LA PENTE
ActiveThe computed 12-month bankruptcy probability of LA PENTE is 1.7% (moderate). The 2024 annual accounts show equity of €206k and a net result of €35k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 18936 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-14
Solvency90▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.8 in 2023), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
61 d late
2022
30 d late
2021
3 d late
2020
142 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€206k▲ 20.7%
2023 · €170k
2018: €78k
2019: €38k
2020: €60k
2021: €111k
2022: €135k
2023: €170k
2018 → 2024
Total assets
€427k▲ 19.7%
2023 · €357k
2018: €99k
2019: €64k
2020: €183k
2021: €241k
2022: €272k
2023: €357k
2018 → 2024
Net result
€35k▼ 1.0%
2023 · €36k
2018: €30k
2019: €-729
2020: €22k
2021: €51k
2022: €23k
2023: €36k
2018 → 2024
Working capital
€111k▲ 31.0%
2023 · €85k
2018: €55k
2019: €14k
2020: €26k
2021: €70k
2022: €81k
2023: €85k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€111k▲ 85.3%€135k▲ 21.2%€170k▲ 26.5%€206k▲ 20.7%
Operating result€38k-€65k▲ 71.6%€34k▼ 47.1%€51k▲ 49.0%€54k▲ 6.5%
Net result€22k-€51k▲ 128%€23k▼ 54.1%€36k▲ 51.7%€35k▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €427k
Fixed assets
€187k▲ 12.8%
Current assets
€239k▲ 25.7%
Equity and liabilities €427k
Equity
€206k▲ 20.7%
Debt
€221k▲ 18.7%
The debt ratio falls from 52.2% to 51.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€78k▲
2023 · €67k
Cash flow
€59k▲
2023 · €52k
Solvency
48.2%▲
2023 · 47.8%
Current ratio
1.86▲
2023 · 1.80
Quick ratio
1.80▲
2023 · 1.72
Debt / equity
1.08▼
2023 · 1.09
ROE
17.2%▼
2023 · 20.9%
ROA
8.3%▼
2023 · 10.0%
Interest coverage
10.84▼
2023 · 11.07
Debt
€221k▲
2023 · €186k
Debt ≤ 1 year
€128k▲
2023 · €106k
Debt > 1 year
€93k▲
2023 · €80k
Income taxes
€17k▲
2023 · €12k
Staff costs
€159k▼
2023 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€357k€427k▲
Fixed assets21/28€166k€187k▲
Intangible fixed assets21€13k€10k▼
Tangible fixed assets22/27€153k€177k▲
Land and buildings22€88k€85k▼
Plant, machinery and equipment23€18k€14k▼
Furniture and vehicles24€4k€40k▲
Other tangible fixed assets26€43k€38k▼
Financial fixed assets28€390€390=
Current assets29/58€191k€239k▲
Stocks and contracts in progress3€8k€8k▼
Stocks30/36€8k€8k▼
Amounts receivable within one year40/41€94k€130k▲
Trade receivables40€44k€67k▲
Other amounts receivable41€50k€63k▲
Cash at bank and in hand54/58€83k€89k▲
Deferred charges and accrued income490/1€6k€13k▲
Equity and liabilities
Total equity and liabilities10/49€357k€427k▲
Equity10/15€170k€206k▲
Contributions10/11€11k€11k=
Reserves13€112k€132k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€110k€130k▲
Profit (loss) carried forward14€47k€63k▲
Amounts payable17/49€186k€221k▲
Amounts payable after more than one year17€80k€93k▲
Financial debts170/4€80k€93k▲
Amounts payable within one year42/48€106k€128k▲
Current portion of amounts payable after more than one year42€15k€23k▲
Trade debts44€63k€72k▲
Suppliers440/4€63k€72k▲
Taxes, remuneration and social security45€28k€33k▲
Taxes450/3€17k€21k▲
Remuneration and social security454/9€11k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€165k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€24k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€234k€240k▲
Operating profit (loss)9901€51k€54k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€48k€52k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€36k€35k▼
Profit (loss) for the period to be appropriated9905€36k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€83k▲
Profit (loss) brought forward from the previous period14P€42k€47k▲
Transfer to equity691/2€30k€20k▼
To the legal reserve6920€30k-
To other reserves6921-€20k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Equity above €200kEq €206k ▲20.7%
5 profitable years in a row build equity to €206k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €150kEq €170k ▲26.5%
4 profitable years in a row build equity to €170k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Highest result since 2018net €51k ▲128%
Operating result €65k, net result €51k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲85.3%
2 profitable years in a row build equity to €111k.
20-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 142 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-729 ▼102%
Net result drops to €-729, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastelenlaan(KOM) 887780 Comines-WarnetonGround area
3,162 m²
Building footprint
234 m²
Volume, LiDAR
859 m³
2 parcels, Wallonia · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
L'Inattendu
since 20112.200.750.945
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C1187/00E002 | Wallonia | 2,967 m² | 1 · 59 m² | 4.8 m · 1 fl. |
| 54002C1187/00S000 | Wallonia | 195 m² | 1 · 175 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteComines-Warneton/Komen-Waasten2.200.750.945
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0471/99 99 83