LA PRESQU'ILE
ActiveSummary
LA PRESQU'ILE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €12k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+7
Solvency100=
Growth49=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.67 against 4.22 in 2024; short-term debt: 7.8% and cash: 32.3% of total assets), and 8.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
140 d late
2021
144 d late
2020
122 d late
2019
95 d late
2018
48 d late
2017
57 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€136k▲ 7.3%
2024 · €127k
2018: €112k
2019: €117k
2020: €94k
2024: €127k
2018 → 2025
EBIT margin
12.9%▲ 12.2pp
2024 · 0.7%
2018: 25.5%
2019: 16.5%
2020: 21.2%
2024: 0.7%
2018 → 2025
Net result
€12k▲ 5,638%
2024 · €205
2018: €19k
2019: €12k
2020: €16k
2021: €11k
2024: €205
2018 → 2025
Working capital
€74k▲ 14.0%
2024 · €65k
2018: €-72k
2019: €-23k
2020: €-600
2021: €40k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120242025Trend
Turnover€117k-€94k▼ 19.7%€127k€136k▲ 7.3%
Equity€192k-€208k▲ 8.5%€219k▲ 5.3%€224k▲ 2.4%€236k▲ 5.2%
Operating result€19k-€20k▲ 3.0%€18k▼ 11.8%€951▼ 94.6%€18k▲ 1,753%
Net result€12k-€16k▲ 33.1%€11k▼ 31.6%€205▼ 98.2%€12k▲ 5,638%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,753% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€164k ▲ 1.5%
Current assets
€94k ▲ 10.7%
Equity and liabilities €258k
Equity
€236k ▲ 5.2%
Debt
€22k ▼ 0.8%
Debt's share of the balance-sheet total falls from 9.0% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €22k
Cash flow
€31k▲
2024 · €21k
Current ratio
4.67▲
2024 · 4.22
Debt to equity
0.09▼
2024 · 0.10
ROE
5.0%▲
2024 · 0.1%
ROA
4.6%▲
2024 · 0.1%
Interest coverage
71.15▲
2024 · 29.27
Debt ≤ 1 year
€20k▲
2024 · €20k
Debt > 1 year
€1k▼
2024 · €2k
Income taxes
€6k▲
2024 · €292
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€246k€258k▲
Fixed assets21/28€161k€164k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€161k€164k▲
Land and buildings22€155k€141k▼
Plant, machinery and equipment23€6k€23k▲
Current assets29/58€85k€94k▲
Amounts receivable within one year40/41€17k€11k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€63k€83k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€246k€258k▲
Equity10/15€224k€236k▲
Contributions10/11€37k€37k=
Reserves13€35k€45k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€31k€41k▲
Profit (loss) carried forward14€152k€154k▲
Amounts payable17/49€22k€22k▼
Amounts payable after more than one year17€2k€1k▼
Other amounts payable178/9€2k€1k▼
Amounts payable within one year42/48€20k€20k▲
Current portion of amounts payable after more than one year42€11k€3k▼
Trade debts44€5k€15k▲
Suppliers440/4€5k€15k▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€438-
Accrued charges and deferred income492/3€350€360▲
Income statement
Code20242025
Turnover70€127k€136k▲
Goods, raw materials, services and sundry goods60/61€103k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€932€16k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€24k€53k▲
Operating profit (loss)9901€951€18k▲
Financial income75/76B€306€498▲
Recurring financial income75€306€498▲
Financial charges65/66B€760€522▼
Recurring financial charges65€760€522▼
Profit (loss) for the period before taxes9903€497€18k▲
Income taxes67/77€292€6k▲
Profit (loss) for the period9904€205€12k▲
Profit (loss) for the period to be appropriated9905€205€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€164k▲
Profit (loss) brought forward from the previous period14P€152k€152k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2024
31-12
Financial
Weakest financial yearnet €205 ▼98.2%
Net result drops to €205, the lowest in the series; recovery starts the following year.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 144 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.75
Current ratio from 0.97 to 2.75.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Equity above €200kEq €208k ▲8.5%
3 profitable years in a row build equity to €208k.
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 78 days late
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Arlon 816760 VirtonGround area
1,443 m²
Building footprint
125 m²
Parcel 85045A0673/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue d'Arlon 81, 6760 Virton
since 19902.050.390.354
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85045A0673/00F000 | Wallonia | 1,443 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Strive ST
BE 0456.708.464
Nieuwerkerken (Limb.) · Eq €236,045
ERAL
BE 0861.465.215
Namur · Eq €237,638
VARO COACHING & CONSULTING
BE 0548.713.360
Hooglede · Eq €240,049
HEALTH FACTOR GYM
BE 0898.510.604
Aalst · Eq €240,533
MIEL23
BE 1006.278.790
Langemark-Poelkapelle · Eq €241,482
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 459 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded13-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.