LA FROMAGERIE
Open bankruptcyA bankruptcy procedure is open for LA FROMAGERIE according to publications in the Belgian State Gazette; curator: GERT RYDANT. The 2024 annual accounts show negative equity (€-133k) and a net result of €842.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 15868 sector peers (2024).
NBB · sector comparisonPosition among 15868 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
114 d late
2022
400 d late
2021
27 d late
2020
75 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€292k
EBIT margin
6.0%
Net result
€842▼ 65.5%
2023 · €2k
2020: €19k
2021: €98
2022: €-180k
2023: €2k
2020 → 2024
Working capital
€-64k▼ 40.2%
2023 · €-46k
2020: €24k
2021: €38k
2022: €-116k
2023: €-46k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€292k-
Equity€44k-€44k▲ 0.2%€-137k€-134k▲ 1.8%€-133k▲ 0.6%
Operating result€18k-€-2k€-165k▼ 7,328%€18k€11k▼ 39.8%
Net result€19k-€98▼ 99.5%€-180k€2k€842▼ 65.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€6k▼ 74.2%
Current assets
€62k▼ 6.4%
Key figures and ratios
EBITDA
€26k▼
2023 · €35k
Cash flow
€16k▼
2023 · €19k
Solvency
-194.4%▼
2023 · -148.4%
Current ratio
0.49▼
2023 · 0.59
Quick ratio
0.19▼
2023 · 0.24
Debt / equity
-1.51▲
2023 · -1.61
ROA
1.2%▼
2023 · 2.7%
Interest coverage
2.68▲
2023 · 2.29
Debt
€202k▼
2023 · €216k
Debt ≤ 1 year
€127k▲
2023 · €113k
Debt > 1 year
€75k▼
2023 · €103k
Income taxes
€191▲
2023 · €169
Staff costs
€20k▼
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€90k€69k▼
Fixed assets21/28€24k€6k▼
Tangible fixed assets22/27€19k€5k▼
Plant, machinery and equipment23€14k€2k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€4k€967▼
Current assets29/58€67k€62k▼
Stocks and contracts in progress3€40k€39k▼
Stocks30/36€40k€39k▼
Amounts receivable within one year40/41€7k€5k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€14k€13k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€90k€69k▼
Equity10/15€-134k€-133k▲
Contributions10/11€25k€25k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-178k€-177k▲
Provisions and deferred taxes16€9k-
Provisions for liabilities and charges160/5€9k-
Other liabilities and charges164/5€9k-
Amounts payable17/49€216k€202k▼
Amounts payable after more than one year17€103k€75k▼
Financial debts170/4€103k€75k▼
Amounts payable within one year42/48€113k€127k▲
Current portion of amounts payable after more than one year42€33k€29k▼
Financial debts43€7k€5k▼
Credit institutions430/8€7k€5k▼
Trade debts44€56k€76k▲
Suppliers440/4€56k€76k▲
Taxes, remuneration and social security45€17k€17k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€5k€7k▲
Accrued charges and deferred income492/3€150-
Income statement
Code20232024
Non-recurring operating income76A€57k-
Remuneration, social security and pensions62€21k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-9k
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€60k€39k▼
Operating profit (loss)9901€18k€11k▼
Financial income75/76B€17€154▲
Recurring financial income75€17€154▲
Financial charges65/66B€15k€10k▼
Recurring financial charges65€15k€10k▼
Profit (loss) for the period before taxes9903€3k€1k▼
Income taxes67/77€169€191▲
Profit (loss) for the period9904€2k€842▼
Profit (loss) for the period to be appropriated9905€2k€842▼
Appropriation of the result
Profit (loss) to be appropriated9906€-178k€-177k▲
Profit (loss) brought forward from the previous period14P€-180k€-178k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · LA FROMAGERIE BV GOLF- LAAN 59, 9830 SINT-MARTENS-LATEM · event 24-07-2026
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 114 days late
03-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 400 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-180k ▼183817%
Net result drops to €-180k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Golflaan 599830 Sint-Martens-LatemGround area
583 m²
Building footprint
382 m²
Volume, LiDAR
2,106 m³
Parcel 44064B0323/00P005, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LA FROMAGERIE
since 20192.295.640.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0323/00P005 | Flanders | 583 m² | 1 · 382 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GERT RYDANT BRUSSELSESTEENWEG 691, 9050 GENT-
BRUGGE |
24-07-2026 → present |
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,432 EUR awarded · 2,432 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 432 EUR | 432 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Martens-Latem2.295.640.701
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Of 1,641 companies in sector 46170 we hold annual accounts for 671. 456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2019
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
47271Retail trade
47291Retail trade
46331Wholesale trade
47221Retail sale of meat and meat products, excluding game and poultry
47251Retail sale of wines and spirits
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.lafromagerielatem.be
E-mail:la.fromagerielatem@gmail.com