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LA FERME LAROCK

Active
Cooperative companyfounded 20187 yrs activeRue Duchêne(RR) 12, 4120 Neupré, BelgiumKBO/BCE: BE 0712.806.676

LA FERME LAROCK has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-5k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-36
Solvency69▼-8
Growth35▼-43
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.05 in 2024; short-term debt: 51.2% and cash: 25.7% of total assets), and 56% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44%
Return on assets
-8.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
10 d late
2024
14 d early
2023
19 d early
2022
28 d early
2021
34 d early
2020
37 d early
2019
16 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€226k▼ 22.4%
2024 · €291k
2024: €291k
2024 → 2025
EBIT margin
-2.3%▼ 3.1pp
2024 · 0.8%
2024: 0.8%
2024 → 2025
Net result
€-5k
2024 · €2k
2019: €2k 2020: €10k 2021: €-3k 2022: €-5k 2023: €-24k 2024: €2k
2019 → 2025
Working capital
€1k▼ 26.1%
2024 · €1k
2019: €8k 2020: €18k 2021: €12k 2022: €12k 2023: €-7k 2024: €1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€291k€226k▼ 22.4%
Equity€22k-€41k▲ 92.4%€19k▼ 54.4%€31k▲ 62.2%€25k▼ 17.1%
Operating result€-764-€-4k▼ 392%€-24k▼ 527%€2k€-5k
Net result€-3k-€-5k▼ 40.4%€-24k▼ 418%€2k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0Operating result 2021: €-764€-764Net result 2021: €-3k€-3kOperating result 2022: €-4k€-4kNet result 2022: €-5k€-5kOperating result 2023: €-24k€-24kNet result 2023: €-24k€-24kOperating result 2024: €2k€2kNet result 2024: €2k€2kOperating result 2025: €-5k€-5kNet result 2025: €-5k€-5k20212022202320242025
The operating result turns negative in 2025: a loss of €5k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets €27k▼ 6.7%
Current assets €31k▲ 4.8%
Equity and liabilities €58k
Equity €25k▼ 17.1%
Debt €32k▲ 16.4%
The debt ratio rises from 47.6% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-1k
2024 · €6k
Cash flow
€-792
2024 · €6k
Solvency
44.0%
2024 · 52.4%
Current ratio
1.04
2024 · 1.05
Quick ratio
0.71
2024 · 0.77
Debt / equity
1.27
2024 · 0.91
ROE
-19.4%
2024 · 7.3%
ROA
-8.5%
2024 · 3.8%
Interest coverage
-0.77
2024 · 3.90
Debt
€32k
2024 · €28k
Debt ≤ 1 year
€30k
2024 · €28k
Staff costs
€48k
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€58k€58k
Formation expenses20€699€524
Fixed assets21/28€28k€27k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€28k€27k
Plant, machinery and equipment23€5k€6k
Furniture and vehicles24€4k€3k
Other tangible fixed assets26€19k€17k
Current assets29/58€29k€31k
Stocks and contracts in progress3€8k€10k
Stocks30/36€8k€10k
Amounts receivable within one year40/41€14k€6k
Trade receivables40€7k€4k
Other amounts receivable41€7k€2k
Cash at bank and in hand54/58€7k€15k
Deferred charges and accrued income490/1€101€47
Equity and liabilities
Total equity and liabilities10/49€58k€58k
Equity10/15€31k€25k
Contributions10/11€43k€44k
Outside capital11€43k-
Share premium1100/10€43k-
Reserves13€76€76=
Non-distributable reserves130/1€76€76=
Reserves not available under the articles1311€76€76=
Profit (loss) carried forward14€-17k€-22k
Investment grants15€5k€4k
Amounts payable17/49€28k€32k
Amounts payable within one year42/48€28k€30k
Trade debts44€12k€13k
Suppliers440/4€12k€13k
Taxes, remuneration and social security45€6k€9k
Taxes450/3€115€1k
Remuneration and social security454/9€6k€7k
Other amounts payable47/48€10k€8k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Turnover70€291k€226k
Goods, raw materials, services and sundry goods60/61€234k€178k
Remuneration, social security and pensions62€54k€48k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€737€2k
Non-recurring operating charges66A-€1k
Gross operating margin9900€61k€50k
Operating profit (loss)9901€2k€-5k
Financial income75/76B€2k€2k
Recurring financial income75€2k€1k
Non-recurring financial income76B-€303
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€2k€-5k
Profit (loss) for the period9904€2k€-5k
Profit (loss) for the period to be appropriated9905€2k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-22k
Profit (loss) brought forward from the previous period14P€-20k€-17k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €2k
Net result €2k after 3 loss-making years.
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2019net €10k ▲593%
Operating result €14k, net result €10k, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Duchêne(RR) 124120 Neupré
Ground area
2,044 m²
Building footprint
230 m²
Parcel 62090C0080/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LA FERME LAROCK
Rue Duchêne(RR) 12, 4120 NeupréRetail trade
since 20182.282.112.763
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62090C0080/00H000 Wallonia 2,044 m² 1 · 230 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Neupré2.282.112.763
1 permission
Toelating · Detailhandel · since 28-01-2022

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,324 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded05-11-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.