Financials
- Fiscal year
- 2025
- Total assets
- €21,471
- Loss
- -€45,865
- Solvency
- 96.9%
Total assets▼ 70.3%
Net result
20182025
LA SERRURE
ActiveSummary
The annual accounts of LA SERRURE for fiscal year 2025 show a net loss of 214% of total assets and of 69% of the equity at the start of that year. The 2025 annual accounts show equity of €20,809 and a net result of -€45,865. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1147 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
NACE 52501
1 site
Size
€21,471total assets 2025
- Staff
- 0.2 FTE
- Equity
- €20,809
- Loss
- -€45,865
Turnover not published (abridged schema)
Structure
Accounts 18 d early0 of 3 deeds read
Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €45,865, the second in a row (FY 2025)- Sector Warehousing and support activities for transportation (NACE 52)+ Liquidity: current ratio 24.99, cash €13,905, halved+ Equity €20,809 (96.9% of total assets)Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 50% of its sector peers (NACE 52, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency
100=
equity 96.9% of total assets
Liquidity
100=
short-term debt 3.0% · cash 64.8%
Profitability
0-63
return on assets -213.6%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -1.3% vs 12-2024
02-2025: 0.1%▼ -2.7% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%▲ +15.3% vs 03-2025
05-2025: 0.1%▲ +6.0% vs 04-2025
06-2025: 0.1%▼ -1.1% vs 05-2025
07-2025: 0.1%▲ +20.7% vs 06-2025
08-2025: 0.1%▼ -24.8% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -15.2% vs 12-2025lowest value
02-2026: 0.1%▲ +1.5% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%● 0.0% vs 03-2026
05-2026: 0.1%▲ +2.9% vs 04-2026
06-2026: 0.1%▼ -1.4% vs 05-2026
07-2026: 0.1%▲ +18.8% vs 06-2026
08-2026: 0.2%▲ +163% vs 07-2026highest value
09-2026: 0.2%● 0.0% vs 08-2026highest value
10-2026: 0.2%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 24.99, cash €13,905, halved lowers the probability
- Loss of €45,865, the second in a row (FY 2025) raises the probability
- Equity €20,809 (96.9% of total assets) lowers the probability
- Sector Warehousing and support activities for transportation (NACE 52) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 24.99 against 11.01 in 2024; short-term debt: 3% and cash: 64.8% of total assets), and 3.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 52, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 5%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€45,865
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
33 d early
2022
4 d early
2021
27 d early
2020
31 d late
2019
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€45,865
- Liquidity doublescurrent ratio 24.99
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 13-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Code without a labelNACE 52501
- Founded
- 28-11-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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