LA PETITE CHATELAINE
ActiveLA PETITE CHATELAINE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €4k. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 23% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+3
Solvency27▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.46 against 1.35 in 2024; short-term debt: 15.1% and cash: 5.3% of total assets), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
0.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 13935 sector peers (2025).
NBB · sector comparisonPosition among 13935 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 d early
2024
43 d early
2023
16 d early
2022
184 d late
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 78.0%
2024 · €7k
2020: €22k
2022: €21k
2023: €21k
2024: €7k
2020 → 2025
Total assets
€611k▲ 7.5%
2024 · €568k
2020: €553k
2022: €583k
2023: €584k
2024: €568k
2020 → 2025
Net result
€4k
2024 · €-14k
2020: €2k
2022: €-2k
2023: €167
2024: €-14k
2020 → 2025
Working capital
€-50k
2024 · €17k
2020: €-2k
2022: €72k
2023: €51k
2024: €17k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€22k-€21k▼ 4.3%€21k▲ 0.8%€7k▼ 67.3%€12k▲ 78.0%
Operating result€4k-€2k▼ 61.3%€3k▲ 71.9%€-14k€5k
Net result€2k-€-2k€167€-14k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €14k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €611k
Fixed assets
€569k▲ 13.4%
Current assets
€42k▼ 36.3%
Equity and liabilities €611k
Equity
€12k▲ 78.0%
Debt
€599k▲ 6.7%
The debt ratio falls from 98.8% to 98.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €10k
Cash flow
€27k▲
2024 · €10k
Solvency
2.0%▲
2024 · 1.2%
Current ratio
0.46▼
2024 · 1.35
Quick ratio
0.44▼
2024 · 1.35
Debt / equity
48.42▼
2024 · 80.82
ROE
29.3%▲
2024 · -204.0%
ROA
0.6%▲
2024 · -2.5%
Interest coverage
18.11▼
2024 · 34.55
Debt
€599k▲
2024 · €561k
Debt ≤ 1 year
€92k▲
2024 · €49k
Debt > 1 year
€507k=
2024 · €507k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€568k€611k▲
Fixed assets21/28€502k€569k▲
Intangible fixed assets21€825€660▼
Tangible fixed assets22/27€501k€568k▲
Land and buildings22€482k€551k▲
Plant, machinery and equipment23-€18k
Furniture and vehicles24€19k-
Current assets29/58€67k€42k▼
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€3k€3k▲
Other amounts receivable41€2k€845▼
Cash at bank and in hand54/58€57k€32k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€568k€611k▲
Equity10/15€7k€12k▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Profit (loss) carried forward14€-13k€-8k▲
Amounts payable17/49€561k€599k▲
Amounts payable after more than one year17€507k€507k=
Advances received on contracts in progress176€507k-
Other amounts payable178/9-€507k
Amounts payable within one year42/48€49k€92k▲
Trade debts44€2k€33k▲
Suppliers440/4€2k€33k▲
Taxes, remuneration and social security45-€423
Taxes450/3-€423
Other amounts payable47/48€47k€59k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Non-recurring operating income76A€10k-
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€10k€13k▲
Gross operating margin9900€20k€44k▲
Operating profit (loss)9901€-14k€5k▲
Financial charges65/66B€288€2k▲
Recurring financial charges65€288€2k▲
Profit (loss) for the period before taxes9903€-14k€4k▲
Profit (loss) for the period9904€-14k€4k▲
Profit (loss) for the period to be appropriated9905€-14k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-8k▲
Profit (loss) brought forward from the previous period14P€1k€-11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-14k ▼8588%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
14-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
30-09
Financial
Back to profitnet €167
Net result €167 after one loss-making year.
2022
30-09
Financial
Liquidity times 12current ratio 10.77
Current ratio from 0.91 to 10.77; short-term debt falls from €24k to €7k.
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Petite-Chavée 76850 PaliseulGround area
9,442 m²
Building footprint
476 m²
Volume, LiDAR
3,804 m³
2 parcels, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
LA PETITE CHATELAINE
since 20192.300.425.274
Hotel La Châtelaine & Aux Chevaliers
since 20252.373.286.726
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A1046/00C000 | Wallonia | 8,132 m² | 1 · 149 m² | - |
| 84029B0413/00F000 | Wallonia | 1,311 m² | 1 · 327 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerbeumont2.373.286.726
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Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 1,736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2019
Fiscal year end30-09
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
68201Renting and operating of own or leased residential real estate, excluding social housing
55100Hotels and similar accommodation
55209Other holiday and short-stay accommodation
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.