LA TERRA

Active

Private limited companyfounded 20215 yrs activeRue de la Pêcherie(DLX) 22, 4140 Sprimont, BelgiumKBO/BCE: BE 0763.545.792

Summary

The computed 12-month bankruptcy probability of LA TERRA is 1.5% (moderate). The 2025 annual accounts show equity of €125,987 and a net result of -€1,646. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 1347 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LA TERRAActiveChecked score 54/100

Risk analysis Report Compare

What they do

Other holiday and short-stay accommodation

NACE 55209

#7 company by total assets in Sprimont, Accommodation and food service sector1 site

How big

€809,110total assets 2025

Equity: €125,987
Loss: -€1,646

Turnover not published (abridged schema)

Financially healthy?

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.5%

Who decides

Accounts filed 21 d late0 of 2 deeds read

Why 54- Limited track record- Higher-failure-rate region- Higher-failure-rate sector- Persistent lossesFiled after the deadlineShow the evidence

Checked score

Score 2025

54 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▲+11

Solvency41▲+1

Growth78=

Track record94

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6,000 at 30 days acceptable

Liquidity short (current ratio 0.29 against 0.25 in 2024; short-term debt: 16% and cash: 4.2% of total assets), and 84.4% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 55

Relative position

BE, all sectors

reference

Accommodation (NACE 55)

about 6% more bankruptcies

← fewer bankruptcies more bankruptcies →

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

22232425

2022 to 2025 · latest year -€1,646

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

21 d late

2024

28 d late

2023

30 d late

2022

60 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-08-26 Annual accounts filedfiscal year 2025 · micro…
28-08-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Equity above €100,000Eq €127,632

Key points

Risk: 4 loss-making years in a rowloss fiscal year 2025 -€1,646 View
Positive: Company by total assets in Sprimont, Accommodation and…in the Checked rankings #7 View
Total assets 20254 fiscal years filed €809,110 View