: €3.69M
2022: €4.12M
2023: €4.77M
2024: €5.61M
2018 → 2025
Net result
€683k▼ 0.3%
2024 · €685k
2018: €220k
2019: €240k
2020: €71k
2021: €180k
2022: €381k
2023: €546k
2024: €685k
2018 → 2025
Working capital
€3.98M▲ 19.3%
2024 · €3.33M
2018: €1.39M
2019: €1.70M
2020: €1.73M
2021: €1.82M
2022: €2.12M
2023: €2.67M
2024: €3.33M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.64M-€3.02M▲ 14.5%€3.56M▲ 18.1%€4.25M▲ 19.2%€4.93M▲ 16.1%
Operating result€307k-€548k▲ 78.4%€868k▲ 58.4%€1.05M▲ 20.5%€1.08M▲ 3.5%
Net result€180k-€381k▲ 112%€546k▲ 43.3%€685k▲ 25.4%€683k▼ 0.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.39M
Fixed assets
€1.01M▲ 3.7%
Current assets
€5.38M▲ 16.0%
Equity and liabilities €6.39M
Equity
€4.93M▲ 16.1%
Debt
€1.46M▲ 7.0%
The debt ratio falls from 24.3% to 22.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€1.34M▲
2024 · €1.29M
Cash flow
€939k▲
2024 · €924k
Solvency
77.2%▲
2024 · 75.7%
Current ratio
3.83▲
2024 · 3.55
Quick ratio
3.83▲
2024 · 3.55
Debt / equity
0.30▼
2024 · 0.32
ROE
13.8%▼
2024 · 16.1%
ROA
10.7%▼
2024 · 12.2%
Interest coverage
23.87▲
2024 · 21.84
Debt
€1.46M▲
2024 · €1.36M
Debt ≤ 1 year
€1.40M▲
2024 · €1.31M
Income taxes
€347k▲
2024 · €331k
Staff costs
€1.40M▲
2024 · €1.30M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.61M€6.39M▲
Fixed assets21/28€974k€1.01M▲
Tangible fixed assets22/27€974k€1.01M▲
Land and buildings22€325k€274k▼
Plant, machinery and equipment23€502k€523k▲
Furniture and vehicles24€148k€213k▲
Current assets29/58€4.64M€5.38M▲
Amounts receivable within one year40/41€808k€850k▲
Trade receivables40€806k€843k▲
Other amounts receivable41€3k€7k▲
Current investments50/53€2.20M€2.64M▲
Cash at bank and in hand54/58€1.61M€1.86M▲
Deferred charges and accrued income490/1€27k€34k▲
Equity and liabilities
Total equity and liabilities10/49€5.61M€6.39M▲
Equity10/15€4.25M€4.93M▲
Contributions10/11€665k€665k=
Reserves13€3.58M€4.27M▲
Distributable reserves133€3.58M€4.27M▲
Amounts payable17/49€1.36M€1.46M▲
Amounts payable within one year42/48€1.31M€1.40M▲
Trade debts44€118k€205k▲
Suppliers440/4€118k€205k▲
Taxes, remuneration and social security45€297k€274k▼
Taxes450/3€97k€82k▼
Remuneration and social security454/9€200k€191k▼
Other amounts payable47/48€891k€926k▲
Accrued charges and deferred income492/3€58k€54k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€1.30M€1.40M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€239k€256k▲
Other operating charges640/8€26k€57k▲
Gross operating margin9900€2.61M€2.79M▲
Operating profit (loss)9901€1.05M€1.08M▲
Financial income75/76B€28k€3k▼
Recurring financial income75€28k€3k▼
Financial charges65/66B€59k€56k▼
Recurring financial charges65€59k€56k▼
Profit (loss) for the period before taxes9903€1.02M€1.03M▲
Income taxes67/77€331k€347k▲
Profit (loss) for the period9904€685k€683k▼
Profit (loss) for the period to be appropriated9905€685k€683k▼
Appropriation of the result
Profit (loss) to be appropriated9906€685k€683k▼
Transfer to equity691/2€685k€683k▼
To other reserves6921€685k€683k▼
Social balance
Average headcount (FTE)908726.727.4▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €685k ▲25.4%
Net result €685k, the highest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €71k ▼70.6%
Net result drops to €71k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Ludo Feyen
CurrentDirector · since 02-01-2024
Lutgarde Carremans
CurrentDirector · since 02-01-2024
02-01-2024
Ludo Feyen: Resigned as Director
02-01-2024
Ludo Feyen: Appointed as Director
02-01-2024
Lutgarde Carremans: Resigned as Director
02-01-2024
Lutgarde Carremans: Appointed as Director
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lochtemanweg 773550 Heusden-ZolderGround area
3,648 m²
Building footprint
1,300 m²
Volume, LiDAR
5,444 m³
Parcel 71502C0653/00A000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LABO DERVA
since 19832.022.855.519
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0653/00A000 | Flanders | 3,648 m² | 1 · 1,300 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Soventix Belgium
BE 1023.614.571
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QUANTUM SPACE BELGIUM
BE 0661.728.258
Rochefort · Eq €5.00M
Engi Talents
BE 0456.077.469
Kortrijk · Eq €5.00M
OBJECTIVE BELGIUM
BE 0458.980.046
Wichelen · Eq €4.85M
NOVEN
BE 0607.985.112
Gent · Eq €4.81M
Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 1,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-1983
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74203
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.