LA TABLE L

Active

Private limited companyfounded 20251 yr activeRue du Tchaurnia,M.-St-Blaise 8, 5560 Houyet, BelgiumKBO/BCE: BE 1019.546.412

The computed 12-month bankruptcy probability of LA TABLE L is 3.6% (moderate). The 2025 annual accounts show equity of €28k and a net result of €26k. Its solvency ranks better than 32% of 13270 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability79

Solvency34

Growth-

Track record67

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.39; short-term debt: 91.1% and cash: 30% of total assets), and 91.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

8.9%

Return on assets

8.2%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k

Total assets

€318k

Net result

€26k

Working capital

€-177k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €318k

64.6%

35.4%

Fixed assets €205k

Current assets €113k

Equity and liabilities €318k

91.1%

Equity €28k

Debt €290k

Debt finances 91.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€66k

Cash flow

€54k

Solvency

8.9%

Current ratio

0.39

Quick ratio

0.36

Debt / equity

10.30

ROE

92.9%

ROA

8.2%

Interest coverage

14.92

Debt

€290k

Debt ≤ 1 year

€290k

Income taxes

€7k

Staff costs

€140k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€318k

Fixed assets21/28€205k

Intangible fixed assets21€8k

Tangible fixed assets22/27€197k

Plant, machinery and equipment23€188k

Furniture and vehicles24€9k

Current assets29/58€113k

Stocks and contracts in progress3€7k

Stocks30/36€7k

Amounts receivable within one year40/41€9k

Trade receivables40€9k

Cash at bank and in hand54/58€95k

Deferred charges and accrued income490/1€888

Equity and liabilities

Total equity and liabilities10/49€318k

Equity10/15€28k

Contributions10/11€2k

Profit (loss) carried forward14€26k

Amounts payable17/49€290k

Amounts payable within one year42/48€290k

Trade debts44€59k

Suppliers440/4€59k

Taxes, remuneration and social security45€45k

Taxes450/3€22k

Remuneration and social security454/9€22k

Other amounts payable47/48€187k

Income statement Code2025

Remuneration, social security and pensions62€140k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k

Other operating charges640/8€7k

Gross operating margin9900€213k

Operating profit (loss)9901€38k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€4k

Recurring financial charges65€4k

Profit (loss) for the period before taxes9903€33k

Income taxes67/77€7k

Profit (loss) for the period9904€26k

Profit (loss) for the period to be appropriated9905€26k

Appropriation of the result

Profit (loss) to be appropriated9906€26k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Houyet · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Tchaurnia,M.-St-Blaise 85560 Houyet

Ground area

1,673 m²

Building footprint

1,218 m²

Volume, LiDAR

17,094 m³

2 parcels, Wallonia · tallest building 21.6 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

LA TABLE L

Rue du Tchaurnia,M.-St-Blaise 8, 5560 HouyetAgents in the wholesale of food, beverages and tobacco

since 20252.370.113.440

La Table L

Place des Sciences 3, 1348 Ottignies-Louvain-la-NeuveAgents in the wholesale of food, beverages and tobacco

since 20252.370.113.935

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25386B0114/00K000 ProtectedMonument	Wallonia	996 m²	1 · 1,138 m²	21.6 m · 5 fl.
91090B1465/00E000	Wallonia	677 m²	1 · 80 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Ottignies-Louvain-la-Neuve2.370.113.935

1 permission

Toelating · Eetgelegenheid · since 24-03-2025

Similar companies · same sector, comparable size

Mont-à-Gourmet

BE 0648.803.702

Courcelles · Eq €28k

Reynders Lysens Processing systems

Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,376 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-02-2025

Fiscal year end31-12

Activities, NACEBEL

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.