Financials
- Fiscal year
- 2025
- Total assets
- €283,914
- Profit
- €4,114
- Solvency
- 61.2%
Total assets▲ 1.5%
Net result
20182025
La Sapinière
ActiveSummary
La Sapinière has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,707 and a net result of €4,114. Equity remains stable across the filed fiscal years (±1% per year). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known
Size
€283,914total assets 2025
- Equity
- €173,707
- Profit
- €4,114
Turnover not published (abridged schema)
Structure
Accounts 37 d early0 of 6 deeds read
Why 94- No establishment unit in the KBO+ Size: total assets €283,914+ Liquidity: current ratio 0.59, cash €64,513+ Founded in 2003Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
86=
equity 61.2% of total assets
Liquidity
60+4
short-term debt 38.8% · cash 22.7%
Profitability
71+1
return on assets 1.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 0.1%
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▲ +13.9% vs 12-2025
02-2026: 0.1%▲ +1.1% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +2.2% vs 03-2026
05-2026: 0.1%▼ -1.1% vs 04-2026
06-2026: 0.1%▲ +27.2% vs 05-2026highest value
07-2026: 0.1%▼ -41.9% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €283,914 lowers the probability for this profile
- Liquidity: current ratio 0.59, cash €64,513 lowers the probability
- Founded in 2003 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.49 in 2024; short-term debt: 38.8% and cash: 22.7% of total assets), and 38.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 52%, liquidity 57%, profitability 50%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
15 d early
2023
5 d late
2022
34 d early
2021
25 d early
2020
23 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €4,114 ▲31.8%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-06-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 16-07-2025Annual accounts filed
Company details
- Legal form
- Public limited company
- Founded
- 28-08-2003
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.