LABEL IMMO
ActiveSummary
LABEL IMMO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €140k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 30% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+18
Solvency36▲+18
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.89 in 2024; short-term debt: 76.6% and cash: 67.1% of total assets), and 89.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
3 d early
2023
33 d early
2022
4 d late
2021
25 d early
2020
12 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€140k▲ 407%
2024 · €28k
Working capital
€27k
2024 · €-37k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16k▼ 31.8%€39k▲ 143%€-136k€34k€167k▲ 393%
Net result€6k▼ 39.1%€22k▲ 295%€-140k€28k€140k▲ 407%
Equity€61k▲ 10.2%€83k▲ 36.4%€-57k€-29k▲ 48.7%€71k
Total assets€640k▲ 4.6%€556k▼ 13.1%€365k▼ 34.3%€395k▲ 8.0%€655k▲ 65.8%
Debt€579k▲ 4.1%€473k▼ 18.3%€422k▼ 10.8%€424k▲ 0.4%€583k▲ 37.6%
Working capital€10k▲ 14.1%€72k▲ 645%€-68k€-37k▲ 45.5%€27k
Staff (FTE)5.6▼ 37.1%5.6=8.3▲ 48.2%7.9▼ 4.8%7▼ 11.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 393% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets
€127k ▲ 42.7%
Current assets
€528k ▲ 72.5%
Equity and liabilities €655k
Equity
€71k
Debt
€583k
Debt finances 89.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€192k▲
2024 · €55k
Cash flow
€165k▲
2024 · €49k
Current ratio
1.05▲
2024 · 0.89
Debt to equity
8.20▲
2024 · -14.56
ROE
197.2%
ROA
21.4%▲
2024 · 7.0%
Interest coverage
37.10▲
2024 · 9.20
Debt ≤ 1 year
€501k▲
2024 · €343k
Debt > 1 year
€82k▲
2024 · €80k
Income taxes
€22k▲
2024 · €382
Staff costs
€332k▲
2024 · €320k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €204k | €207k | €243k | €320k | €332k | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €22k | €23k | €21k | €24k | ▲ 17.4% |
| Other operating charges640/8 | €2k | €3k | €1k | €11k | €1k | ▼ 89.8% |
| Non-recurring operating charges66A | €250 | - | - | €814 | - | - |
| Gross operating margin9900 | €251k | €270k | €130k | €387k | €525k | ▲ 35.7% |
| Operating profit (loss)9901 | €16k | €39k | €-136k | €34k | €167k | ▲ 393% |
| Financial charges65/66B | €6k | €7k | €6k | €6k | €5k | ▼ 13.3% |
| Recurring financial charges65 | €6k | €7k | €6k | €6k | €5k | ▼ 13.3% |
| Profit (loss) for the period before taxes9903 | €10k | €32k | €-142k | €28k | €162k | ▲ 479% |
| Income taxes67/77 | €5k | €10k | €-2k | €382 | €22k | ▲ 5,662% |
| Profit (loss) for the period9904 | €6k | €22k | €-140k | €28k | €140k | ▲ 407% |
| Profit (loss) for the period to be appropriated9905 | €6k | €22k | €-140k | €28k | €140k | ▲ 407% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €640k | €556k | €365k | €395k | €655k | ▲ 65.8% |
| Fixed assets21/28 | €189k | €128k | €110k | €89k | €127k | ▲ 42.7% |
| Intangible fixed assets21 | €5k | €5k | €3k | €2k | €687 | ▼ 66.6% |
| Tangible fixed assets22/27 | €184k | €123k | €106k | €87k | €126k | ▲ 45.4% |
| Land and buildings22 | €168k | €109k | €94k | €78k | €62k | ▼ 20.0% |
| Plant, machinery and equipment23 | €5k | €5k | €7k | €6k | €17k | ▲ 183% |
| Furniture and vehicles24 | €11k | €8k | €5k | €2k | €46k | ▲ 1,790% |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €451k | €429k | €256k | €306k | €528k | ▲ 72.5% |
| Amounts receivable within one year40/41 | €61k | €50k | €77k | €52k | €80k | ▲ 54.1% |
| Trade receivables40 | €29k | €27k | €59k | €42k | €80k | ▲ 91.4% |
| Other amounts receivable41 | €32k | €22k | €18k | €10k | - | - |
| Cash at bank and in hand54/58 | €387k | €379k | €176k | €248k | €439k | ▲ 77.1% |
| Deferred charges and accrued income490/1 | €3k | €22 | €3k | €6k | €8k | ▲ 41.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €640k | €556k | €365k | €395k | €655k | ▲ 65.8% |
| Equity10/15 | €61k | €83k | €-57k | €-29k | €71k | ▲ 344% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €17k | €17k | €17k | €17k | €17k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €15k | €15k | €15k | €15k | €15k | = |
| Profit (loss) carried forward14 | €20k | €42k | €-98k | €-70k | €30k | ▲ 143% |
| Amounts payable17/49 | €579k | €473k | €422k | €424k | €583k | ▲ 37.6% |
| Amounts payable after more than one year17 | €138k | €116k | €98k | €80k | €82k | ▲ 3.2% |
| Financial debts170/4 | €138k | €116k | €98k | €80k | €82k | ▲ 3.2% |
| Amounts payable within one year42/48 | €441k | €357k | €324k | €343k | €501k | ▲ 46.0% |
| Current portion of amounts payable after more than one year42 | €29k | €19k | €19k | €20k | €29k | ▲ 45.4% |
| Financial debts43 | €3k | €3k | €3k | - | - | - |
| Credit institutions430/8 | €3k | €3k | €3k | - | - | - |
| Trade debts44 | €157k | €82k | €88k | €108k | €104k | ▼ 4.0% |
| Suppliers440/4 | €157k | €82k | €88k | €108k | €104k | ▼ 4.0% |
| Advances received on contracts in progress46 | €220k | €186k | €124k | €154k | €231k | ▲ 49.5% |
| Taxes, remuneration and social security45 | €32k | €16k | €33k | €37k | €69k | ▲ 86.0% |
| Taxes450/3 | - | €2k | - | €6k | €38k | ▲ 546% |
| Remuneration and social security454/9 | €32k | €14k | €33k | €31k | €31k | ▲ 0.2% |
| Other amounts payable47/48 | - | €50k | €56k | €23k | €68k | ▲ 192% |
| Accrued charges and deferred income492/3 | - | - | - | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €22k | €-140k | €28k | €140k | ▲ 407% |
| + Depreciation and write-downs630 | €29k | €22k | €23k | €21k | €24k | ▲ 17.4% |
| Operating cash flow (approximation) | €35k | €45k | €-117k | €49k | €165k | ▲ 240% |
| Investment in fixed assets (approximation) | - | €39k | €-5k | €0 | €-62k | - |
| Change in cash | - | €-8k | €-203k | €72k | €191k | ▲ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €140k ▲407%
Operating result €167k, net result €140k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-140k
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 2 establishment units since 2007
Ground area
756 m²
Building footprint
166 m²
Volume, LiDAR
1,035 m³
2 parcels, Wallonia · tallest building 20.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
LABEL IMMO
since 20072.162.625.985
LABEL IMMO
since 20152.241.292.886
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031C0281/00R000 ProtectedSite or landscape |
Wallonia | 587 m² | 1 · 83 m² | - |
| 62332B0026/00Y003 | Wallonia | 169 m² | 1 · 84 m² | 20.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 5,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
Scores and ratios are computed by Checked and are not a credit decision.