LA DIFFERENZA
ActiveSummary
LA DIFFERENZA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €85,456 and a net result of €7,556. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 41% of 414 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability75▲+75
Solvency78▼-9
Growth71▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.88 against 2.21 in 2025; short-term debt: 46.8% and cash: 28.5% of total assets), and 46.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
53.2%
Return on assets
4.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 13-06-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
79 d early
2025
84 d early
2024
82 d early
2023
69 d early
2022
on the day
2021
15 d early
2020
82 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-01-2027 close31-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Turnover
€177,837▲ 33.1%
2020 · €133,586
EBIT margin
13.7%▼ 11.0pp
2020 · 24.7%
Net result
€7,556
2025 · -€31,885
Working capital
€66,330▲ 16.1%
2025 · €57,130
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Turnover
Operating result€41,670▲ 71.0%-€18,649-€7,105▲ 61.9%-€30,844▼ 334%€8,404
Net result€28,432▲ 23.1%-€20,124-€12,012▲ 40.3%-€31,885▼ 165%€7,556
EBIT margin
Equity€141,923▲ 25.1%€121,798▼ 14.2%€109,786▼ 9.9%€77,901▼ 29.0%€85,456▲ 9.7%
Total assets€178,040▲ 23.0%€150,467▼ 15.5%€163,204▲ 8.5%€125,035▼ 23.4%€160,691▲ 28.5%
Debt€36,117▲ 15.8%€28,669▼ 20.6%€53,418▲ 86.3%€47,135▼ 11.8%€75,234▲ 59.6%
Working capital€110,501▲ 44.5%€97,739▼ 11.5%€87,371▼ 10.6%€57,130▼ 34.6%€66,330▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €8,404 after a loss of €30,844 in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €160,691
Fixed assets
€19,126 ▼ 7.9%
Current assets
€141,564 ▲ 35.8%
Equity and liabilities €160,691
Equity
€85,456 ▲ 9.7%
Debt
€75,234 ▲ 59.6%
Debt's share of the balance-sheet total rises from 37.7% to 46.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,048▲
2025 · -€29,199
Cash flow
€9,200▲
2025 · -€30,241
Current ratio
1.88▼
2025 · 2.21
Debt to equity
0.88▲
2025 · 0.61
ROE
8.8%▲
2025 · -40.9%
ROA
4.7%▲
2025 · -25.5%
Interest coverage
15.39▲
2025 · -25.94
Debt ≤ 1 year
€75,234▲
2025 · €47,135
Income taxes
€153▲
2025 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,594 | €4,623 | €1,644 | €1,644 | €1,644 | = |
| Other operating charges640/8 | €7,103 | €18,670 | €20,117 | €15,556 | €15,713 | ▲ 1.0% |
| Gross operating margin9900 | €54,368 | €4,643 | €14,657 | -€13,643 | €25,762 | ▲ 289% |
| Operating profit (loss)9901 | €41,670 | -€18,649 | -€7,105 | -€30,844 | €8,404 | ▲ 127% |
| Financial income75/76B | €0 | €1 | €1 | €461 | €39 | ▼ 91.5% |
| Recurring financial income75 | €0 | €0 | €1 | €461 | €39 | ▼ 91.5% |
| Non-recurring financial income76B | €0 | €0 | €1 | €461 | €39 | ▼ 91.5% |
| Financial charges65/66B | €706 | €1,208 | €4,811 | €1,351 | €735 | ▼ 45.6% |
| Recurring financial charges65 | €506 | €1,208 | €1,790 | €1,126 | €653 | ▼ 42.0% |
| Non-recurring financial charges66B | €200 | €1 | €3,021 | €226 | €82 | ▼ 63.8% |
| Profit (loss) for the period before taxes9903 | €40,965 | -€19,857 | -€11,915 | -€31,734 | €7,709 | ▲ 124% |
| Income taxes67/77 | €12,533 | €268 | €97 | €151 | €153 | ▲ 1.3% |
| Profit (loss) for the period9904 | €28,432 | -€20,124 | -€12,012 | -€31,885 | €7,556 | ▲ 124% |
| Profit (loss) for the period to be appropriated9905 | €28,432 | -€20,124 | -€12,012 | -€31,885 | €7,556 | ▲ 124% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €178,040 | €150,467 | €163,204 | €125,035 | €160,691 | ▲ 28.5% |
| Fixed assets21/28 | €31,422 | €24,059 | €22,415 | €20,771 | €19,126 | ▼ 7.9% |
| Tangible fixed assets22/27 | €28,482 | €23,859 | €22,215 | €20,571 | €18,926 | ▼ 8.0% |
| Land and buildings22 | €25,504 | €23,859 | €22,215 | €20,571 | €18,926 | ▼ 8.0% |
| Furniture and vehicles24 | €1,134 | - | - | - | - | - |
| Other tangible fixed assets26 | €1,844 | - | - | - | - | - |
| Financial fixed assets28 | €2,940 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €146,618 | €126,408 | €140,789 | €104,265 | €141,564 | ▲ 35.8% |
