Skip to content

La. WinCh

Active
Private limited companyfounded 201114 yrs activeRue du Pas Bayard 30, 4163 Anthisnes, BelgiumKBO/BCE: BE 0842.273.566
Summary

La. WinCh has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,274 and a net result of €54,365. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 17% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability83▼-11
Solvency40▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.36 in 2024; short-term debt: 35.7% and cash: 0.3% of total assets), and 85.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.8%
Return on assets
11.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 13085 sector peers (2025).
NBB · sector comparison
Position among 13085 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
63 d early
2023
31 d early
2022
68 d early
2021
65 d early
2020
67 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 February (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

La. WinCh was incorporated on 30 December 2011.1 Total assets rose from EUR 15,282 in 2019 to EUR 462,345 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€68,274▲ 388%
2024 · €13,998
Total assets
€462,345▲ 78.9%
2024 · €258,401
Net result
€54,365▲ 6.1%
2024 · €51,234
Working capital
-€155,825▼ 70.8%
2024 · -€91,234
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€50,337▲ 541%€81,943▲ 62.8%€61,755▼ 24.6%€119,160▲ 93.0%€126,096▲ 5.8%
Net result€1,333below the sector's middle half▼ 70.5%€16,623within the sector's middle half▲ 1,147%€12,711within the sector's middle half▼ 23.5%€51,234within the sector's middle half▲ 303%€54,365within the sector's middle half▲ 6.1%
Equity-€66,570below the sector's middle half▲ 2.0%-€49,947below the sector's middle half▲ 25.0%-€37,236below the sector's middle half▲ 25.4%€13,998below the sector's middle half€68,274within the sector's middle half▲ 388%
Total assets€23,343below the sector's middle half▼ 3.0%€21,458below the sector's middle half▼ 8.1%€33,474below the sector's middle half▲ 56.0%€258,401within the sector's middle half▲ 672%€462,345within the sector's middle half▲ 78.9%
Debt€89,913▼ 2.2%€71,405▼ 20.6%€70,710▼ 1.0%€244,403▲ 246%€394,071▲ 61.2%
Working capital-€48,878below the sector's middle half▼ 28.3%-€45,975below the sector's middle half▲ 5.9%-€50,066below the sector's middle half▼ 8.9%-€91,234below the sector's middle half▼ 82.2%-€155,825below the sector's middle half▼ 70.8%
Solvency-285.2%below the sector's middle half▼ 3.1pp-232.8%below the sector's middle half▲ 52.4pp-111.2%below the sector's middle half▲ 121.5pp5.4%below the sector's middle half▲ 116.7pp14.8%below the sector's middle half▲ 9.3pp
Current ratio0.31below the sector's middle half▼ 0.070.29below the sector's middle half▼ 0.010.29below the sector's middle half=0.36below the sector's middle half▲ 0.070.06below the sector's middle half▼ 0.30
Return on assets (ROA)5.7%within the sector's middle half▼ 13.1pp77.5%above the sector's middle half▲ 71.8pp38.0%above the sector's middle half▼ 39.5pp19.8%within the sector's middle half▼ 18.1pp11.8%within the sector's middle half▼ 8.1pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €50,337€50,337Net result 2021: €1,333€1,333Operating result 2022: €81,943€81,943Net result 2022: €16,623€16,623Operating result 2023: €61,755€61,755Net result 2023: €12,711€12,711Operating result 2024: €119,160€119,160Net result 2024: €51,234€51,234Operating result 2025: €126,096€126,096Net result 2025: €54,365€54,36520212022202320242025€0€50,000€100,000€150,000Operating result 2023: €61,755€61,800Net result 2023: €12,711€12,700Operating result 2024: €119,160€119,000Net result 2024: €51,234€51,200Operating result 2025: €126,096€126,000Net result 2025: €54,365€54,400202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462,345
Fixed assets €453,253 ▲ 119%
