Skip to content

LA PETITE PECHE

Active
Private limited companyfounded 20233 yrs activeRue des Prés 57, 4802 Verviers, BelgiumKBO/BCE: BE 0803.483.464
Summary

The computed 12-month bankruptcy probability of LA PETITE PECHE is 3.4% (moderate). The annual accounts of LA PETITE PECHE for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €4,179 and a net result of -€12,541. Its solvency ranks better than 26% of 21938 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
LA PETITE PECHEActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112Retail sale of fruit and vegetables NACE 47210
1 site
Size
€77,390total assets 2025
Staff
0.9 FTE
Equity
€4,179
Loss
-€12,541
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy chance 12 m
3.4%
Structure
Board
1 member
Accounts filed 24 d late1 of 3 deeds read
Why 48- Founded in 2023- Latest accounts 25 days late; 1 of the last 3 late- Equity €4,179 (5.4% of total assets)- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 30-12
equity 5.4% of total assets
Liquidity 36-22
short-term debt 57.7% · cash 13.0%
Profitability 0-68
return on assets -16.2%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.6%▲ +10.9% vs 11-2024 01-2025: 2.6%● 0.0% vs 12-2024 02-2025: 2.8%▲ +10.4% vs 01-2025 03-2025: 2.9%▲ +1.8% vs 02-2025 04-2025: 1.8%▼ -38.1% vs 03-2025lowest value 05-2025: 1.8%▲ +0.6% vs 04-2025 06-2025: 1.9%▲ +4.2% vs 05-2025 07-2025: 1.8%▼ -2.1% vs 06-2025 08-2025: 1.9%▲ +2.1% vs 07-2025 09-2025: 1.9%▼ -0.5% vs 08-2025 10-2025: 1.9%▲ +2.8% vs 09-2025 11-2025: 1.9%▼ -0.4% vs 10-2025 12-2025: 1.9%▼ -0.9% vs 11-2025 01-2026: 1.9%▲ +1.9% vs 12-2025 02-2026: 2.6%▲ +37.1% vs 01-2026 03-2026: 3.3%▲ +26.8% vs 02-2026 04-2026: 3.3%▼ -0.3% vs 03-2026 05-2026: 3.3%● 0.0% vs 04-2026 06-2026: 3.3%● 0.0% vs 05-2026 07-2026: 3.3%▼ -1.9% vs 06-2026 08-2026: 3.3%● 0.0% vs 07-2026 09-2026: 3.2%▼ -0.5% vs 08-2026 10-2026: 3.4%▲ +3.8% vs 09-2026highest value
  • Founded in 2023 raises the probability for this profile
  • Latest accounts 25 days late; 1 of the last 3 late raises the probability
  • Equity €4,179 (5.4% of total assets) raises the probability
  • Sector Retail trade (NACE 47) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.67 against 0.97 in 2024; short-term debt: 57.7% and cash: 13% of total assets), and 94.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 23%, liquidity 34%, profitability 6%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Latest accounts 25 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Equity €4,179 (5.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-02-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
24 d late
2024
38 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Laurence Simioni (director)State Gazette act
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €5,059 · 21,916 companies -€12,541 View
  • New directorlatest change 14-08-2026 · 1 in office 1 joined View
  • Total assets 20252 fiscal years filed €77,390 View

By topic

Financials

Fiscal year
2025
Total assets
€77,390
Loss
-€12,541
Solvency
5.4%
Total assets▼ 19.2%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-01-2027
  1. 01-09-2026Appointment: Laurence Simioni (director)
  2. 24-02-2026Annual accounts filed
  3. 10-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
03-07-2023
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure