Debts
€99,058 ▲ 177%
Debts rose by €63,323 in 2025.
La Mini Entreprise
Lifetime
20 annual accounts with figures on one time axis, 44 filings since 1982peak €73,296 (2015)
€30,036▲ €30,228
lowest -€28,708 (2013)
€20,065▲ €23,385
peak €28,707 (2025)
€28,707▲ 232%
€99,058▲ 177%
peak 0.3 FTE (2006)
-not published
Board2 names since 2024
2 directorsBENZAIR Abdel and 1 other
Owners
Documentsfilings and deeds
26-09-202657 days late
2025micro format
Gross margin from -€192 to €30,036Back to profit: €20,065Purpose change · Amendment of the articles 24-09Registered office moved from Braine-l'Alleud to Sint-Genesius… 29-08Transfer of 50 shares from Abdel Hakine Benzair to Philippe M… 07-07Equity from €8,642 to €28,707
Key points
from the 2025 annual accountsFilings
44 annual accounts since 1982
Ten of the last ten came late. The 2020 accounts came latest: 501 days after the end of the period.
At the same address
191 companies
Checked score
69
Healthy
Financially stronger than 59% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 1.1%▲ +0.6 percentage points vs 08-2025
10-2025: 1.5%▲ +0.4 percentage points vs 09-2025
11-2025: 1.6%▲ +0.1 percentage points vs 10-2025
12-2025: 2.1%▲ +0.5 percentage points vs 11-2025
01-2026: 3.7%▲ +1.6 percentage points vs 12-2025
02-2026: 3.7%● unchanged vs 01-2026
03-2026: 2.7%▼ -1.0 percentage point vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 2.7%● unchanged vs 04-2026
06-2026: 2.5%▼ -0.2 percentage points vs 05-2026
07-2026: 2.7%▲ +0.2 percentage points vs 06-2026
08-2026: 3.1%▲ +0.4 percentage points vs 07-2026
09-2026: 3.7%▲ +0.6 percentage points vs 08-2026highest value
10-2026: 0.8%▼ -2.9 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 57 days late; 3 of the last 3 accounts late
1 change of registered office in 24 months
lowers risk
Founded in 1981
Size: total assets €127,765
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 42% of them on solvency, 15% on liquidity, 85% on profitability and 96% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as La Mini Entreprise has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of La Mini Entreprise itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for La Mini Entreprise. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (1.17 in 2024), below the usual 1.5. Short-term debt is 77.5% and cash 8% of total assets. 77.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €28,707
raises risk · 2025 accounts filed 57 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-09-2026, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
57 days late
2024
194 days late
2023
50 days late
2022
119 days late
2021
136 days late
2020
501 days late
2019
123 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 169 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 November (4 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0422165378
Purpose change · Amendment of the articles
“nieuw voorwerp” (deed in Dutch) · General meeting of 18-08-2025 · Gazette deed
Registered office moved from Braine-l'Alleud to Sint-Genesius-Rode
New registered office: Lindestraat 42, 1640 Sint-Genesius-Rode · Previous registered office: Place Cardinal Mercier 14, 1420 Braine-l'Alleud · General meeting of 18-08-2025 · Gazette deed
Transfer of 50 shares from Abdel Hakine Benzair to Philippe Moyson
Appointment: Philippe Moyson (director) · Abdel Hakine Benzair holds 50 shares · Philippe Moyson holds 50 shares · General meeting of 04-03-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| La Mini Entreprise Sint-Genesius-Rode | €127,765 | €30,036 | 22.5% | - |
| VETRACO Waasmunster | €130,548 | €40,968 | 75.1% | - |
| IMMOBILIERE G.C. Namur | €139,776 | €18,931 | 41.5% | - |
| REAL AT HOME Pajottegem | €155,805 | €17,490 | -32.3% | - |
| GARAGE DE DONCKER Grimbergen | €194,788 | €27,696 | 46.4% | - |
| ATELIER SOPHIE Meise | €95,125 | €30,494 | 89.4% | - |
| Christal Properties Keerbergen | €87,664 | €37,399 | -212.5% | - |
These companies have the same main activity as La Mini Entreprise: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €87,700 and €195,000, founded between 1976 and 1990.
Official details
Source: KBO- Status
- Active since 01-12-1981Normal situation
- Registered office
- 192 active companies are registered at this address36 started in the 12 months before. Source: KBO register, as of 7 November 2026.
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.019.876.8271420 Braine-l'Alleud, since 28-12-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 19-02-2026
Insights on La Mini Entreprise
La Mini Entreprise files the micro format. That format states no turnover. The gross margin rose from €28,782 in 2006 to €30,036 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about La Mini Entreprise
- What is the company number of La Mini Entreprise?
- The company number of La Mini Entreprise is 0422.165.378. The VAT number is the same number with BE in front: BE 0422.165.378.
- Where is La Mini Entreprise based?
- The registered office is at Lindestraat 42, 1640 Sint-Genesius-Rode.Company details
- What does La Mini Entreprise do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of La Mini Entreprise?
- La Mini Entreprise is a private limited company (BV).
- When was La Mini Entreprise founded?
- La Mini Entreprise was founded on 01-12-1981.
- Is La Mini Entreprise still active?
- Yes, La Mini Entreprise is an active enterprise in the KBO register.
- What is the turnover of La Mini Entreprise?
- The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €30,036 and 32 comparable companies (NACE 681). It probably lies between €45,000 and €170,000.Financials
- Is La Mini Entreprise profitable?
- In financial year 2025, La Mini Entreprise made a profit of €20,065.
- Where can I find the annual accounts of La Mini Entreprise?
- La Mini Entreprise filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of La Mini Entreprise due?
- La Mini Entreprise must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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