Current assets €9,091 ▼ 82.3%
Equity and liabilities €462,345
Equity €68,274 ▲ 388%
Debt €394,071 ▲ 61.2%
Debt's share of the balance-sheet total falls from 94.6% to 85.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€160,926▲
2024 · €126,442
Cash flow
€89,195▲
2024 · €58,516
Debt to equity
5.77▼
2024 · 17.46
ROE
79.6%▼
2024 · 366.0%
Interest coverage
65.68▲
2024 · 38.34
Debt ≤ 1 year
€164,916▲
2024 · €142,581
Debt > 1 year
€227,333▲
2024 · €100,000
Income taxes
€28,171▲
2024 · €27,054
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,609 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
2.1% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,609 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€258,401€462,345▲
Fixed assets21/28€207,054€453,253▲
Tangible fixed assets22/27€21,874€238,073▲
Land and buildings22-€216,798
Furniture and vehicles24€21,874€15,035▼
Other tangible fixed assets26-€6,240
Financial fixed assets28€185,180€215,180▲
Current assets29/58€51,347€9,091▼
Amounts receivable within one year40/41€9,958€4,583▼
Trade receivables40€9,958€4,583▼
Cash at bank and in hand54/58€41,389€1,407▼
Deferred charges and accrued income490/1-€3,101
Equity and liabilities
Total equity and liabilities10/49€258,401€462,345▲
Equity10/15€13,998€68,274▲
Contributions10/11€18,600€18,600=
Reserves13€32,100€32,100=
Distributable reserves133€32,100€32,100=
Profit (loss) carried forward14-€36,702€17,574▲
Amounts payable17/49€244,403€394,071▲
Amounts payable after more than one year17€100,000€227,333▲
Financial debts170/4-€177,333
Other amounts payable178/9€100,000€50,000▼
Amounts payable within one year42/48€142,581€164,916▲
Current portion of amounts payable after more than one year42€10,000€10,709▲
Financial debts43-€24,159
Credit institutions430/8-€24,159
Trade debts44€80,574€53,133▼
Suppliers440/4€80,574€53,133▼
Taxes, remuneration and social security45€48,197€48,639▲
Taxes450/3€43,972€43,649▼
Remuneration and social security454/9€4,225€4,990▲
Other amounts payable47/48€3,810€28,275▲
Accrued charges and deferred income492/3€1,822€1,822=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,282€34,830▲
Other operating charges640/8€1,049€2,569▲
Non-recurring operating charges66A€270€83▼
Gross operating margin9900€127,761€163,578▲
Operating profit (loss)9901€119,160€126,096▲
Financial income75/76B€1€120▲
Recurring financial income75€1€120▲
Financial charges65/66B€40,873€43,680▲
Recurring financial charges65€3,298€2,450▼
Non-recurring financial charges66B€37,575€41,230▲
Profit (loss) for the period before taxes9903€78,288€82,536▲
Income taxes67/77€27,054€28,171▲
Profit (loss) for the period9904€51,234€54,365▲
Profit (loss) for the period to be appropriated9905€51,234€54,365▲
Appropriation of the result
Profit (loss) to be appropriated9906-€36,702€17,574▲
Profit (loss) brought forward from the previous period14P-€87,936-€36,791▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€415€603€2,087€7,282€34,830▲ 378%
Other operating charges640/8-€2,141€1,849€1,049€2,569▲ 145%
Non-recurring operating charges66A-€1,863€200€270€83▼ 69.2%
Gross operating margin9900€52,699€86,550€65,891€127,761€163,578▲ 28.0%
Operating profit (loss)9901€50,337€81,943€61,755€119,160€126,096▲ 5.8%
Financial income75/76B-€356€144€1€120▲ 11,886%
Recurring financial income75€558€356€144€1€120▲ 11,886%
Financial charges65/66B-€52,613€40,854€40,873€43,680▲ 6.9%
Recurring financial charges65€3,461€3,444€3,554€3,298€2,450▼ 25.7%
Non-recurring financial charges66B-€49,169€37,300€37,575€41,230▲ 9.7%
Profit (loss) for the period before taxes9903€3,044€29,686€21,045€78,288€82,536▲ 5.4%
Income taxes67/77€1,711€13,063€8,334€27,054€28,171▲ 4.1%
Profit (loss) for the period9904€1,333€16,623€12,711€51,234€54,365▲ 6.1%
Profit (loss) for the period to be appropriated9905€1,333€16,623€12,711€51,234€54,365▲ 6.1%
