LA DIGUE
ActiveThe computed 12-month bankruptcy probability of LA DIGUE is 2.4% (moderate). The 2024 annual accounts show negative equity (€-10k) and a net result of €-25k. Equity is shrinking by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 18939 sector peers (fiscal year 2024). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
19
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-58
Growth32=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.48 in 2023; short-term debt: 131.4% and cash: 2.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-31.4%
Return on assets
-77.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
78 d late
2023
119 d late
2022
88 d late
2021
74 d late
2020
40 d late
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-25k▲ 0.5%
2023 · €-25k
2018: €-1k
2019: €-4k
2020: €-22k
2021: €24k
2022: €-25k
2023: €-25k
2018 → 2024
Working capital
€-34k▼ 117%
2023 · €-16k
2018: €17k
2019: €14k
2020: €3k
2021: €33k
2022: €12k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€65k▲ 58.4%€40k▼ 38.3%€15k▼ 62.7%€-10k
Operating result€-21k-€26k€-25k€-24k▲ 1.3%€-24k▲ 1.3%
Net result€-22k-€24k€-25k€-25k▼ 1.0%€-25k▲ 0.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2024 against €24k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€24k▼ 21.7%
Current assets
€8k▼ 44.8%
Key figures and ratios
EBITDA
€-17k▼
2023 · €-17k
Cash flow
€-18k▼
2023 · €-18k
Solvency
-31.4%▼
2023 · 33.0%
Current ratio
0.19▼
2023 · 0.48
Quick ratio
0.16▼
2023 · 0.46
Debt / equity
-4.19▼
2023 · 2.03
ROA
-77.9%▼
2023 · -55.5%
Interest coverage
-15.46▲
2023 · -18.32
Debt
€42k▲
2023 · €31k
Debt ≤ 1 year
€42k▲
2023 · €31k
Staff costs
€95k▲
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€32k▼
Fixed assets21/28€31k€24k▼
Tangible fixed assets22/27€31k€24k▼
Land and buildings22€19k€16k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€15k€8k▼
Stocks and contracts in progress3€827€1k▲
Stocks30/36€827€1k▲
Amounts receivable within one year40/41€14k€6k▼
Other amounts receivable41€14k€6k▼
Cash at bank and in hand54/58€250€825▲
Equity and liabilities
Total equity and liabilities10/49€46k€32k▼
Equity10/15€15k€-10k▼
Contributions10/11€25k€25k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-19k€-45k▼
Amounts payable17/49€31k€42k▲
Amounts payable within one year42/48€31k€42k▲
Financial debts43€462€0▼
Credit institutions430/8€462€0▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€29k€28k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€24k€25k▲
Other amounts payable47/48-€11k
Income statement
Code20232024
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€93k€95k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€801€468▼
Gross operating margin9900€76k€78k▲
Operating profit (loss)9901€-24k€-24k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€934€1k▲
Recurring financial charges65€934€1k▲
Profit (loss) for the period before taxes9903€-25k€-25k▲
Profit (loss) for the period9904€-25k€-25k▲
Profit (loss) for the period to be appropriated9905€-25k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-45k▼
Profit (loss) brought forward from the previous period14P€6k€-19k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 78 days late
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 4.55
Current ratio from 1.17 to 4.55; short-term debt falls from €18k to €9k.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 40 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 37 days late
2018
02-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 33 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
27-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place des Martyrs 156040 CharleroiGround area
285 m²
Building footprint
146 m²
Volume, LiDAR
1,609 m³
2 parcels, Wallonia · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Grand Central 37, 6000 Charleroi
since 19842.102.443.524
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52362A0719/00C000 | Wallonia | 167 m² | 1 · 83 m² | 10.5 m · 3 fl. |
| 52011D0275/00M011 | Wallonia | 118 m² | 1 · 63 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.102.443.524
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 8,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-1984
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.