| Amounts receivable within one year40/41 | €32,734 | €24,633 | €34,476 | €31,369 | €45,550 | ▲ 45.2% |
| Trade receivables40 | €29,563 | €23,241 | €23,416 | €20,483 | €34,339 | ▲ 67.6% |
| Other amounts receivable41 | €3,171 | €1,392 | €11,060 | €10,886 | €11,211 | ▲ 3.0% |
| Current investments50/53 | - | - | - | - | €50,000 | - |
| Cash at bank and in hand54/58 | €113,884 | €101,227 | €106,212 | €72,627 | €45,836 | ▼ 36.9% |
| Deferred charges and accrued income490/1 | - | €549 | €100 | €269 | €178 | ▼ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €178,040 | €150,467 | €163,204 | €125,035 | €160,691 | ▲ 28.5% |
| Equity10/15 | €141,923 | €121,798 | €109,786 | €77,901 | €85,456 | ▲ 9.7% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Capital10 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Issued capital100 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €79,889 | €79,889 | €79,889 | €79,889 | €79,889 | = |
| Distributable reserves133 | €79,889 | €79,889 | €79,889 | €79,889 | €79,889 | = |
| Profit (loss) carried forward14 | -€37,966 | -€58,091 | -€70,103 | -€101,988 | -€94,433 | ▲ 7.4% |
| Amounts payable17/49 | €36,117 | €28,669 | €53,418 | €47,135 | €75,234 | ▲ 59.6% |
| Amounts payable within one year42/48 | €36,117 | €28,669 | €53,418 | €47,135 | €75,234 | ▲ 59.6% |
| Trade debts44 | €10,827 | €3,727 | €45,900 | €25,994 | €14,624 | ▼ 43.7% |
| Suppliers440/4 | €10,827 | €3,727 | €45,900 | €25,994 | €14,624 | ▼ 43.7% |
| Taxes, remuneration and social security45 | €15,486 | €15,899 | €3,322 | €3,740 | €10,395 | ▲ 178% |
| Taxes450/3 | €15,486 | €15,899 | €3,322 | €3,740 | €10,395 | ▲ 178% |
| Other amounts payable47/48 | €9,804 | €9,043 | €4,196 | €17,400 | €50,215 | ▲ 189% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,432 | -€20,124 | -€12,012 | -€31,885 | €7,556 | ▲ 124% |
| + Depreciation and write-downs630 | €5,594 | €4,623 | €1,644 | €1,644 | €1,644 | = |
| Operating cash flow (approximation) | €34,026 | -€15,502 | -€10,368 | -€30,241 | €9,200 | ▲ 130% |
| Investment in fixed assets (approximation) | - | €2,740 | €0 | €0 | €0 | - |
| Change in cash | - | -€12,657 | €4,986 | -€33,586 | -€26,791 | ▲ 20.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
13-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-01
Financial
Back to profitnet €7,556
Net result €7,556 after 3 loss-making years.
2025
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
Financial
Weakest financial yearnet -€31,885
Net result drops to -€31,885, the lowest in the series; recovery starts the following year.
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
Financial
Equity above €100,000Eq €113,491 ▲25.5%
2 profitable years in a row build equity to €113,491.
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
Financial
Back to profitnet €32,581
Net result €32,581 after one loss-making year.
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2001
Ground area
712 m²
Building footprint
181 m²
Parcel 55004F0119/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LA DIFFERENZA
since 20012.093.363.631
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004F0119/00K000 | Wallonia | 712 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MELHAGE MANAGEMENT
BE 1004.845.467
Elsene · Eq €85,454
FLEEX
BE 0866.631.850
Grimbergen · Eq €85,450
3P INVEST
BE 0829.011.884
Watermaal-Bosvoorde · Eq €85,446
SARACEN FINANCIAL GROUP
BE 0840.080.079
Ukkel · Eq €85,476
Kohacon
BE 0568.469.686
Lichtervelde · Eq €85,478
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-10-2000
Fiscal year end31-01
Activities, NACEBEL 2025
70200Business and other management consultancy
74130Interior design
74140Other specialised design activities
93299Other amusement and recreation activities
Contact
E-mail
yves.druez@ladifferenza.beBraine-le-Comte
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473085628
Also
9925:BE0473085628
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.