Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
In July 2024, 6,920 companies had the same profile as LABEL-A has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for LABEL-A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| LABEL-A Woluwe-Saint-Pierre | €20,552 | -€1,459 | -145.1% | - |
| DECO & DESIGN Rebecq | €20,394 | -€1,942 | 89.9% | - |
| TRIPLE-T Nijlen | €21,835 | -€10,446 | 94.1% | - |
| DC Consulting Energy Machelen (Brab.) | €21,600 | -€3,099 | -45.3% | - |
| NYD International Somme-Leuze | €18,033 | -€10,336 | -23.3% | - |
| STABUILD Anderlecht | €28,010 | €1,106 | 70.1% | - |
| HALINTEC Brussels | €18,286 | -€6,421 | -173.8% | - |
These companies have the same main activity as LABEL-A: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €18,000 and €28,000, founded between 2002 and 2010.
LABEL-A files the micro format. That format states no turnover. The gross margin fell from €7,858 in 2008 to -€1,459 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.