Financials
- Fiscal year
- 2024
- Total assets
- €356,316
- Loss
- -€15,706
- Solvency
- 62.8%
Total assets▼ 4.0%
Net result
20182024
LA CRAVACHE
ActiveSummary
LA CRAVACHE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223,783 and a net result of -€15,706. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 77% of 3024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Equestrian clubs
NACE 93127NACE 92613Operation of sports facilities NACE 93110
1 site
Size
€356,316total assets 2024
- Staff
- 4.3 FTE
- Equity
- €223,783
- Loss
- -€15,706
Turnover not published (abridged schema)
Structure
Accounts 67 d overdue0 of 6 deeds read
Why 90- 1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 late+ Founded in 1989+ Liquidity: current ratio 2.59, cash €141,309+ Sector Sports, amusement and recreation activities (NACE 93)Show the evidence
Checked score
Score 2024
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
88-2
equity 62.8% of total assets
Liquidity
90+1
short-term debt 25.2% · cash 39.7%
Profitability
63+13
return on assets -4.4%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -0.6% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.3%▼ -1.6% vs 02-2025
04-2025: 0.3%▼ -1.9% vs 03-2025
05-2025: 0.3%▼ -7.3% vs 04-2025
06-2025: 0.3%▲ +11.1% vs 05-2025
07-2025: 0.3%▲ +7.7% vs 06-2025
08-2025: 0.4%▲ +18.8% vs 07-2025highest value
09-2025: 0.4%▼ -4.5% vs 08-2025
10-2025: 0.1%▼ -73.2% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.0% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▼ -1.0% vs 02-2026
04-2026: 0.1%▼ -2.0% vs 03-2026lowest value
05-2026: 0.1%● 0.0% vs 04-2026lowest value
06-2026: 0.1%▲ +11.2% vs 05-2026
07-2026: 0.1%▲ +10.1% vs 06-2026
08-2026: 0.2%▲ +27.5% vs 07-2026
09-2026: 0.2%▲ +5.2% vs 08-2026
10-2026: 0.2%▲ +26.7% vs 09-2026
- Founded in 1989 lowers the probability for this profile
- Liquidity: current ratio 2.59, cash €141,309 lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 late raises the probability
- Sector Sports, amusement and recreation activities (NACE 93) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.46 in 2023; short-term debt: 25.2% and cash: 39.7% of total assets), and 37.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 76%, liquidity 89%, profitability 42%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€15,706
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
57 d late
2022
31 d late
2021
31 d early
2020
8 d early
2019
73 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€72,285
Key points
- Positive: Result rose in 2024from -€72,285 to -€15,706 ▲ 78.3% View
- Caution: Among the weakest 17% on net resultsector median €3,739 · 3,024 companies -€15,706 View
- Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
- Caution: 2 loss-making years in a rowloss fiscal year 2024 -€15,706 View
By topic
Timeline
- Events
- 12
- Since
- 2016
- 26-09-2025Annual accounts filed
- 26-09-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Equestrian clubsNACE 93127
- Founded
- 07-03-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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