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LA VIE MODERNE

Active
Private limited companyfounded 2010active for 16 yearsRue des Fripiers 19, 7000 Mons, BelgiumKBO/BCE: BE 0826.871.649
Summary

LA VIE MODERNE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,751 and a net result of €1,682. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 42% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-06-2010 Normal situation
Activity
Retail sale of household furniture NACE 47551and 2 others
Establishment unit
2.189.255.653 7000 Mons, since 01-07-2010
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • DELDICQUE MARIE-LAUREDirector · since 23-06-2010

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€90,127
▼ 47.6%
Turnover
≈ €430,000
estimated
Profit
€1,682
▼ 95.3%
Equity
€128,751
▲ 1.3%
Total assets
€534,897
▼ 4.6%
Staff
≈ 1.1 FTE
estimated
Score breakdownraises risk1 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskFounded in 2010Size: total assets €534,897Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 49+1
equity 24.1% of total assets
Liquidity 54-3
short-term debt 31.4% · cash 14.1%
Profitability 48-29
return on assets 0.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.4%▲ +0.3 percentage points vs 08-2025 10-2025: 1.7%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -1.2 percentage points vs 10-2025 12-2025: 0.4%▼ -0.1 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.49 (1.47 in 2024), below the usual 1.5. Short-term debt is 31.4% and cash 14.1% of total assets. 75.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 60% on liquidity, 35% on profitability and 44% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €534,897
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
62 days late
2023
30 days late
2022
31 days late
2021
75 days late
2020
25 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignation: DELDIQUE Marie-Laure (manager)Reappointment: DELDIQUE Marie-Laure (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as LA VIE MODERNE: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €463,000 and €585,000, founded between 2008 and 2012.

CompanyTotal assetsGross margin
LA VIE MODERNE Mons€534,897€90,127
CUISINES LECLERCQ Ath€552,163€74,513
CASALOG Avelgem€573,189€79,971
VELVET NOIR Lommel€585,294€78,591
'A Lokeren€568,612€86,505
BERBOLINE Mol€463,192€99,277
MEUBLES STYLE-DECOR Comines-Warneton€549,897€148,202
Full comparison

Key facts about LA VIE MODERNE

What is the company number of LA VIE MODERNE?
The company number of LA VIE MODERNE is 0826.871.649. The VAT number is the same number with BE in front: BE 0826.871.649.
Where is LA VIE MODERNE based?
The registered office is at Rue des Fripiers 19, 7000 Mons.Company details
What does LA VIE MODERNE do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of LA VIE MODERNE?
The legal form of LA VIE MODERNE is Private limited company (BV).
When was LA VIE MODERNE founded?
LA VIE MODERNE was founded on 16-06-2010.
Is LA VIE MODERNE still active?
Yes, LA VIE MODERNE is an active enterprise in the KBO register.
How many employees does LA VIE MODERNE have?
LA VIE MODERNE had an average of 1.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of LA VIE MODERNE?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €90,127 and 35 comparable companies (NACE 475). It probably lies between €240,000 and €740,000. In financial year 2019 turnover was €471,132.
Is LA VIE MODERNE profitable?
In financial year 2025, LA VIE MODERNE made a profit of €1,682.
Where can I find the annual accounts of LA VIE MODERNE?
LA VIE MODERNE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LA VIE MODERNE due?
LA VIE MODERNE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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