Laaza
ActiveLaaza has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €123k and a net result of €75k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
97
/ 100
Excellent▲ +37 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+40
Solvency73▲+52
Growth85▲+15
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.06 in 2023), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
25 d early
2022
25 d early
2021
26 d early
2020
23 d early
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€761k▲ 177%
2023 · €275k
2018: €200k
2019: €347k
2020: €212k
2021: €128k
2022: €468k
2023: €275k
2018 → 2024
EBIT margin
13.8%▲ 9.6pp
2023 · 4.2%
2018: 3.7%
2019: 4.0%
2020: 5.5%
2021: -7.1%
2022: 2.0%
2023: 4.2%
2018 → 2024
Net result
€75k▲ 1,298%
2023 · €5k
2018: €1k
2019: €7k
2020: €5k
2021: €-9k
2022: €7k
2023: €5k
2018 → 2024
Working capital
€76k▲ 522%
2023 · €12k
2018: €-16k
2019: €-13k
2020: €-14k
2021: €-24k
2022: €-15k
2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€212k-€128k▼ 39.4%€468k▲ 265%€275k▼ 41.2%€761k▲ 177%
Equity€44k-€36k▼ 20.2%€42k▲ 19.5%€48k▲ 12.7%€123k▲ 157%
Operating result€12k-€-9k€9k€12k▲ 26.9%€105k▲ 803%
Net result€5k-€-9k€7k€5k▼ 22.2%€75k▲ 1,298%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 803% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €327k
Fixed assets
€137k▼ 3.1%
Current assets
€190k▼ 18.2%
Equity and liabilities €327k
Equity
€123k▲ 157%
Debt
€204k▼ 37.4%
The debt ratio falls from 87.2% to 62.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€118k▲
2023 · €23k
Cash flow
€89k▲
2023 · €16k
Solvency
37.7%▲
2023 · 12.8%
Current ratio
1.67▲
2023 · 1.06
Quick ratio
0.71▲
2023 · 0.10
Debt / equity
1.65▼
2023 · 6.80
ROE
61.2%▲
2023 · 11.3%
ROA
23.1%▲
2023 · 1.4%
Interest coverage
24.87▲
2023 · 9.25
Debt
€204k▼
2023 · €325k
Debt ≤ 1 year
€114k▼
2023 · €220k
Debt > 1 year
€90k▼
2023 · €106k
Income taxes
€25k▲
2023 · €4k
Staff costs
€4k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€373k€327k▼
Fixed assets21/28€141k€137k▼
Tangible fixed assets22/27€141k€137k▼
Land and buildings22€138k€129k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€1k€5k▲
Current assets29/58€232k€190k▼
Stocks and contracts in progress3€210k€109k▼
Stocks30/36€210k€109k▼
Amounts receivable within one year40/41€2k€19k▲
Other amounts receivable41€2k€19k▲
Cash at bank and in hand54/58€19k€62k▲
Equity and liabilities
Total equity and liabilities10/49€373k€327k▼
Equity10/15€48k€123k▲
Contributions10/11€25k€25k=
Reserves13€1k€3k▲
Non-distributable reserves130/1€1k€3k▲
Reserves not available under the articles1311€1k€3k▲
Profit (loss) carried forward14€21k€96k▲
Amounts payable17/49€325k€204k▼
Amounts payable after more than one year17€106k€90k▼
Financial debts170/4€101k€84k▼
Other amounts payable178/9€5k€6k▲
Amounts payable within one year42/48€220k€114k▼
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€4k€26k▲
Suppliers440/4€4k€26k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€195k€70k▼
Income statement
Code20232024
Turnover70€275k€761k▲
Goods, raw materials, services and sundry goods60/61€245k€635k▲
Remuneration, social security and pensions62€4k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€30k€126k▲
Operating profit (loss)9901€12k€105k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€9k€100k▲
Income taxes67/77€4k€25k▲
Profit (loss) for the period9904€5k€75k▲
Profit (loss) for the period to be appropriated9905€5k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€97k▲
Profit (loss) brought forward from the previous period14P€16k€21k▲
Transfer to equity691/2€269€1k▲
To the legal reserve6920€269€1k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €75k ▲1298%
Operating result €105k, net result €75k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲157%
3 profitable years in a row build equity to €123k.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
12-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-9k ▼277%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smederijstraat 382830 WillebroekGround area
528 m²
Building footprint
165 m²
Volume, LiDAR
1 m³
Parcel 12342B0591/00L005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Laaza
since 20142.232.201.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0591/00L005 | Flanders | 528 m² | 1 · 165 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHOENIX CAPITAL PARTNERS
BE 0465.827.949
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Orsoi
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NeoRétro
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Euro Delivery Express
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Gent · Eq €122k
Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2014
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.