CURIOSA

Active

Private limited companyfounded 200125 yrs activeVlamingstraat 22, 8000 Brugge, BelgiumKBO/BCE: BE 0475.577.241

CURIOSA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 806 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

56 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability60▼-40

Solvency53▲+11

Growth78▲+20

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.37 against 1.19 in 2024; short-term debt: 72% and cash: 22.1% of total assets), and 72% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

28%

Return on assets

9.1%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

23 d late

2024

31 d late

2023

29 d late

2022

29 d late

2021

24 d late

2020

30 d late

2019

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€5k▼ 71.8%

2024 · €17k

2018: €-12k 2019: €486 2020: €-15k 2021: €-10k 2022: €-9k 2023: €15k 2024: €17k

2018 → 2025

Working capital

€14k▲ 51.5%

2024 · €9k

2018: €5k 2019: €10k 2020: €-6k 2021: €-3k 2022: €-7k 2023: €3k 2024: €9k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-13k-€-22k▼ 69.3%€-7k▲ 66.9%€10k€15k▲ 48.3%

Operating result€-10k-€-8k▲ 19.1%€17k€17k▲ 2.3%€8k▼ 54.8%

Net result€-10k-€-9k▲ 13.6%€15k€17k▲ 18.7%€5k▼ 71.8%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 55% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €54k

98.8%

Fixed assets €635=

Current assets €53k▼ 12.8%

Equity and liabilities €54k

28.0%

72.0%

Equity €15k▲ 48.3%

Debt €39k▼ 24.7%

The debt ratio falls from 83.5% to 72.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

28.0%▲

2024 · 16.5%

Current ratio

1.37▲

2024 · 1.19

Quick ratio

1.25▲

2024 · 1.13

Debt / equity

2.57▼

2024 · 5.06

ROE

32.6%▼

2024 · 171.3%

ROA

9.1%▼

2024 · 28.3%

Debt

€39k▼

2024 · €51k

Debt ≤ 1 year

€39k▼

2024 · €51k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€61k€54k▼

Fixed assets21/28€635€635=

Financial fixed assets28€635€635=

Current assets29/58€61k€53k▼

Stocks and contracts in progress3€3k€5k▲

Stocks30/36€3k€5k▲

Amounts receivable within one year40/41€40k€36k▼

Trade receivables40€4k€10k▲

Other amounts receivable41€35k€26k▼

Cash at bank and in hand54/58€18k€12k▼

Deferred charges and accrued income490/1€501€141▼

Equity and liabilities

Total equity and liabilities10/49€61k€54k▼

Equity10/15€10k€15k▲

Contributions10/11€50k€50k=

Outside capital11€50k€50k=

Other1109/19€50k€50k=

Reserves13€15k€15k=

Non-distributable reserves130/1€430€430=

Reserves not available under the articles1311€430€430=

Distributable reserves133€14k€14k=

Profit (loss) carried forward14€-54k€-49k▲

Amounts payable17/49€51k€39k▼

Amounts payable within one year42/48€51k€39k▼

Current portion of amounts payable after more than one year42€11k€5k▼

Financial debts43€1k€7k▲

Credit institutions430/8€1k€7k▲

Trade debts44€37k€23k▼

Suppliers440/4€37k€23k▼

Taxes, remuneration and social security45€2k€4k▲

Taxes450/3€2k€4k▲

Other amounts payable47/48-€461

Income statement Code20242025

Other operating charges640/8€321-

Gross operating margin9900€18k€8k▼

Operating profit (loss)9901€17k€8k▼

Financial income75/76B€2k€19▼

Recurring financial income75€2k€19▼

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€17k€5k▼

Profit (loss) for the period9904€17k€5k▼

Profit (loss) for the period to be appropriated9905€17k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-54k€-49k▲

Profit (loss) brought forward from the previous period14P€-71k€-54k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 23 days late

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 31 days late

2024

31-12

Financial Highest result since 2018net €17k ▲18.7%

Operating result €17k, net result €17k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 29 days late

2023

31-12

Financial Back to profitnet €15k

Net result €15k after 3 loss-making years.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 29 days late

2022

24-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 24 days late

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 30 days late

2020

31-12

Financial Weakest financial yearnet €-15k ▼3159%

Net result drops to €-15k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 31 days late

2019

31-12

Financial Back to profitnet €486

Net result €486 after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 29 days late

2018

29-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 29 days late

2017

28-08

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 28 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brugge · 1 establishment unit since 2001

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vlamingstraat 228000 Brugge

Ground area

9 m²

Parcel 31806F0636/00C000, Flanders. Linked by address, not a title deed.

1 establishment unit

CURIOSA

Vlamingstraat 22, 8000 BruggeNACE 5530101

since 20012.116.575.533

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31806F0636/00C000	Flanders	9 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Brugge2.116.575.533

1 permission

Toelating · Eetgelegenheid · since 01-01-2006

Similar companies · same sector, comparable size

Maraille Praat- en Eetcafé

Dendermonde · Eq €15k

COZETTE

BE 1017.706.083

Gent · Eq €15k

Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 8,171 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-09-2001

Fiscal year end31-12

Activities, NACEBEL

55301

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.