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La Traversée - Librairie

Active
Private limited companyfounded 2022active for 3 yearsRue Alexandre Beaupain(SART) 14, 4845 Jalhay, BelgiumKBO/BCE: BE 0794.202.841
Summary

The computed 12-month bankruptcy probability of La Traversée - Librairie is 1.7% (moderate). The 2025 annual accounts show equity of €72,041 and a net result of €1,639. Equity has been growing by about 23% per year since 2023. Its solvency ranks better than 17% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-11-2022 Normal situation
Activity
Retail trade NACE 47610
Establishment units
3 establishment units
Financial year end
31 December
Peppol
Reachable since 11-07-2025

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€531,503
▲ 2.1%
Turnover
≈ €3.6m
estimated
Profit
€1,639
▼ 94.7%
Equity
€72,041
▲ 2.3%
Total assets
€1.3m
▼ 10.6%
Employees on 31-12-2025
12
=
Filed on 31-07-2026, on time
Score breakdownraises riskEquity €72,041 (5.7% of total assets)Founded in 2022Size: 9.9 FTE, total assets €1.3mlowers riskLiquidity: current ratio 0.90, cash €260,606Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 35% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 31+1
equity 5.7% of total assets
Liquidity 26-8
short-term debt 94.3% · cash 20.6%
Profitability 69-2
return on assets 0.1%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.3% 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025highest value 06-2025: 2.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▼ -0.9 percentage points vs 06-2025 08-2025: 1.2%▼ -0.1 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.3 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (0.87 in 2024), below 1. Short-term debt is 94.3% and cash 20.6% of total assets. 94.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 23% of them on solvency, 23% on liquidity, 49% on profitability and 46% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €72,041 (5.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.90, cash €260,606
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 9.9 FTE, total assets €1.3m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12757 sector peers (2025).
NBB · sector comparison
Position among 12757 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
36 days early
2023
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 17 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower solvency than 82% of companies in retail tradesector median 36.6% · 12,757 companies 5.7% View

Comparable companies

These companies have the same main activity as La Traversée - Librairie: retail trade (NACE 47610). They are comparable in size and age: total assets between €601,000 and €2.4m, founded between 2015 and 2021.

CompanyTotal assetsGross margin
La Traversée - Librairie Jalhay€1.3m€0.5m
LIBRAIRIE SCIENTIA Mons€1.5m€0.5m
Wisepress Ardooie€0.9m€0.3m
LUDOTROTTER Charleroi€1.4m€0.3m
DELIVREZ-VOUS Sambreville€0.7m€0.2m
Bubbly-Doo Antwerpen€2.4m€0.3m
Brake-Out Gent€0.6m€1.0m
Full comparison

Key facts about La Traversée - Librairie

What is the company number of La Traversée - Librairie?
The company number of La Traversée - Librairie is 0794.202.841. The VAT number is the same number with BE in front: BE 0794.202.841.
Where is La Traversée - Librairie based?
The registered office is at Rue Alexandre Beaupain(SART) 14, 4845 Jalhay.Company details
What does La Traversée - Librairie do?
According to the KBO register, the main activity is retail trade (NACE 47610).
What is the legal form of La Traversée - Librairie?
The legal form of La Traversée - Librairie is Private limited company (BV).
When was La Traversée - Librairie founded?
La Traversée - Librairie was founded on 29-11-2022.
Is La Traversée - Librairie still active?
Yes, La Traversée - Librairie is an active enterprise in the KBO register.
How many employees does La Traversée - Librairie have?
La Traversée - Librairie had an average of 9.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of La Traversée - Librairie?
The turnover in financial year 2025 is ≈ €3.6m. This figure is estimated from the gross margin of €531,503 and 219 comparable companies (NACE 47). It probably lies between €2.0m and €5.6m.
Is La Traversée - Librairie profitable?
In financial year 2025, La Traversée - Librairie made a profit of €1,639.
Where can I find the annual accounts of La Traversée - Librairie?
La Traversée - Librairie filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of La Traversée - Librairie due?
La Traversée - Librairie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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