La Sablière Constructions
ActiveLa Sablière Constructions has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-76k) and a net result of €-19k. Equity is shrinking by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+2
Solvency15▼-2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.1% and cash: 5.9% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
-2.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-76k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
21 d late
2024
18 d late
2023
57 d early
2022
11 d early
2021
46 d early
2020
3 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k▼ 326%
2024 · €-4k
2018: €-10k
2019: €-15k
2020: €-25k
2021: €-16k
2022: €-9k
2023: €4k
2024: €-4k
2018 → 2025
Working capital
€602k▲ 350%
2024 · €134k
2018: €9k
2019: €-6k
2020: €-27k
2021: €-43k
2022: €-46k
2023: €83k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-47k-€-57k▼ 19.1%€-53k▲ 6.9%€-57k▼ 8.4%€-76k▼ 32.9%
Operating result€-4k-€10k€23k▲ 127%€6k▼ 75.0%€-6k
Net result€-16k-€-9k▲ 44.3%€4k€-4k€-19k▼ 326%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
Assets €782k
Fixed assets
€180k
Current assets
€602k
Key figures and ratios
EBITDA
€34k
Cash flow
€21k
Solvency
-9.7%▼
2024 · -7.6%
Quick ratio
87.30▲
2024 · 0.04
Debt / equity
-11.31▲
2024 · -14.19
ROA
-2.4%▼
2024 · -0.6%
Interest coverage
2.72
Debt
€858k▲
2024 · €810k
Debt ≤ 1 year
€596▼
2024 · €619k
Debt > 1 year
€857k▲
2024 · €190k
A ratio outside any meaningful range has been withheld (balance sheet total €782k, equity €-76k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€753k€782k▲
Fixed assets21/28-€180k
Tangible fixed assets22/27-€180k
Land and buildings22-€180k
Current assets29/58€753k€602k▼
Stocks and contracts in progress3€728k€550k▼
Stocks30/36€728k€550k▼
Amounts receivable within one year40/41€16k€5k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€10k€358▼
Cash at bank and in hand54/58€9k€46k▲
Deferred charges and accrued income490/1-€478
Equity and liabilities
Total equity and liabilities10/49€753k€782k▲
Equity10/15€-57k€-76k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-76k€-94k▼
Amounts payable17/49€810k€858k▲
Amounts payable after more than one year17€190k€857k▲
Financial debts170/4€190k€857k▲
Amounts payable within one year42/48€619k€596▼
Trade debts44€25k€596▼
Suppliers440/4€25k€596▼
Other amounts payable47/48€594k€0▼
Accrued charges and deferred income492/3€395€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€40k
Other operating charges640/8€0-
Gross operating margin9900€6k€34k▲
Operating profit (loss)9901€6k€-6k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€-4k€-19k▼
Profit (loss) for the period9904€-4k€-19k▼
Profit (loss) for the period to be appropriated9905€-4k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-94k▼
Profit (loss) brought forward from the previous period14P€-71k€-76k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Liquidity times 831current ratio 1009.95
Current ratio from 1.22 to 1009.95; short-term debt falls from €619k to €596.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 5 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriëlaan 727700 MouscronGround area
7,436 m²
Building footprint
2,158 m²
Volume, LiDAR
16,577 m³
Parcel 54007B0410/00G000, Wallonia · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Sablière Constructions
since 20172.273.612.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0410/00G000 | Wallonia | 7,436 m² | 1 · 2,158 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 21,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
64922Financial service activities, except insurance and pension funding
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.