LA STANZA
ActiveLA STANZA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €-24k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-32
Solvency60=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.84 in 2024; short-term debt: 45.7% and cash: 11.6% of total assets), and 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
15 d early
2022
19 d early
2021
6 d early
2020
11 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 12.8%
2024 · €189k
2018: €46k
2019: €43k
2020: €104k
2021: €159k
2022: €152k
2023: €140k
2024: €189k
2018 → 2025
Total assets
€466k▼ 14.1%
2024 · €543k
2018: €437k
2019: €390k
2020: €474k
2021: €570k
2022: €470k
2023: €445k
2024: €543k
2018 → 2025
Net result
€-24k
2024 · €48k
2018: €8k
2019: €-3k
2020: €62k
2021: €55k
2022: €-7k
2023: €-12k
2024: €48k
2018 → 2025
Working capital
€-50k▼ 46.5%
2024 · €-34k
2018: €-38k
2019: €-7k
2020: €2k
2021: €53k
2022: €-27k
2023: €-40k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€152k▼ 4.6%€140k▼ 7.8%€189k▲ 34.4%€165k▼ 12.8%
Operating result€74k-€3k▼ 96.0%€508▼ 82.7%€68k▲ 13,354%€-15k
Net result€55k-€-7k€-12k▼ 62.8%€48k€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €68k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€303k▼ 17.1%
Current assets
€163k▼ 8.0%
Equity and liabilities €466k
Equity
€165k▼ 12.8%
Debt
€302k▼ 14.8%
The debt ratio falls from 65.3% to 64.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €132k
Cash flow
€47k▼
2024 · €112k
Solvency
35.3%▲
2024 · 34.7%
Current ratio
0.76▼
2024 · 0.84
Quick ratio
0.70▲
2024 · 0.65
Debt / equity
1.84▼
2024 · 1.88
ROE
-14.7%▼
2024 · 25.6%
ROA
-5.2%▼
2024 · 8.9%
Interest coverage
4.31▼
2024 · 9.59
Debt
€302k▼
2024 · €355k
Debt ≤ 1 year
€213k▲
2024 · €212k
Debt > 1 year
€89k▼
2024 · €143k
Income taxes
€236▼
2024 · €10k
Staff costs
€375k▲
2024 · €308k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543k€466k▼
Fixed assets21/28€366k€303k▼
Tangible fixed assets22/27€365k€302k▼
Land and buildings22€229k€191k▼
Plant, machinery and equipment23€86k€73k▼
Furniture and vehicles24€50k€37k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€177k€163k▼
Stocks and contracts in progress3€40k€15k▼
Stocks30/36€40k€15k▼
Amounts receivable within one year40/41€76k€91k▲
Trade receivables40€7k€5k▼
Other amounts receivable41€69k€86k▲
Cash at bank and in hand54/58€61k€54k▼
Deferred charges and accrued income490/1€371€3k▲
Equity and liabilities
Total equity and liabilities10/49€543k€466k▼
Equity10/15€189k€165k▼
Contributions10/11€15k€15k=
Reserves13€174k€150k▼
Distributable reserves133€174k€150k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€355k€302k▼
Amounts payable after more than one year17€143k€89k▼
Financial debts170/4€143k€89k▼
Amounts payable within one year42/48€212k€213k▲
Current portion of amounts payable after more than one year42€62k€65k▲
Trade debts44€67k€81k▲
Suppliers440/4€67k€81k▲
Taxes, remuneration and social security45€83k€68k▼
Taxes450/3€37k€28k▼
Remuneration and social security454/9€46k€39k▼
Income statement
Code20242025
Remuneration, social security and pensions62€308k€375k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€71k▲
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€446k€436k▼
Operating profit (loss)9901€68k€-15k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€58k€-24k▼
Income taxes67/77€10k€236▼
Profit (loss) for the period9904€48k€-24k▼
Profit (loss) for the period to be appropriated9905€48k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€-24k▼
Profit (loss) brought forward from the previous period14P€-19k€0▲
Transfer from equity791/2-€24k
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-24k ▼150%
Net result drops to €-24k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €48k
Net result €48k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €189k ▲34.4%
Equity rises from €140k to €189k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €159k ▲52.6%
2 profitable years in a row build equity to €159k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-12
Financial
Equity above €100kEq €104k ▲145%
Equity rises from €43k to €104k.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 1063000 LeuvenGround area
137 m²
Building footprint
110 m²
Volume, LiDAR
897 m³
Parcel 24062A0505/00F000, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsestraat 106, 3000 Leuven
since 20032.127.161.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0505/00F000 | Flanders | 137 m² | 1 · 110 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.127.161.203
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DEUCE
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2003
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.