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La Renouée

Active
Non-profit associationfounded 198738 yrs activeRue du Moulin d'en Haut(JEM.II) 92, 7012 Mons, BelgiumKBO/BCE: BE 0434.384.113
Summary

La Renouée has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €730,598 and a net result of €167,784. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 548 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
La RenouéeActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Growing of flowers
NACE 01191Vocational training NACE 85592
1 site
Size
€1.0mtotal assets 2025
Staff
10.5 FTE
Equity
€730,598
Profit
€167,784
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 19 d late1 of 16 deeds read
Why 98+ Legal form Non-profit association+ Liquidity: current ratio 4.76, cash €573,756+ Founded in 1987+ Equity €730,598 (73.0% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 01, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+9
equity 73.0% of total assets
Liquidity 95+4
short-term debt 17.3% · cash 57.4%
Profitability 90-6
return on assets 16.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (895 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%▲ +16.7% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +14.3% vs 06-2026 08-2026: < 0.1%▲ +25.0% vs 07-2026highest value 09-2026: < 0.1%▼ -40.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 4.76, cash €573,756 lowers the probability
  • Founded in 1987 lowers the probability for this profile
  • Equity €730,598 (73.0% of total assets) lowers the probability
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 4.76 against 3.37 in 2024; short-term debt: 17.3% and cash: 57.4% of total assets), and 27% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, small). Better than this share of them on solvency 81%, liquidity 97%, profitability 91%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 4.76, cash €573,756
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €730,598 (73.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
37 d early
2023
14 d late
2022
21 d late
2021
16 d late
2020
2 d late
2019
63 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. MiscellaneousApproval · Director discharge
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Among the largest 19% on gross marginsector median €296,704 · 441 companies €928,474 View
  • Positive: Equity rose in 2025from €562,814 to €730,598 ▲ 29.8% View
  • Active since 1987founded 04-12-1987 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.0m
Profit
€167,784
Solvency
73.0%
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 19-08-2026Annual accounts filed
  2. 10-07-2026Miscellaneous
  3. 24-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Growing of flowersNACE 01191
Founded
04-12-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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