LA FLORE
ActiveSummary
LA FLORE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €38k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 9.03 against 7.21 in 2024; short-term debt: 10.5% and cash: 31.7% of total assets), and 10.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
18.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
27 d late
2023
28 d late
2022
31 d late
2021
31 d late
2020
27 d late
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 0.3%
2024 · €185k
Total assets
€207k▼ 2.7%
2024 · €213k
Net result
€38k▼ 17.5%
2024 · €46k
Working capital
€174k▲ 2.7%
2024 · €169k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€43k▲ 158%€27k▼ 36.7%€64k▲ 136%€66k▲ 4.2%€55k▼ 17.0%
Net result€29k▲ 171%€17k▼ 42.0%€43k▲ 153%€46k▲ 6.4%€38k▼ 17.5%
Equity€84k▲ 49.1%€99k▲ 18.5%€141k▲ 41.9%€185k▲ 31.5%€186k▲ 0.3%
Total assets€120k▲ 38.5%€131k▲ 9.7%€165k▲ 25.8%€213k▲ 28.7%€207k▼ 2.7%
Debt€36k▲ 18.9%€32k▼ 10.8%€25k▼ 23.4%€28k▲ 12.9%€22k▼ 22.2%
Working capital€71k▲ 75.9%€89k▲ 25.2%€128k▲ 44.1%€169k▲ 32.3%€174k▲ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€12k ▼ 28.6%
Current assets
€196k ▼ 0.5%
Equity and liabilities €207k
Equity
€186k ▲ 0.3%
Debt
€22k ▼ 22.2%
Debt's share of the balance-sheet total falls from 13.1% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2024 · €70k
Cash flow
€43k▼
2024 · €50k
Current ratio
9.03▲
2024 · 7.21
Debt to equity
0.12▼
2024 · 0.15
ROE
20.4%▼
2024 · 24.8%
ROA
18.3%▼
2024 · 21.6%
Interest coverage
32.81▲
2024 · 25.46
Debt ≤ 1 year
€22k▼
2024 · €27k
Income taxes
€16k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €2k | €2k | €4k | €5k | ▲ 23.2% |
| Other operating charges640/8 | €883 | €850 | €1k | €1k | €1k | ▲ 2.7% |
| Gross operating margin9900 | €46k | €30k | €67k | €71k | €61k | ▼ 14.6% |
| Operating profit (loss)9901 | €43k | €27k | €64k | €66k | €55k | ▼ 17.0% |
| Financial income75/76B | €0 | - | €9 | €730 | €438 | ▼ 40.0% |
| Recurring financial income75 | €0 | - | €9 | €730 | €438 | ▼ 40.0% |
| Financial charges65/66B | €333 | €2k | €3k | €3k | €2k | ▼ 33.9% |
| Recurring financial charges65 | €333 | €2k | €3k | €3k | €2k | ▼ 33.9% |
| Profit (loss) for the period before taxes9903 | €42k | €25k | €61k | €64k | €54k | ▼ 16.6% |
| Income taxes67/77 | €13k | €8k | €17k | €18k | €16k | ▼ 14.2% |
| Profit (loss) for the period9904 | €29k | €17k | €43k | €46k | €38k | ▼ 17.5% |
| Profit (loss) for the period to be appropriated9905 | €29k | €17k | €43k | €46k | €38k | ▼ 17.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120k | €131k | €165k | €213k | €207k | ▼ 2.7% |
| Fixed assets21/28 | €13k | €10k | €13k | €16k | €12k | ▼ 28.6% |
| Tangible fixed assets22/27 | €11k | €9k | €11k | €14k | €10k | ▼ 32.1% |
| Plant, machinery and equipment23 | €624 | €99 | €0 | €3k | €2k | ▼ 37.9% |
| Furniture and vehicles24 | €2k | €2k | €6k | €8k | €5k | ▼ 30.5% |
| Other tangible fixed assets26 | €8k | €7k | €5k | €4k | €3k | ▼ 31.3% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €107k | €121k | €152k | €197k | €196k | ▼ 0.5% |
| Amounts receivable after more than one year29 | - | - | €20k | €20k | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | €20k | €20k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €23k | €26k | €19k | €24k | €35k | ▲ 47.9% |
| Trade receivables40 | €17k | €15k | €19k | €24k | €30k | ▲ 25.6% |
| Other amounts receivable41 | €6k | €11k | €103 | €103 | €5k | ▲ 5,204% |
| Current investments50/53 | - | - | - | €70k | €93k | ▲ 32.9% |
| Cash at bank and in hand54/58 | €83k | €94k | €112k | €81k | €66k | ▼ 18.3% |
| Deferred charges and accrued income490/1 | €1k | €918 | €1k | €2k | €1k | ▼ 35.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120k | €131k | €165k | €213k | €207k | ▼ 2.7% |
| Equity10/15 | €84k | €99k | €141k | €185k | €186k | ▲ 0.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €65k | €81k | €122k | €166k | €167k | ▲ 0.3% |
| Distributable reserves133 | €65k | €81k | €122k | €166k | €167k | ▲ 0.3% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €36k | €32k | €25k | €28k | €22k | ▼ 22.2% |
| Amounts payable within one year42/48 | €36k | €32k | €24k | €27k | €22k | ▼ 20.5% |
| Financial debts43 | €4k | €4k | €4k | €0 | - | - |
| Credit institutions430/8 | €4k | €4k | €4k | €0 | - | - |
| Trade debts44 | €6k | €7k | €1k | €3k | €2k | ▼ 37.6% |
| Suppliers440/4 | €6k | €7k | €1k | €3k | €2k | ▼ 37.6% |
| Taxes, remuneration and social security45 | €14k | €15k | €14k | €16k | €19k | ▲ 15.1% |
| Taxes450/3 | €14k | €15k | €14k | €15k | €19k | ▲ 22.7% |
| Remuneration and social security454/9 | - | - | - | €1k | €0 | ▼ 100% |
| Other amounts payable47/48 | €12k | €6k | €5k | €8k | €1k | ▼ 82.6% |
| Accrued charges and deferred income492/3 | - | - | €301 | €610 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €17k | €43k | €46k | €38k | ▼ 17.5% |
| + Depreciation and write-downs630 | €3k | €2k | €2k | €4k | €5k | ▲ 23.2% |
| Operating cash flow (approximation) | €32k | €19k | €45k | €50k | €43k | ▼ 14.4% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €-7k | €0 | ▲ 100% |
| Change in cash | - | €11k | €18k | €-32k | €-15k | ▲ 53.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €46k ▲6.4%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €150kEq €185k ▲31.5%
7 profitable years in a row build equity to €185k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €141k ▲41.9%
6 profitable years in a row build equity to €141k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €11k ▼56.2%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2012
Ground area
1,509 m²
Building footprint
186 m²
Volume, LiDAR
143 m³
Parcel 24472G0330/00X000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Flore, Cécile Andries
since 20122.215.731.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0330/00X000 | Flanders | 1,509 m² | 1 · 186 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.