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La Roche

Active
Private limited companyfounded 2022active for 4 yearsHerentalsebaan 292, 2100 Antwerpen, BelgiumKBO/BCE: BE 0781.601.353
Summary

The computed 12-month bankruptcy probability of La Roche is 5.5% (elevated). The 2024 annual accounts show equity of €17,409 and a net result of €1,726. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 75% of 16,785 sector peers (NACE 56, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
2 sites
Size
€38,143total assets 2024
Staff
8 FTE
Equity
€17,409
Profit
€1,726
Turnover not published (micro format)
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.5%
Structure
Accounts 84 days overdue0 of 1 deed read
Why 38raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €95,567Latest accounts 76 days late; 3 of the last 3 lateFounded in 2022Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 49% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Average
Solvency 71-3
equity 45.6% of total assets
Liquidity 39-12
short-term debt 54.4% · cash 13.5%
Profitability 58-36
return on assets 4.5%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%● unchanged vs 11-2024 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.3%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 3.4%▲ +0.1 percentage points vs 02-2025 04-2025: 3.5%▲ +0.1 percentage points vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.5%● unchanged vs 05-2025 07-2025: 3.5%● unchanged vs 06-2025 08-2025: 4.2%▲ +0.7 percentage points vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025 10-2025: 4.5%▼ -0.1 percentage points vs 09-2025 11-2025: 4.5%● unchanged vs 10-2025 12-2025: 4.5%● unchanged vs 11-2025 01-2026: 4.4%▼ -0.1 percentage points vs 12-2025 02-2026: 4.4%● unchanged vs 01-2026 03-2026: 4.5%▲ +0.1 percentage points vs 02-2026 04-2026: 4.5%● unchanged vs 03-2026 05-2026: 4.7%▲ +0.2 percentage points vs 04-2026 06-2026: 4.7%● unchanged vs 05-2026 07-2026: 4.8%▲ +0.1 percentage points vs 06-2026 08-2026: 5.4%▲ +0.6 percentage points vs 07-2026 09-2026: 5.7%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 5.5%▼ -0.2 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.28, compared with 0.42 in 2023, below 1; short-term debt: 54.4% and cash: 13.5% of total assets), and 54.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 64% on solvency, 34% on liquidity, 40% on profitability and 57% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: total assets €95,567
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 76 days late; 3 of the last 3 late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 84 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline23-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
50 days late
2023
42 days late
2022
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 39 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet €1,726 ▼75.9%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 84 days late View
  • Positive: Among the best 15% on net resultsector median €4,887 · 16,763 companies €38,734 View
  • Total assets 20243 financial years filed €38,143 View

By topic

Financials

Financial year
2024
Total assets
€38,143
Profit
€1,726
Solvency
45.6%
Total assets▲ 19.9%
Net result
20222024
Go to Financials

Timeline

Events
5
Since
2023
  1. 31-12-2023Highest result from 2022 to 2024
  2. 25-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
04-02-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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