La Rose Institut
ActiveLa Rose Institut has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €7k. Its solvency ranks better than 19% of 682 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability61
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.67; short-term debt: 82.9% and cash: 16.1% of total assets), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 682 sector peers (2025).
NBB · sector comparisonPosition among 682 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€10k
Total assets
€61k
Net result
€7k
Working capital
€-17k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €60k
Fixed assets
€26k
Current assets
€34k
Equity and liabilities €61k
Equity
€10k
Debt
€51k
Debt finances 82.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€18k
Solvency
17.1%
Current ratio
0.67
Quick ratio
0.24
Debt / equity
4.85
ROE
71.3%
ROA
12.2%
Interest coverage
3.19
Debt
€51k
Debt ≤ 1 year
€51k
Income taxes
€5k
Staff costs
€43k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€61k
Formation expenses20€867
Fixed assets21/28€26k
Intangible fixed assets21€5k
Tangible fixed assets22/27€21k
Plant, machinery and equipment23€9k
Leasing and similar rights25€8k
Other tangible fixed assets26€5k
Current assets29/58€34k
Stocks and contracts in progress3€22k
Stocks30/36€22k
Amounts receivable within one year40/41€851
Other amounts receivable41€851
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€10k
Contributions10/11€3k
Outside capital11€3k
Other1109/19€3k
Profit (loss) carried forward14€7k
Amounts payable17/49€51k
Amounts payable within one year42/48€51k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€15k
Taxes450/3€11k
Remuneration and social security454/9€4k
Other amounts payable47/48€20k
Income statement
Code2025
Remuneration, social security and pensions62€43k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€4k
Gross operating margin9900€65k
Operating profit (loss)9901€6k
Financial income75/76B€12k
Recurring financial income75€12k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€5k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fût Voie 694683 OupeyeGround area
636 m²
Building footprint
176 m²
Volume, LiDAR
1,666 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Rose Institut
since 20242.360.159.062
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109B0059/00G000 | Wallonia | 388 m² | 1 · 57 m² | 9.7 m · 3 fl. |
| 62108C0285/00H000 | Wallonia | 248 m² | 1 · 119 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TWO FOR ONE
BE 0873.638.121
Sint-Gillis (bij-Brussel) · Eq €10k
Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 779 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2024
Fiscal year end31-12
Activities, NACEBEL
85599Other education
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.