Line20212022202320242025Change
Assets
Total assets20/58€23,343€21,458€33,474€258,401€462,345▲ 78.9%
Fixed assets21/28€1,744€2,541€13,214€207,054€453,253▲ 119%
Tangible fixed assets22/27€1,564€2,361€13,034€21,874€238,073▲ 988%
Land and buildings22----€216,798-
Furniture and vehicles24-€2,361€13,034€21,874€15,035▼ 31.3%
Other tangible fixed assets26----€6,240-
Financial fixed assets28€180€180€180€185,180€215,180▲ 16.2%
Current assets29/58€21,599€18,917€20,260€51,347€9,091▼ 82.3%
Amounts receivable within one year40/41€21,599€16,339€20,260€9,958€4,583▼ 54.0%
Trade receivables40-€16,339€18,500€9,958€4,583▼ 54.0%
Other amounts receivable41--€1,760---
Cash at bank and in hand54/58-€2,578-€41,389€1,407▼ 96.6%
Deferred charges and accrued income490/1----€3,101-
Equity and liabilities
Total equity and liabilities10/49€23,343€21,458€33,474€258,401€462,345▲ 78.9%
Equity10/15-€66,570-€49,947-€37,236€13,998€68,274▲ 388%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€32,100€32,100€32,100€32,100€32,100=
Distributable reserves133-€32,100€32,100€32,100€32,100=
Profit (loss) carried forward14-€117,270-€100,647-€87,936-€36,702€17,574▲ 148%
Amounts payable17/49€89,913€71,405€70,710€244,403€394,071▲ 61.2%
Amounts payable after more than one year17€18,386€6,166-€100,000€227,333▲ 127%
Financial debts170/4-€6,166--€177,333-
Other amounts payable178/9---€100,000€50,000▼ 50.0%
Amounts payable within one year42/48€70,477€64,892€70,326€142,581€164,916▲ 15.7%
Current portion of amounts payable after more than one year42-€12,220€16,166€10,000€10,709▲ 7.1%
Financial debts43--€4,920-€24,159-
Credit institutions430/8--€4,920-€24,159-
Trade debts44€47,718€26,458€43,117€80,574€53,133▼ 34.1%
Suppliers440/4-€26,458€43,117€80,574€53,133▼ 34.1%
Taxes, remuneration and social security45-€19,257€5,085€48,197€48,639▲ 0.9%
Taxes450/3-€19,257€5,085€43,972€43,649▼ 0.7%
Remuneration and social security454/9---€4,225€4,990▲ 18.1%
Other amounts payable47/48-€6,957€1,038€3,810€28,275▲ 642%
Accrued charges and deferred income492/3-€347€384€1,822€1,822=
Line20212022202320242025Change
Profit (loss) for the period9904€1,333€16,623€12,711€51,234€54,365▲ 6.1%
+ Depreciation and write-downs630€415€603€2,087€7,282€34,830▲ 378%
Operating cash flow (approximation)€1,748€17,226€14,798€58,516€89,195▲ 52.4%
Investment in fixed assets (approximation)--€1,400-€12,760-€201,122-€281,029▼ 39.7%
Change in cash-----€39,982-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Highest result since 2019net €54,365 ▲6.1%
Operating result €126,096, net result €54,365, both a record.
26-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €4,517
Net result €4,517 after one loss-making year.
17-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Anthisnes · 2 establishment units since 2012
seat establishment approximate All 2 establishment units on the map
Ground area
4,378 m²
Building footprint
330 m²
Volume, LiDAR
3,877 m³
2 parcels, Wallonia · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Rue des Augustins 32, 4000 Liège
Activities of lawyers
since 20122.224.528.516
Quai de Compiègne 57, 4500 Huy
Activities of lawyers
since 20122.224.528.912
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61059A0266/00F000 Wallonia 3,742 m² 1 · 161 m² 8.1 m · 2 fl.
62803B0205/00W004 Wallonia 636 m² 1 · 169 m² 19.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-09-2025 of La. WinCh and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

2549004HHZC9HJXS6249
live in the LEI register

Similar companies · same sector, comparable size

Of 22,057 companies in this sector we hold annual accounts for 9,060. 7,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded30-12-2011
Fiscal year end30-09
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0842273566
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.