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Labo Contact

Active
Private limited companyfounded 200125 yrs activeRue Godefroid 1, 5000 Namur, BelgiumKBO/BCE: BE 0475.680.872
Summary

Labo Contact has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,836 and a net result of €11,702. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
Labo ContactActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782NACE 52485
1 site
Size
€174,967turnover 2025
Equity
€72,836
Profit
€11,702
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 31 d early0 of 5 deeds read
Why 91- Sector Retail trade (NACE 47)- Size: turnover €174,967, total assets €305,884+ Liquidity: current ratio 3.13, cash €152,463+ Founded in 2001Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 49-4
equity 23.8% of total assets
Liquidity 96+6
short-term debt 16.8% · cash 49.8%
Profitability 81+27
return on assets 3.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.5% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +9.3% vs 03-2025 05-2025: 0.1%▼ -4.3% vs 04-2025 06-2025: 0.1%▼ -2.2% vs 05-2025 07-2025: 0.2%▲ +22.7% vs 06-2025highest value 08-2025: 0.1%▼ -13.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.4% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +7.2% vs 03-2026 05-2026: 0.1%▼ -4.0% vs 04-2026 06-2026: 0.1%▼ -4.9% vs 05-2026 07-2026: 0.2%▲ +11.8% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 3.13, cash €152,463 lowers the probability
  • Founded in 2001 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Size: turnover €174,967, total assets €305,884 raises the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.13 against 7.45 in 2024; short-term debt: 16.8% and cash: 49.8% of total assets), but 76.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 39%, liquidity 95%, profitability 73%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.13, cash €152,463
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: turnover €174,967, total assets €305,884
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
15 d early
2023
15 d early
2022
4 d early
2021
1 d late
2020
30 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationDirector discharge · Director appointment
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €11,702

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 2001founded 20-09-2001 25 years View
  • Turnover 2025first fiscal year filed €174,967 View

By topic

Financials

Fiscal year
2025
Turnover
€174,967
Profit
€11,702
Solvency
23.8%
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 14-08-2026General meeting · Director resignation
  2. 30-06-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
20-09-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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