LA CRYPTE BAR
Judicial reorganisationThe file of LA CRYPTE BAR contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records for LA CRYPTE BAR the legal situation: special situation (code 091); this is today's state according to the register itself, which carries no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €82k and a net result of €233k. Equity is growing by ~99.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 13270 sector peers (fiscal year 2025).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency42▲+42
Growth78▲+20
Track record24
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.05 against 0.09 in 2024; short-term debt: 83.4% and cash: 1.3% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
138 d late
2023
160 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k
2024 · €-151k
2023: €-83k
2024: €-151k
2023 → 2025
Total assets
€492k▲ 487%
2024 · €84k
2023: €100k
2024: €84k
2023 → 2025
Net result
€233k
2024 · €-68k
2023: €-123k
2024: €-68k
2023 → 2025
Working capital
€21k
2024 · €-214k
2023: €-136k
2024: €-214k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-83k-€-151k▼ 81.7%€82k
Operating result€-112k-€-56k▲ 49.8%€240k
Net result€-123k-€-68k▲ 44.8%€233k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €240k after a loss of €56k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€61k▼ 2.5%
Current assets
€431k▲ 1,922%
Equity and liabilities €492k
Equity
€82k
Debt
€410k
Debt finances 83.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€249k▲
2024 · €-47k
Cash flow
€242k▲
2024 · €-59k
Solvency
16.6%▲
2024 · -180.5%
Current ratio
1.05▲
2024 · 0.09
Quick ratio
1.00▲
2024 · 0.00
Debt / equity
5.02▲
2024 · -1.55
ROE
285.2%
ROA
47.4%▲
2024 · -81.2%
Interest coverage
33.90▲
2024 · -3.87
Debt
€410k▲
2024 · €235k
Debt ≤ 1 year
€410k▲
2024 · €235k
Staff costs
€304k▲
2024 · €258k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€492k▲
Fixed assets21/28€63k€61k▼
Tangible fixed assets22/27€62k€57k▼
Plant, machinery and equipment23€62k€54k▼
Furniture and vehicles24-€3k
Financial fixed assets28€363€4k▲
Current assets29/58€21k€431k▲
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41-€401k
Trade receivables40-€218k
Other amounts receivable41-€183k
Cash at bank and in hand54/58€108€6k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€84k€492k▲
Equity10/15€-151k€82k▲
Contributions10/11€40k€40k=
Profit (loss) carried forward14€-191k€42k▲
Amounts payable17/49€235k€410k▲
Amounts payable within one year42/48€235k€410k▲
Trade debts44€170k€163k▼
Suppliers440/4€170k€163k▼
Taxes, remuneration and social security45€57k€247k▲
Taxes450/3€26k€247k▲
Remuneration and social security454/9€31k-
Other amounts payable47/48€8k-
Accrued charges and deferred income492/3-€37
Income statement
Code20242025
Remuneration, social security and pensions62€258k€304k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8-€174
Gross operating margin9900€211k€553k▲
Operating profit (loss)9901€-56k€240k▲
Financial income75/76B€181€124▼
Recurring financial income75€181€124▼
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€-68k€233k▲
Profit (loss) for the period9904€-68k€233k▲
Profit (loss) for the period to be appropriated9905€-68k€233k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-191k€42k▲
Profit (loss) brought forward from the previous period14P€-123k€-191k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
30-06
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collectif_pme · event 24-06-2026
2025
31-12
Financial
Back to profitnet €233k
Net result €233k after 2 loss-making years.
31-12
Financial
Liquidity times 12current ratio 1.05
Current ratio from 0.09 to 1.05.
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
07-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 160 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Saint-Pierre(TOU) 257500 TournaiGround area
601 m²
Building footprint
117 m²
Volume, LiDAR
1,274 m³
Parcel 57081F0407/00C000, Wallonia · tallest building 11.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LA CRYPTE BAR
since 20222.328.889.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081F0407/00C000 ProtectedArchitectural ensemble |
Wallonia | 601 m² | 1 · 117 m² | 11.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.328.889.727
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2022
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:la.crypte@outlook.com