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La Rustica

Active
Private limited company (pre-2019)founded 20178 yrs activeRue Roture 19, 4020 Liège, BelgiumKBO/BCE: BE 0685.816.328
Summary

La Rustica has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,236 and a net result of -€133. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
La RusticaActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Limited-service restaurants NACE 56102
1 site
Size
€278,057turnover 2025
Staff
3 FTE
Equity
€38,236
Loss
-€133
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts 2 d early0 of 4 deeds read
Why 68- Size: turnover €278,057, total assets €43,566- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 6.48, cash €8,697+ Equity €38,236 (87.8% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 61% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 87.8% of total assets
Liquidity 74-12
short-term debt 12.2% · cash 20.0%
Profitability 54+12
return on assets -0.3%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● 0.0% vs 11-2024 01-2025: 2.5%● 0.0% vs 12-2024 02-2025: 2.5%▲ +1.3% vs 01-2025 03-2025: 2.7%▲ +8.1% vs 02-2025 04-2025: 2.7%▲ +0.4% vs 03-2025 05-2025: 2.8%▲ +2.9% vs 04-2025 06-2025: 2.7%▼ -1.3% vs 05-2025 07-2025: 2.8%▲ +2.2% vs 06-2025 08-2025: 3.2%▲ +15.4% vs 07-2025highest value 09-2025: 1.4%▼ -57.6% vs 08-2025 10-2025: 1.4%● 0.0% vs 09-2025 11-2025: 1.4%● 0.0% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▲ +2.9% vs 12-2025 02-2026: 1.3%▼ -8.9% vs 01-2026 03-2026: 1.4%▲ +8.8% vs 02-2026 04-2026: 1.4%▲ +2.2% vs 03-2026 05-2026: 1.4%▼ -1.1% vs 04-2026 06-2026: 1.4%▼ -2.3% vs 05-2026 07-2026: 1.5%▲ +7.2% vs 06-2026 08-2026: 0.9%▼ -41.3% vs 07-2026lowest value 09-2026: 0.9%● 0.0% vs 08-2026lowest value 10-2026: 0.9%● 0.0% vs 09-2026lowest value
  • Size: turnover €278,057, total assets €43,566 raises the probability for this profile
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Liquidity: current ratio 6.48, cash €8,697 lowers the probability
  • Equity €38,236 (87.8% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 6.48 against 6.5 in 2024; short-term debt: 12.2% and cash: 20% of total assets), and 12.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 77%, profitability 38%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €278,057, total assets €43,566
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 6.48, cash €8,697
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €38,236 (87.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€133
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
6 d late
2021
31 d late
2020
45 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€133 View
  • Positive: Among the best 5% on solvencysector median 29.6% · 4,559 companies 87.8% View
  • Turnover 20256 fiscal years filed €278,057 View

By topic

Financials

Fiscal year
2025
Turnover
€278,057
Loss
-€133
Solvency
87.8%
Turnover▼ 5.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 31-07-2025Annual accounts filed
  3. 30-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Full-service restaurantsNACE 56111
Founded
11-12-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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