LA FANCHETTE
ActiveLA FANCHETTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.36M and a net result of €12k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 5495 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2023
28 d late
2022
31 d late
2021
18 d late
2020
30 d late
2019
32 d late
2018
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1.36M▲ 0.9%
2023 · €1.35M
2018: €1.17M
2019: €1.09M
2020: €1.16M
2021: €1.17M
2022: €1.35M
2023: €1.35M
2018 → 2025
Net result
€12k▲ 1,958%
2023 · €602
2018: €53k
2019: €-84k
2020: €80k
2021: €89k
2022: €177k
2023: €602
2018 → 2025
Total assets
€2.90M▼ 10.7%
2023 · €3.25M
2018: €2.69M
2019: €2.60M
2020: €2.59M
2021: €2.53M
2022: €3.07M
2023: €3.25M
2018 → 2025
Solvency
46.9%▲ 5.4pp
2023 · 41.5%
2018: 43.7%
2019: 41.9%
2020: 44.8%
2021: 46.2%
2022: 43.8%
2023: 41.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€1.16M-€1.17M▲ 0.8%€1.35M▲ 15.1%€1.35M=€1.36M▲ 0.9%
Operating result€131k-€162k▲ 24.2%€290k▲ 78.8%€99k▼ 66.0%€155k▲ 57.3%
Net result€80k-€89k▲ 11.5%€177k▲ 98.8%€602▼ 99.7%€12k▲ 1,958%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2023.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €2.90M
Fixed assets
€2.83M▼ 3.0%
Current assets
€70k▼ 78.6%
Equity and liabilities €2.90M
Equity
€1.36M▲ 0.9%
Provisions
€49k▼ 4.7%
Debt
€1.49M▼ 19.3%
The debt ratio falls from 56.9% to 51.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
46.9%▲
2023 · 41.5%
ROE
0.9%▲
2023 · 0.0%
ROA
0.4%▲
2023 · 0.0%
Debt
€1.49M▼
2023 · €1.85M
Debt ≤ 1 year
€82k▼
2023 · €112k
Debt > 1 year
€1.32M▼
2023 · €1.68M
Income taxes
€8k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€3.25M€2.90M▼
Fixed assets21/28€2.92M€2.83M▼
Tangible fixed assets22/27€2.54M€2.45M▼
Land and buildings22€1.75M€1.67M▼
Plant, machinery and equipment23€786k€780k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€375k€375k=
Current assets29/58€329k€70k▼
Amounts receivable within one year40/41€22k€41k▲
Trade receivables40€4k€29k▲
Other amounts receivable41€18k€13k▼
Cash at bank and in hand54/58€307k€29k▼
Deferred charges and accrued income490/1-€490
Equity and liabilities
Total equity and liabilities10/49€3.25M€2.90M▼
Equity10/15€1.35M€1.36M▲
Contributions10/11€942k€942k=
Capital10€942k€942k=
Issued capital100€942k€942k=
Reserves13€405k€417k▲
Non-distributable reserves130/1€34k€35k▲
Legal reserve130€34k€35k▲
Tax-exempt reserves132€154k€147k▼
Distributable reserves133€216k€235k▲
Provisions and deferred taxes16€51k€49k▼
Deferred taxes168€51k€49k▼
Amounts payable17/49€1.85M€1.49M▼
Amounts payable after more than one year17€1.68M€1.32M▼
Financial debts170/4€1.68M€1.32M▼
Other amounts payable178/9€553€553=
Amounts payable within one year42/48€112k€82k▼
Current portion of amounts payable after more than one year42€79k€62k▼
Trade debts44€18k€12k▼
Suppliers440/4€18k€12k▼
Taxes, remuneration and social security45€8k€8k=
Taxes450/3€3k€3k=
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€7k-
Accrued charges and deferred income492/3€56k€92k▲
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€106k▼
Other operating charges640/8€7k€17k▲
Gross operating margin9900€226k€278k▲
Operating profit (loss)9901€99k€155k▲
Financial income75/76B€6k€583▼
Recurring financial income75€6k€583▼
Financial charges65/66B€103k€138k▲
Recurring financial charges65€103k€138k▲
Profit (loss) for the period before taxes9903€1k€18k▲
Transfer from deferred taxes780€1k€2k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€602€12k▲
Transfer from tax-exempt reserves789€4k€7k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€20k▲
Transfer to equity691/2€5k€20k▲
To the legal reserve6920-€1k
To other reserves6921€5k€19k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €177k ▲98.8%
Operating result €290k, net result €177k, both a record.
31-12
Financial
Liquidity times 17current ratio 4.16
Current ratio from 0.25 to 4.16; short-term debt falls from €209k to €148k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
31-12
Financial
Weakest financial yearnet €-84k ▼256%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
11-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elizabetlaan 748300 Knokke-HeistGround area
596 m²
Building footprint
163 m²
Volume, LiDAR
1,169 m³
Parcel 31332F0213/00_000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elizabetlaan 74, 8300 Knokke-Heist
since 20032.133.715.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0213/00_000 | Flanders | 596 m² | 1 · 163 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 11,986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-07-2003
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.