La Corderie
ActiveSummary
La Corderie has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €-23k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+22
Solvency65▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.94 in 2024; short-term debt: 7.5% and cash: 17.3% of total assets), but 59.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
-6%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
2 d early
2022
60 d early
2021
4 d early
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€157k▼ 12.9%
2024 · €180k
2020: €292k
2021: €257k
2022: €234k
2023: €214k
2024: €180k
2020 → 2025
Total assets
€391k▼ 11.6%
2024 · €442k
2020: €603k
2021: €560k
2022: €522k
2023: €483k
2024: €442k
2020 → 2025
Net result
€-23k▲ 32.5%
2024 · €-34k
2020: €-108k
2021: €-35k
2022: €-23k
2023: €-20k
2024: €-34k
2020 → 2025
Working capital
€41k▼ 27.4%
2024 · €57k
2020: €78k
2021: €59k
2022: €58k
2023: €62k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€234k▼ 9.0%€214k▼ 8.5%€180k▼ 16.1%€157k▼ 12.9%
Operating result€-29k-€-18k▲ 40.5%€-15k▲ 16.0%€-29k▼ 99.8%€-19k▲ 36.2%
Net result€-35k-€-23k▲ 34.0%€-20k▲ 13.7%€-34k▼ 72.8%€-23k▲ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€320k ▼ 10.0%
Current assets
€70k ▼ 18.1%
Equity and liabilities €391k
Equity
€157k ▼ 12.9%
Debt
€234k ▼ 10.7%
Debt's share of the balance-sheet total rises from 59.3% to 59.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €7k
Cash flow
€12k▲
2024 · €2k
Current ratio
2.41▼
2024 · 2.94
Debt to equity
1.49▲
2024 · 1.46
ROE
-14.9%▲
2024 · -19.2%
ROA
-6.0%▲
2024 · -7.8%
Interest coverage
3.76▲
2024 · 1.45
Debt ≤ 1 year
€29k▼
2024 · €29k
Debt > 1 year
€199k▼
2024 · €216k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€442k€391k▼
Fixed assets21/28€356k€320k▼
Tangible fixed assets22/27€356k€320k▼
Land and buildings22€340k€309k▼
Plant, machinery and equipment23€636€486▼
Furniture and vehicles24€15k€11k▼
Financial fixed assets28€100€100=
Current assets29/58€86k€70k▼
Amounts receivable within one year40/41€698€2k▲
Trade receivables40€130€2k▲
Other amounts receivable41€568€0▼
Cash at bank and in hand54/58€84k€68k▼
Deferred charges and accrued income490/1€1k€884▼
Equity and liabilities
Total equity and liabilities10/49€442k€391k▼
Equity10/15€180k€157k▼
Contributions10/11€400k€400k=
Profit (loss) carried forward14€-220k€-243k▼
Amounts payable17/49€262k€234k▼
Amounts payable after more than one year17€216k€199k▼
Financial debts170/4€195k€178k▼
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€29k€29k▼
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3-€294
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€17k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€36k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€11k€21k▲
Operating profit (loss)9901€-29k€-19k▲
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-34k€-23k▲
Profit (loss) for the period9904€-34k€-23k▲
Profit (loss) for the period to be appropriated9905€-34k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-220k€-243k▼
Profit (loss) brought forward from the previous period14P€-186k€-220k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2018
Ground area
727 m²
Building footprint
248 m²
Volume, LiDAR
3,311 m³
Parcel 42452B0656/00G000, Flanders · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
B&B La Corderie
since 20182.279.646.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B0656/00G000 | Flanders | 727 m² | 1 · 248 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamme (O.-Vl.)2.279.646.884
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Of 1,856 companies in sector 55204 we hold annual accounts for 450. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2018
Fiscal year end30-06
Activities, NACEBEL 2025
55204Guest rooms (bed and breakfast)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.