LABELLA
ActiveSummary
LABELLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€192,200) and a net result of €31,759. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 5587 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d early
2023
29 d late
2022
26 d early
2021
23 d early
2020
8 d early
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#6 oldest company in Deerlijk, Finance and insurance sector
Equity
-€192,200▲ 14.2%
2024 · -€223,959
Net result
€31,759
2024 · -€5,158
Total assets
€2.3m▲ 11,255%
2024 · €20,624
Solvency
-8.2%▲ 1077.7pp
2024 · -1085.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€28,630▼ 1,366%€17,935-€3,569-€2,413▲ 32.4%-€10,358▼ 329%
Net result-€31,384below the sector's middle half▼ 554%€15,292within the sector's middle half-€6,311below the sector's middle half-€5,158below the sector's middle half▲ 18.3%€31,759within the sector's middle half
Equity-€227,783below the sector's middle half▼ 16.0%-€212,491below the sector's middle half▲ 6.7%-€218,802below the sector's middle half▼ 3.0%-€223,959below the sector's middle half▼ 2.4%-€192,200below the sector's middle half▲ 14.2%
Total assets€934below the sector's middle half▼ 96.9%€20,814below the sector's middle half▲ 2,128%€20,731below the sector's middle half▼ 0.4%€20,624below the sector's middle half▼ 0.5%€2.3mwithin the sector's middle half▲ 11,255%
Debt€228,717▲ 0.8%€233,305▲ 2.0%€239,533▲ 2.7%€244,584▲ 2.1%€2.5m▲ 936%
Working capital-€206,560below the sector's middle half▼ 16.1%-€188,534below the sector's middle half▲ 8.7%-€192,111below the sector's middle half▼ 1.9%-€194,535below the sector's middle half▼ 1.3%-€2.3mbelow the sector's middle half▼ 1,102%
Solvency-24377.7%below the sector's middle half▼ 23733.8pp-1020.9%below the sector's middle half▲ 23356.8pp-1055.4%below the sector's middle half▼ 34.5pp-1085.9%below the sector's middle half▼ 30.5pp-8.2%below the sector's middle half▲ 1077.7pp
Current ratio0.10below the sector's middle half0.09below the sector's middle half=0.09below the sector's middle half=0.06below the sector's middle half▼ 0.03
Return on assets (ROA)73.5%above the sector's middle half-30.4%below the sector's middle half▼ 103.9pp-25.0%below the sector's middle half▲ 5.4pp1.4%within the sector's middle half▲ 26.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,358 in 2025 against €2,413 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€2.2m ▲ 381,325%
Current assets
€157,330 ▲ 685%
Key figures and ratios
Debt ≤ 1 year
€2.5m▲
2024 · €214,587
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €121 | €121 | €121 | €121 | €0 | ▼ 100.0% |
| Other operating charges640/8 | €111 | €112 | €476 | €913 | €528 | ▼ 42.2% |
| Gross operating margin9900 | -€28,399 | €18,168 | -€2,973 | -€1,379 | -€9,830 | ▼ 613% |
| Operating profit (loss)9901 | -€28,630 | €17,935 | -€3,569 | -€2,413 | -€10,358 | ▼ 329% |
| Financial income75/76B | - | - | - | - | €44,979 | - |
| Recurring financial income75 | - | - | - | - | €44,979 | - |
| Financial charges65/66B | €2,754 | €2,643 | €2,742 | €2,745 | €2,862 | ▲ 4.3% |
| Recurring financial charges65 | €2,754 | €2,643 | €2,742 | €2,745 | €2,862 | ▲ 4.3% |
| Profit (loss) for the period before taxes9903 | -€31,384 | €15,292 | -€6,311 | -€5,158 | €31,759 | ▲ 716% |
| Profit (loss) for the period9904 | -€31,384 | €15,292 | -€6,311 | -€5,158 | €31,759 | ▲ 716% |
| Profit (loss) for the period to be appropriated9905 | -€31,384 | €15,292 | -€6,311 | -€5,158 | €31,759 | ▲ 716% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €934 | €20,814 | €20,731 | €20,624 | €2.3m | ▲ 11,255% |
| Fixed assets21/28 | €934 | €814 | €693 | €573 | €2.2m | ▲ 381,325% |
| Tangible fixed assets22/27 | €362 | €241 | €121 | €0 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €362 | €241 | €121 | €0 | €0 | ▼ 100% |
| Financial fixed assets28 | €573 | €573 | €573 | €573 | €2.2m | ▲ 381,332% |
| Current assets29/58 | €0 | €20,000 | €20,038 | €20,052 | €157,330 | ▲ 685% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Stocks30/36 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Other amounts receivable41 | €0 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Cash at bank and in hand54/58 | €0 | - | €38 | €52 | €125,609 | ▲ 243,376% |
| Deferred charges and accrued income490/1 | - | - | - | - | €11,721 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €934 | €20,814 | €20,731 | €20,624 | €2.3m | ▲ 11,255% |
| Equity10/15 | -€227,783 | -€212,491 | -€218,802 | -€223,959 | -€192,200 | ▲ 14.2% |
| Contributions10/11 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Capital10 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Issued capital100 | €247,894 | €247,894 | €247,894 | €247,894 | €247,894 | = |
| Reserves13 | €1,449 | €1,449 | €1,449 | €1,449 | €1,449 | = |
| Non-distributable reserves130/1 | €72 | €72 | €72 | €72 | €72 | = |
| Legal reserve130 | €72 | €72 | €72 | €72 | €72 | = |
| Distributable reserves133 | €1,377 | €1,377 | €1,377 | €1,377 | €1,377 | = |
| Profit (loss) carried forward14 | -€477,125 | -€461,834 | -€468,145 | -€473,302 | -€441,543 | ▲ 6.7% |
| Amounts payable17/49 | €228,717 | €233,305 | €239,533 | €244,584 | €2.5m | ▲ 936% |
| Amounts payable within one year42/48 | €206,560 | €208,534 | €212,149 | €214,587 | €2.5m | ▲ 1,063% |
| Financial debts43 | - | €13 | €0 | - | - | - |
| Credit institutions430/8 | - | €13 | €0 | - | - | - |
| Trade debts44 | €473 | €1,693 | €2,463 | €4,240 | €7,843 | ▲ 85.0% |
| Suppliers440/4 | €473 | €1,693 | €2,463 | €4,240 | €7,843 | ▲ 85.0% |
| Other amounts payable47/48 | €206,086 | €206,828 | €209,686 | €210,346 | €2.5m | ▲ 1,083% |
| Accrued charges and deferred income492/3 | €22,157 | €24,770 | €27,384 | €29,997 | €37,913 | ▲ 26.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,384 | €15,292 | -€6,311 | -€5,158 | €31,759 | ▲ 716% |
| + Depreciation and write-downs630 | €121 | €121 | €121 | €121 | €0 | ▼ 100.0% |
| Operating cash flow (approximation) | -€31,263 | €15,412 | -€6,191 | -€5,037 | €31,759 | ▲ 731% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2.2m | - |
| Change in cash | - | - | - | €14 | €125,558 | ▲ 917,721% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €31,759
Net result €31,759 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15,292
Net result €15,292 after 4 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€31,384
Net result drops to -€31,384, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1991
Ground area
2,407 m²
Building footprint
219 m²
Volume, LiDAR
1,224 m³
Parcel 34009B1030/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LABELLA
since 19912.053.928.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B1030/00G000 | Flanders | 2,407 m² | 1 · 219 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444499926
Also
9925:BE0444499926
Registered
13-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.