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LA COPIE

Active
Private limited companyfounded 200521 yrs activeRue Houchettes 23, 6920 Wellin, BelgiumKBO/BCE: BE 0872.751.857

LA COPIE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €23k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency47▲+7
Growth62=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.79 in 2024; short-term debt: 78.4% and cash: 13.6% of total assets), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.6%
Return on assets
53.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
84 d early
2024
30 d early
2023
30 d early
2022
29 d late
2021
11 d early
2020
4 d late
2019
7 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€51k▼ 5.3%
2022 · €54k
2018: €51k 2019: €42k 2020: €47k 2021: €56k 2022: €54k
2018 → 2023
EBIT margin
-16.1%▼ 13.9pp
2022 · -2.2%
2018: 9.6% 2019: -4.7% 2020: 15.1% 2021: 8.4% 2022: -2.2%
2018 → 2023
Net result
€23k▲ 149%
2024 · €9k
2018: €4k 2019: €-3k 2020: €7k 2021: €4k 2022: €-2k 2023: €-9k 2024: €9k
2018 → 2025
Working capital
€-3k▲ 60.3%
2024 · €-7k
2018: €-15k 2019: €-15k 2020: €-15k 2021: €-9k 2022: €-8k 2023: €-17k 2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€56k-€54k▼ 4.7%€51k▼ 5.3%
Equity€9k-€6k▼ 24.0%€-2k€6k€9k▲ 54.0%
Operating result€5k-€-1k€-8k▼ 599%€9k€23k▲ 160%
Net result€4k-€-2k€-9k▼ 367%€9k€23k▲ 149%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €5k€5kNet result 2021: €4k€4kOperating result 2022: €-1k€-1kNet result 2022: €-2k€-2kOperating result 2023: €-8k€-8kNet result 2023: €-9k€-9kOperating result 2024: €9k€9kNet result 2024: €9k€9kOperating result 2025: €23k€23kNet result 2025: €23k€23k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 160% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets €12k▼ 7.5%
Current assets €31k▲ 14.7%
Equity and liabilities €43k
Equity €9k▲ 54.0%
Debt €34k▼ 0.9%
The debt ratio falls from 84.9% to 78.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26k
2024 · €12k
Cash flow
€27k
2024 · €13k
Solvency
21.6%
2024 · 15.1%
Current ratio
0.92
2024 · 0.79
Quick ratio
0.90
2024 · 0.71
Debt / equity
3.63
2024 · 5.63
ROE
248.8%
2024 · 153.5%
ROA
53.8%
2024 · 23.2%
Interest coverage
59.83
2024 · 27.18
Debt
€34k
2024 · €34k
Debt ≤ 1 year
€34k
2024 · €34k
Income taxes
€112
2024 · €99
Staff costs
€341
2024 · €7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€43k
Formation expenses20€0€0=
Fixed assets21/28€13k€12k
Intangible fixed assets21€0€2k
Tangible fixed assets22/27€13k€10k
Land and buildings22€13k€10k
Plant, machinery and equipment23€41€0
Furniture and vehicles24€0€0=
Financial fixed assets28€50€50=
Current assets29/58€27k€31k
Stocks and contracts in progress3€3k€721
Stocks30/36€3k€721
Amounts receivable within one year40/41€22k€24k
Trade receivables40€530€530=
Other amounts receivable41€22k€24k
Cash at bank and in hand54/58€2k€6k
Deferred charges and accrued income490/1€287€0
Equity and liabilities
Total equity and liabilities10/49€40k€43k
Equity10/15€6k€9k
Contributions10/11€50k€30k
Profit (loss) carried forward14€-44k€-21k
Amounts payable17/49€34k€34k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€34k€34k
Current portion of amounts payable after more than one year42€2k€0
Trade debts44€29k€13k
Suppliers440/4€29k€13k
Taxes, remuneration and social security45€2k€1k
Taxes450/3€2k€1k
Other amounts payable47/48€769€20k
Income statement Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€7€341
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€5k€4k
Gross operating margin9900€17k€30k
Operating profit (loss)9901€9k€23k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€439€432
Recurring financial charges65€439€432
Profit (loss) for the period before taxes9903€9k€23k
Income taxes67/77€99€112
Profit (loss) for the period9904€9k€23k
Profit (loss) for the period to be appropriated9905€9k€23k
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-21k
Profit (loss) brought forward from the previous period14P€-52k€-44k
Transfer from equity791/2-€0
Transfer to equity691/2-€0
To the legal reserve6920-€0
Profit to be distributed694/7€859€0
Return on contributions (dividend)694€859€0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €23k ▲149%
Operating result €23k, net result €23k, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €9k
Net result €9k after 2 loss-making years.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
07-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
21-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellin · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Houchettes 236920 Wellin
Ground area
1,931 m²
Building footprint
489 m²
Volume, LiDAR
2,186 m³
Parcel 84075B1181/00D002, Wallonia · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LA COPIE
Rue Houchettes 23, 6920 WellinNACE 36100
since 20052.146.396.796
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84075B1181/00D002 Wallonia 1,931 m² 1 · 489 m² 7.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,499 companies in sector 31004 we hold annual accounts for 620. 227 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-03-2005
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36111
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
47591Retail trade
51471
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Phone:084/38 96 70
Establishment Wellin 2.146.396.796
Fax:084/38 96 70
Establishment Wellin 2.146.396.796