Financials
- Fiscal year
- 2025
- Total assets
- €809,110
- Loss
- -€1,646
- Solvency
- 15.6%
Total assets▼ 4.1%
Net result
20222025
LA TERRA
ActiveSummary
LA TERRA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,987 and a net result of -€1,646. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 1420 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other holiday and short-stay accommodation
NACE 55209
#7 company by total assets in Sprimont, Accommodation and food service sector1 site
Size
€809,110total assets 2025
- Equity
- €125,987
- Loss
- -€1,646
Turnover not published (abridged schema)
Structure
Accounts filed 21 d late0 of 2 deeds read
Why 85- Founded in 2021- Equity €125,987 (15.6% of total assets)+ Size: total assets €809,110+ Figures for FY 2025 (filed 21-08-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
41+1
equity 15.6% of total assets
Liquidity
52=
short-term debt 16.0% · cash 4.2%
Profitability
50+11
return on assets -0.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 1.8%highest value
09-2025: 0.9%▼ -50.9% vs 08-2025
10-2025: 0.9%● 0.0% vs 09-2025
11-2025: 0.9%▲ +2.3% vs 10-2025
12-2025: 0.9%● 0.0% vs 11-2025
01-2026: 0.9%▼ -0.8% vs 12-2025
02-2026: 0.9%▼ -0.7% vs 01-2026
03-2026: 0.9%▼ -0.6% vs 02-2026
04-2026: 0.9%▲ +0.1% vs 03-2026
05-2026: 0.9%▲ +9.1% vs 04-2026
06-2026: 1.0%▲ +2.4% vs 05-2026
07-2026: 1.0%▲ +7.0% vs 06-2026
08-2026: 1.5%▲ +41.9% vs 07-2026
09-2026: 0.3%▼ -76.5% vs 08-2026
10-2026: 0.3%▼ -5.8% vs 09-2026lowest value
- Size: total assets €809,110 lowers the probability for this profile
- Founded in 2021 raises the probability for this profile
- Figures for FY 2025 (filed 21-08-2026) lowers the probability
- Equity €125,987 (15.6% of total assets) raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.25 in 2024; short-term debt: 16% and cash: 4.2% of total assets), and 84.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 44%, liquidity 61%, profitability 39%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€1,646
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
30 d late
2022
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €100,000Eq €127,632
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 21-08-2026Annual accounts filed
- 28-08-2025Annual accounts filed
- 31-12-2024Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other holiday and short-stay accommodationNACE 55209
- Founded
- 12-02-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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